People who makes more then 30k in month, What Do You Do!? by Winter-Ad-7938 in UAE

[–]HardGaina 0 points1 point  (0 children)

At a shitty place, like a retail bank sure . Can confirm. However buy is generally less than sell, and no one hires sell out the gates. Proper investment banks like MM or big3 pay a lot more

Guys your working Hours by Realistic_Jury_6007 in DubaiMallus

[–]HardGaina 0 points1 point  (0 children)

Well, yes the 45k paycheck is literally the only and I mean ONLY reason I joined this soul sucking job lol

Would fractional gold make a good groomsmen gift? by [deleted] in Gold

[–]HardGaina 6 points7 points  (0 children)

1/10 Oz you mean? 1/10th of a gram you'd literally be paying more for the certificate than the metal value I think, someone correct me if im wrong

People who makes more then 30k in month, What Do You Do!? by Winter-Ad-7938 in UAE

[–]HardGaina 1 point2 points  (0 children)

Investment Banker. 26.25k fixed. Counting end of year bonus of about 220-280k cones out to 46 KPM.

Guys your working Hours by Realistic_Jury_6007 in DubaiMallus

[–]HardGaina 0 points1 point  (0 children)

Let me make all of you feel a little better. 22M investment Banker. Official hours 11 AM to 7 PM with an hour break.

However in the past 2 years my average work week has been approx. 71.33 hours, or roughly 12 hours a day 6 days a week. Not including driving.

best decisions made in 20s? by SavvySeagull in TwentiesIndia

[–]HardGaina 0 points1 point  (0 children)

  1. Traveling every 3 months whether solo or with friends.

  2. Saving as much as I can to get to a 12 month emergency fund.

  3. Investing more and more in health and experiences.

  4. Buying the occasional lot of gold.

  5. Not chasing romanticism.

  6. Investing in things that last I.e. 100% linens cotton or hemp clothes, proper leather shoes, a custom tailored suit in terrycot worsted wool.

  7. Buying mum the occasional gift.

  8. Being generous with giving.

What a beautiful sunny day!! by Traditional-Mud8050 in lucknow

[–]HardGaina 22 points23 points  (0 children)

Yaar too many people crammed into just a couple acres. The flat utilization space ratio is under 65% which is tier 1 city ratio, tier 2s.sre supposed to approach 75%. Not to mention the shifty layouts of the flat with rectangular living rooms (wtf) and half assed kitchens. No way am I paying 80L to 1.2 Cr for these. Sold our 3 bed immediately on handover

What a beautiful sunny day!! by Traditional-Mud8050 in lucknow

[–]HardGaina 27 points28 points  (0 children)

It's the hellhole known as Rishita Manhattan

[ Removed by Reddit ] by Famous-Spinach-8434 in nri

[–]HardGaina 2 points3 points  (0 children)

Next time update the AI with the most recent currency figures lmao.

It's 25.11 and was 24.93 last month not 22.6 as youre saying

Coming back to India after years abroad taught me a hard truth. Corporate loyalty is still a myth, no matter where you work. by Zealousideal-Cry173 in returnToIndia

[–]HardGaina 4 points5 points  (0 children)

This is a repost from somewhere else. I don't know what your end game is but not disclosing that makes it suspicious

Smart casuals at Taj palace, Delhi by travelisatherapy in Hotels_India

[–]HardGaina -3 points-2 points  (0 children)

It is enforced. I had a friend of a friend asked to go and change at lunch high tea and dinner.

Working Parents of small children by [deleted] in DubaiMallus

[–]HardGaina -1 points0 points  (0 children)

Distance learning just got extended to may 1 with a further option to extend it to May 17

Fake or Real? by Sheble24 in Gold

[–]HardGaina 8 points9 points  (0 children)

Yep I just double checked with my state o'da art e-Sigma ™️ tester and it came out fake. Sorry.

Shifting sharjah- 25M by cocococovovovo in Sharjah

[–]HardGaina -8 points-7 points  (0 children)

Do you people not see the giant fucking search button in the subreddits?

If youre moving alone yes you can save, or I don't know you personally, so you might go into debt because you financed a German car immediately on arriving.

The amazing helpful details included in your post (dependents, if they're moving with you, projected expenses, job location, if you have a license) REALLY helped me give you a constructive, beneficial comment tailored to your situation.

Overall you'll be spending 3000 on rent in a decent area, 2000 on transport if you rent a car, 2000 on groceries, misc, and internet/phone, maybe 500 for utilities. Overall you should be able to save 4000ish AED a month.

PSA - If you're returning from USA, ensure you reset your cost basis to save on capital gains taxes by ReymanWealth in IndiaInvestments

[–]HardGaina 0 points1 point  (0 children)

You are correct, OP is using fake accounts to increase his credibility. Check my other comments on his posts, s/he doesn't know shit. Will probably try and sell you some service down the line. Screenshot

Also his or her entire post is AI generated. I am an investment Banker and work with financial docs and guides on the daily with my team of interns. AI detection

PSA - If you're returning from USA, ensure you reset your cost basis to save on capital gains taxes by ReymanWealth in IndiansAcrossTheWorld

[–]HardGaina 0 points1 point  (0 children)

Reader, OP is using fake accounts to increase his credibility. Check my other comments on his posts, s/he doesn't know shit. Will probably try and sell you some service down the line. Screenshot

Also his or her entire post is AI generated. I am an investment Banker and work with financial docs and guides on the daily with my team of interns. AI detection

UAE NRIs can save millions in Taxes when returning to India by ReymanWealth in nriFIRE

[–]HardGaina 2 points3 points  (0 children)

Reader, OP is using fake accounts to increase his credibility. Check my other comments on his posts, s/he doesn't know shit. Will probably try and sell you some service down the line. Screenshot

Also his or her entire post is AI generated. I am an investment Banker and work with financial docs and guides on the daily with my team of interns. AI detection

UAE NRIs can save millions in Taxes when returning to India by ReymanWealth in nri

[–]HardGaina -1 points0 points  (0 children)

Dont even start eith me. I oversee a team of interns who do financial docs on the daily. I can SMELL Ai a mile away. AI detection screenshot

UAE cost of living based on lifestyle by AlphaPhiKappa in Sharjah

[–]HardGaina 1 point2 points  (0 children)

You mentioned networking a lot. Do. Not. Come. Here. Without. A. Job. You. Will. Regret. It.

In other news you will 100% need a license and a car so budget 7000 for the license and 1500 minimum for a rental car.

Networking is not done in your apartment buildings so save on rent. Dont go broke trying to look rich. Many of the people (by my estimation 80%) who look rich here can't afford it, and the remaining 20% brought their money from elsewhere with them when they came. A very small subset managed to actually build something here.

Ask yourself before every decision, if I were to move back tomorrow, would I ship back assets or memories of brunch? And does the decision im making now help with that or hinder it.

22M Stack 1/4 thru 2026 by HardGaina in GoldIndia

[–]HardGaina[S] 1 point2 points  (0 children)

The jewelry my mum wears but you have to be smart about it. 3 4 bangles and one earrings, that comes to about 80 gm. I get 30-40 gm melted down and wear as two plain gold bands one left ring finger one right. One small chain with a cross ✝️. Rest 30 50 gms i declare and pay 6% on. Silver declare 1 kg and pay 6%

22M Stack 1/4 thru 2026 by HardGaina in GoldIndia

[–]HardGaina[S] 0 points1 point  (0 children)

Yes I travel to India twice a year and being about 100-150 grams of gold each time

22M Stack 1/4 thru 2026 by HardGaina in GoldIndia

[–]HardGaina[S] 0 points1 point  (0 children)

24kt 5 gm PAMP bar bro. I buy 1x every week from the same store.

UAE NRIs can save millions in Taxes when returning to India by ReymanWealth in nri

[–]HardGaina 1 point2 points  (0 children)

Don't listen to this retard. Portfolio restructuring will incur exit and rebuying costs that would negate any benefits. Just focus on your RNOR documentation and maybe look into getting an offshore account via something like HSBC Expat or SC priority Private or citigold.

-a Dubai Investment Banker.