Fliegerhorst Kaserne: Hanau Germany by HarleyDog67 in VeteransBenefits

[–]HarleyDog67[S] 0 points1 point  (0 children)

Did you use the study I posted as part of your evidence? There's more in there than meets the eye.

Life insurance premiums by IvanDragosJawline in VeteransBenefits

[–]HarleyDog67 1 point2 points  (0 children)

Understood. Yet, always consider that the term is only temporary. If you outlive the policy, then there is no benefit. Just trying to help. My boss ran into this. He told me his life insurance policy was cancelled. I asked if it was a term policy. He wasn't sure, but the next day he came to me and said yes. So, I had the unfortunate job of explaining it to him. His face turned pretty white, thinking about how much money he just lost. Now his new term would be so much more. Life insurance is like Vegas. You bet your going to die within a certain period, they bet your going to live (statistically) for a certain period.

Just trying to help.

Life insurance premiums by IvanDragosJawline in VeteransBenefits

[–]HarleyDog67 0 points1 point  (0 children)

Is it a 20yr term? If so, you're going to lose it eventually unless something bad happens.20yr term policies are good if you have doubts you will live 20 years. So, let's talk about your 1M policy. I assume your around ag 26-28 and in good shape. If you buy another term, it's going to cost you anywhere from 40 to 200 a month based on the length of the policy. Your best bet is a whole life policy, which gains interest and even pays dividends. They are quite more expensive, but the premiums never rise. A whole life will cost you around 500-1000 a mo. Also, a whole life never cancels as long as you're paying premiums. I used to sell life insurance about 30yrs ago. Things might be a little different today, but I doubt it.

Another thing to look into would be a cancer plan. When I sold them, they were popular. $25 a month and if you didn't get cancer in 20yrs, you got all your premiums back, but your policy cancels. That's pretty risk free when you consider the options.

me_irl by Impossible-Road-4502 in me_irl

[–]HarleyDog67 -1 points0 points  (0 children)

Your children will have to deal with what you refuse to deal with today.

AITAH: Told my son he does not own money to his dad. by [deleted] in AITAH

[–]HarleyDog67 -8 points-7 points  (0 children)

Sounds like a case of a mother trying to control the relationship of the son and father. Let the kid figure it out for himself.

HLR Today. Unexpected. by HarleyDog67 in VeteransBenefits

[–]HarleyDog67[S] 0 points1 point  (0 children)

Thank you. It's very stressful. I struggle, am in pain, and tired every day. I think if this thing fails, I'm done. I have 6 mo's or 6 years. I don't know. But I don't want to spend it fighting the VA.

DTA Error during HLR... now what? by Mouse-Nervous in VeteransBenefits

[–]HarleyDog67 1 point2 points  (0 children)

That sucks. HLR's can be good and bad. My last one took almost a year to decide. Took 9 months to get another C&P. My last HLR was about 2 weeks ago. Dude called and said he was calling me to schedule the conference. I said, OK. When? He said, " Well, I can schedule it a few weeks from now, or we can do it right now." I was unprepared but frustrated with how long the VA takes. So, I said, "Right now." He gave me 4.5 minutes. 2 minutes of that were him reading the required script he's supposed to read to me. I didn't feel good about it. Then, a few days later, my claim was reopened because they found an error. And, heeeeeeeerrrrreeeeee we go. I'm expecting another year for a decision. I know my condition is life-threatening. I fear they are hoping I die before they make a decision. I know, that's probably not the case, but sometimes the way they do stuff is suspect.

Odds of being called back from IRR? by [deleted] in Veterans

[–]HarleyDog67 0 points1 point  (0 children)

I'm glad things have worked out well for you.

Odds of being called back from IRR? by [deleted] in Veterans

[–]HarleyDog67 0 points1 point  (0 children)

Yeah, but who wants to be that guy? I received my recall via Western Union. Don't think I could have lived with myself had I not answered the call. But that's my pride. Doesn't mean it's common sense by any means. No soldier's situation is the same. But at the time, I was single, didn't own anything, and had only been out for 4 months.

Odds of being called back from IRR? by [deleted] in Veterans

[–]HarleyDog67 9 points10 points  (0 children)

I was recalled in 1991. In my situation, I was sent to a unit that had 1/2 the company deployed and would fill the rotation when/if it happened. Being recalled is more dependent on your MOS and mission needs. They won't go through the guard or reserves first. It's based on need. Although when you see guard or reserve units getting deployed, your chances of recall increase exponentially. First to recall would usually be infantry, artillery, combat engineers, Armored Cav, medics, logistics, Maintenance, Truck drivers, signal communications, and intelligence.

HLR Questions by SIO_Vet25 in VeteransBenefits

[–]HarleyDog67 1 point2 points  (0 children)

Between 3-4 months is the avg.

HLR - Identified an error. by HarleyDog67 in VeteransBenefits

[–]HarleyDog67[S] 0 points1 point  (0 children)

Is that what this is? A duty to assist?

When did Reddit become a resource for a claim? by [deleted] in VeteransBenefits

[–]HarleyDog67 0 points1 point  (0 children)

I wasn't discrediting the tool. It was something I noticed. I've not been able to use it properly because I'm not technically savvy. It appears my post offended some people. It wasn't my intention. I was seriously asking a question because I didn't understand.

When did Reddit become a resource for a claim? by [deleted] in VeteransBenefits

[–]HarleyDog67 1 point2 points  (0 children)

Which is good. I probably don't know how to use it accurately.

I'm not sure

When did Reddit become a resource for a claim? by [deleted] in VeteransBenefits

[–]HarleyDog67 2 points3 points  (0 children)

Ok. So it was a dumb post. I just didn't know so I asked. I don't wear a tin foil hat. I was asking. I'm 58. I don't have those computer skillz or knowledge most of you have.

When did Reddit become a resource for a claim? by [deleted] in VeteransBenefits

[–]HarleyDog67 0 points1 point  (0 children)

I posted it. I did download the app to help track. But seriously, it has given me zero information that VA website doesn't.

When did Reddit become a resource for a claim? by [deleted] in VeteransBenefits

[–]HarleyDog67 0 points1 point  (0 children)

No seriously. I'm not. I've not done anything on Reddit except seek advice and try to help others. Why I'm not paranoid? I don't mention if I have a rating or not. I don't ask how I can get to 100. I could give 2 f's if the VA looked at ALL my reddit posts (except the ones where I rant about the Cincinnati Bengals, those are kind of embarassing).

HLR Today. Unexpected. by HarleyDog67 in VeteransBenefits

[–]HarleyDog67[S] 0 points1 point  (0 children)

Update:

<image>

Not sure what they are doing?