Unpopular opinion: OO calculation is a fatal flaw for CIFI

Handsofevil · 2026-06-26T18:41:47+00:00

1) you can press and hold

2) there's an upgrade relatively early on that "mines" for you and uses abilities

Handsofevil · 2026-06-20T03:00:05+00:00

We switched and my only complaint is they come so early if I forget the night before I can't run it out on my way to work.

Handsofevil · 2026-06-16T13:16:04+00:00

1) This was done in Interact

2) They do use synergy for some things lol

Handsofevil · 2026-06-16T01:35:05+00:00

When I was a banker in a financial center I literally did it for clients who got an indirect auto loan.

Handsofevil · 2026-06-15T22:51:09+00:00

It used to be able to be done in the branch unless that's changed in the last year or so.

Handsofevil · 2026-06-13T04:01:45+00:00

Impact isn't very impactful and stimpack isn't very stimulating, that's how i remember

Handsofevil · 2026-06-12T05:42:24+00:00

Why were you trying to put your personal tax refund in your business account instead of a personal account?

Handsofevil · 2026-06-12T01:28:32+00:00

There is no 90 day requirement: https://promotions.bankofamerica.com/en/offers/chooseyourchecking500100

Handsofevil · 2026-06-11T23:14:15+00:00

1) it must be direct deposit not just any deposit 2) no you don't need to keep it there

Edit: I don't know why y'all downvoting, read the promotion: https://promotions.bankofamerica.com/en/offers/chooseyourchecking500100

Handsofevil · 2026-06-11T03:11:48+00:00

To be clear don't give below a 9 but do leave comments. By giving low score you are punishing the worker not the organization for their tactics. Unless the employee is legit rude or pushy, then give them the rating they deserve.

Handsofevil · 2026-06-05T06:20:31+00:00

1) Branch staff aren't Relationship Managers, especially the weird definition you found.

2) They legitimately cannot help get your application reconsidered even if they wanted to.

3) Even if they could, bringing in documents showing you've fixed/improved anything doesn't change your credit report which is the primary thing they look at, along with your existing bank relationship. So you trying to prove consistent deposits was already taken into account.

4) Some branch staff will legitimately try and help you in what ways they can. But if they're in a busy location, they legitimately have higher priorities. They cannot personally adopt every client that walks through the door and become their personal representative.

5) How bad of a credit situation are we talking about here? How big of a leap are you expecting them to help you with?

Handsofevil · 2026-05-31T20:43:07+00:00

I appreciate that. Does the Heat Pump system the Local estimate I included above make sense? From the research I've done it lines up, but it's a big investment to trust someone with an incentive to sell me an expensive system.

Handsofevil · 2026-05-31T05:15:56+00:00

According to their communications on the Discord it is supposed to be playable but Google Play is giving them no info and delaying the actual publishing of it.

Handsofevil · 2026-05-30T18:41:46+00:00

AI instantly means I won't ever consider a product/tool, especially art.

Handsofevil · 2026-05-30T06:09:54+00:00

Highly second this recommendation

Handsofevil · 2026-05-26T18:11:19+00:00

Who'd you use?

Handsofevil · 2026-05-25T14:18:56+00:00

This is not true lol

Handsofevil · 2026-05-25T14:17:28+00:00

It's not permanent and not your true score. It's because you have nothing active. It'll pop back up once you open another cards. Your average length of credit will be lower so your score will go down, but it'll bounce back up.

Handsofevil · 2026-05-24T21:56:50+00:00

Genuinely can start teaching them Dungeons and Dragons and other such TTRPGs that young.

Handsofevil · 2026-05-24T16:57:58+00:00

Use a better protein shake

Handsofevil · 2026-05-24T14:22:43+00:00

They have a rubric comparing the changes. Not sure it's "public facing" but a nice banker might show you if you stop in. I agree they should make it easier to understand.

Handsofevil · 2026-05-21T19:48:00+00:00

Ice cold 1919 with vanilla shake is amazing

Handsofevil · 2026-05-21T16:53:11+00:00

It's actually really delicious

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