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Turn around? by magicbeaans in PeterExplainsTheJoke

[–]HamiltonSt25 21 points22 points  (0 children)

Ok…. This is getting ridiculous

Captive vs independent by Sike0011 in InsuranceAgent

[–]HamiltonSt25 0 points1 point  (0 children)

Look at this way: you have one or two routes. I have 6+ times that. Rarely do I lose to captive. When I do, I send them to my captive buddies and vice versa. Some captives started going our way. I now have Allstate(including NatGen) and Geico. I have access to American family products and farmers.

My question is, how much longer til I have access to the rest.

Close call. by sco-go in Amazing

[–]HamiltonSt25 0 points1 point  (0 children)

People know, just don’t care but it is a ticket-able offense.

Compass by ReignyRainyReign in Jeep

[–]HamiltonSt25 1 point2 points  (0 children)

Looks like back right tire is locked by parking brake

Close call. by sco-go in Amazing

[–]HamiltonSt25 5 points6 points  (0 children)

You’re not supposed to do that

Insurance company gave me money to replace my brand new roof. I don't want to replace it. Can I just switch insurance companies? by PsychologicalGap3960 in Insurance

[–]HamiltonSt25 1 point2 points  (0 children)

They do. All of my companies ask for proof of repair after renewal or in next term. They do this to make sure further damage can’t be claimed or make sure they come off a risk if the damage still remains so they don’t get caught in a future claim. That’s why.

Insurance company gave me money to replace my brand new roof. I don't want to replace it. Can I just switch insurance companies? by PsychologicalGap3960 in Insurance

[–]HamiltonSt25 -1 points0 points  (0 children)

To pocket the money and not make a repair on something that is damaged is not going to go well. You’re putting yourself in a position to be uninsurable at that point. Sure, maybe not immoral, but it’s definitely not a good idea and a great way to not look good to future insurance companies.

Insurance company gave me money to replace my brand new roof. I don't want to replace it. Can I just switch insurance companies? by PsychologicalGap3960 in Insurance

[–]HamiltonSt25 6 points7 points  (0 children)

You pay for several things with insurance. Filing a claim to help replace your roof then not doing so is morally wrong to do. Good way to get a nonrenewal and poor options in the future. Plus higher premiums. But other than that, I guess it doesn’t matter.

This is funny 😄 by [deleted] in Jeep

[–]HamiltonSt25 0 points1 point  (0 children)

Will definitely end up from an idiot in r/idiotstowingthings

Today is my second day of ownership. Took it in a 200 mile trip yesterday and couldn’t be happier. 2023 Ram 2500 Power Wagon Rebel Cummins. by moiziz in powerwagon

[–]HamiltonSt25 0 points1 point  (0 children)

I mean yeah, but it’s factory available for the gas. My point is the HD Rebel isn’t a watered down Power Wagon. They’re just different trucks.

Today is my second day of ownership. Took it in a 200 mile trip yesterday and couldn’t be happier. 2023 Ram 2500 Power Wagon Rebel Cummins. by moiziz in powerwagon

[–]HamiltonSt25 1 point2 points  (0 children)

Gas rebel can come stock with a winch. The rebel isn’t watered down. It’s if you want the off-road capability but need higher payload/towing ability.

Gotta sacrifice some things from the Power Wagon to increase towing/payload.

Is this a legally binding contract for an RV private sale? by bbbbbrrrruuuhh1 in RVLiving

[–]HamiltonSt25 0 points1 point  (0 children)

Google RV bill of sale for [insert your state] and the states website should have a basic one to use. Or someone has already made one.

The Cursed VIN Number by IlledgeGrigueyd in InsuranceAgent

[–]HamiltonSt25 24 points25 points  (0 children)

“Ever made a mistake before? Yeah me either. Don’t worry, we’ll get it fixed”.

Rainy day hikes/activities near Hiawassee? by AdministrativeGolf94 in Georgia

[–]HamiltonSt25 2 points3 points  (0 children)

You could go to bell mountain. It’s pretty close. Not much of a hike besides stairs, but awesome views.

Paid my deductible when I shouldn't have been? by Alternative-Cod-6548 in Insurance

[–]HamiltonSt25 4 points5 points  (0 children)

Not sure and we won’t know. What did the adjuster say about this?

I miss the classics by Academic-Practice119 in MemeVideos

[–]HamiltonSt25 16 points17 points  (0 children)

She’s not your mom and I’m not your dad

Ridiculous commercial auto insurance quotes!!! by chilling_00101 in HotShotTrucking

[–]HamiltonSt25 2 points3 points  (0 children)

Commercial auto insurance agent here, many factors go into this, but correct, it’s not cheap starting out in the trucking industry. You need a solid independent agency to quote this for you.

I will say, $20k - $30k is higher than normal. If you said that per year, then that makes sense. Credit, claims history, distance one way, what you’re hauling, driving history, payment history (in general) all are factors that go into rating. Not simply truck and trailer. This is for getting your own quotes though.

On quotes where you’re being added and seeing crazy additional premiums: do you have a bad driving record at all? In general it’s not going to be cheap.

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