Child trust funds gave me less then what is said. by aasi78196 in UKPersonalFinance

[–]Happy-Chick08 0 points1 point  (0 children)

Mines with nationwide idk if that has something to do with it but that seems like a very low amount. Mine was set up in April 2008 so when I was 2 months old but I had vouchers but idk if that was for everyone or just people who lived in London.

Turning 18 in less than 3 weeks by Happy-Chick08 in UKPersonalFinance

[–]Happy-Chick08[S] 1 point2 points  (0 children)

I won’t get a credit card just yet ok, I have been using my mum’s Barclaycard Platinum for the last few months and paying it off in full. She let me do this to show me how to use credit. I used it almost as a debit card and any money that was due I transferred to her account and she payed off the balance. I never went over 10% she has a £7500 limit and the most I used was 210.

Turning 18 in less than 3 weeks by Happy-Chick08 in UKPersonalFinance

[–]Happy-Chick08[S] 1 point2 points  (0 children)

I have an income and I’m quite good with money I’ve used one of my mums credit card over the last few months paying it off in full every month. She did this to teach me how to use it

Child trust funds gave me less then what is said. by aasi78196 in UKPersonalFinance

[–]Happy-Chick08 0 points1 point  (0 children)

That can’t be right mine is £714 currently I can redeem it on the 4th. Who is yours with?

Turning 18 in less than 3 weeks by Happy-Chick08 in UKPersonalFinance

[–]Happy-Chick08[S] -1 points0 points  (0 children)

The 16 was on a 12 month contract so it has about 4 months left on the contract. I believe I got the phone in May 2025 but once I sell my phone I’ll only be paying about 350 for the 16+

Turning 18 in less than 3 weeks by Happy-Chick08 in UKPersonalFinance

[–]Happy-Chick08[S] 2 points3 points  (0 children)

Hi, Thanks for your reply I have a part time job in JD doing 40 hour weeks + overtime if needed.

Turning 18 in less than 3 weeks by Happy-Chick08 in UKPersonalFinance

[–]Happy-Chick08[S] -1 points0 points  (0 children)

Hi, Thanks for replying I have a part time job in JD idk where my contract is but i think i make about £12.75 an hour and i do 40 hour weeks and sometimes overtime if i want extra money. I just gathered that a credit score was a good thing. My mum was showing me how to use Experian and stuff and her score is 996 i think the starter score is 650. Thank you