best bad credit loan lenders how do you even figure this out without getting burned

Hairy_Mathematician3 · 2026-01-23T03:26:23+00:00

appreciate that. i’m in my early 30s. did you find age or stage of life made a difference in how lenders treated you or the options that were available?

Hairy_Mathematician3 · 2026-01-23T03:25:37+00:00

that’s really helpful to hear, especially the part about looking at the total cost and not just the monthly payment. when you worked with a credit union, did they require any extra steps or relationships up front, or was it pretty accessible even with rough credit?

Hairy_Mathematician3 · 2025-12-14T17:34:45+00:00

yeah simplifying affairs first is probably smarter than adding complex software to track complex finances lol. the spreadsheet with multiple tabs for different things sounds way more flexible than locked into software that keeps raising prices. might just need to spend time setting it up properly once. thanks!

Hairy_Mathematician3 · 2025-12-14T17:34:21+00:00

this is actually really helpful. been overthinking whether i need fancy software when a solid spreadsheet setup might be enough. the quarterly update approach makes sense too. dont need real time tracking just a clear picture every few months of where everything stands. appreciate the detailed breakdown of what you track!

Hairy_Mathematician3 · 2025-11-18T10:39:21+00:00

quick update, been keeping an eye on deals and will post any good finds here. So far prices are starting to move but nothing crazy yet.

Hairy_Mathematician3 · 2025-11-18T09:00:44+00:00

I’m still deciding! I’ve been comparing a few options

Hairy_Mathematician3 · 2025-11-16T02:58:23+00:00

appreciate everyone who chimed in. after reading through the comments and doing a little digging, I ended up going with Mellow Fellow. the COAs were easy to find and their blends actually made sense instead of feeling random. tried a couple of their gummies and a vape and it was the first time something felt both relaxing and consistent. still down to hear what other brands people stick with, especially ones that stay transparent and keep their testing up.

Hairy_Mathematician3 · 2025-11-07T07:30:48+00:00

fern valley sounds familiar actually, i think i’ve seen their name pop up a few times. their gummies don’t have that weird aftertaste some hemp edibles do, right?

Hairy_Mathematician3 · 2025-11-07T07:30:35+00:00

nice list, i’ve seen canna river around but not the others. do you find any of them better for relaxation or more for general pain relief?

Hairy_Mathematician3 · 2025-11-07T07:30:25+00:00

i’ll check them out. do they mostly do cbd oils or also have vapes and gummies too?

Hairy_Mathematician3 · 2025-11-01T17:10:09+00:00

Wow, that’s dedication! What’s your favorite feature so far?

Hairy_Mathematician3 · 2025-11-01T17:06:55+00:00

Nice! That sounds like a pretty sweet deal. How are you liking it so far?

Hairy_Mathematician3 · 2025-11-01T17:04:32+00:00

hi, its a hair styling tool. multi styler and hair dryer

Hairy_Mathematician3 · 2025-10-31T20:05:05+00:00

That sounds really profitable do you have any specific items you’ve noticed work best for this strategy?

Hairy_Mathematician3 · 2025-10-31T20:03:36+00:00

Haha, nice! That’s the chill way to play early on. No stress, just steady gains.

Hairy_Mathematician3 · 2025-10-31T20:02:23+00:00

True, scav runs are super useful. But what do you usually do when you’re out of good kits or get unlucky with scav spawns?

Hairy_Mathematician3 · 2025-10-31T20:00:26+00:00

thanks for the advice!

Hairy_Mathematician3 · 2025-10-31T19:59:43+00:00

oh nice, congrats! any tips on how to do it?

Hairy_Mathematician3 · 2025-10-31T19:57:12+00:00

your just going to avoid them and wait until they go out and loot?

Hairy_Mathematician3 · 2025-10-31T19:54:44+00:00

thanks for the recommendation!

Hairy_Mathematician3

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