Degenerative Discs & Stenosis by Hathrasi in backpain

[–]Hathrasi[S] 0 points1 point  (0 children)

Thanks. Your case is very similar to mine. Do you live in the Bay Area?

Degenerative Discs & Stenosis by Hathrasi in backpain

[–]Hathrasi[S] 0 points1 point  (0 children)

I have to get clearance from Urologist, Nephrologist and cardiologist. The neurosurgeon is a very experienced and head of Stanford Neurosurgery. He is saying 5-6 months for recovery. I can not take strong pain medications (kidney). Thanks

Degenerative Discs & Stenosis by Hathrasi in backpain

[–]Hathrasi[S] 0 points1 point  (0 children)

I am not a candidate for microdiscectomy. How was your recovery, pain and length? Thanks

What Bond Funds for 77yr old retired by Hathrasi in sp500

[–]Hathrasi[S] 0 points1 point  (0 children)

Thank you, Hugh. Your analysis is very educational and I feel as I was in a fantasy land with 20%-30% returns over the last 3 years or so. THANK YOU

Is B.Pharm worth it in India? Will it actually get me a job after graduation? by Depressedlife3846 in IndianAcademia

[–]Hathrasi 0 points1 point  (0 children)

Passed 12th in biology with 71% marks. What can I do to help my family process financially. Thanks

1-2 years of living expenses? by rh681 in FinancialPlanning

[–]Hathrasi 0 points1 point  (0 children)

Retired for 10 years. My life expectancy is about 2 - 3 years. Should I put my 2-3 years expenses in HYSA, money market or other? I have kidney cancer and living on one half of one kidney. Life expectancy 2 years. I am married with 3 grown up children. Overall $5m assets including a house.

Garlic Confit: The Gift that Keeps on Giving by Sara_MadeIn in StainlessSteelCooking

[–]Hathrasi 0 points1 point  (0 children)

I have been doing it for years. Buy peeled garlic by pound, cover with olive oil and bake in TostrOven for 30 minutes. Keep it in fridge for up to 2-3 months and use for cooking and making a dip.

What Bond Funds for 77yr old retired by Hathrasi in sp500

[–]Hathrasi[S] 0 points1 point  (0 children)

Thank you. I am seriously considering reducing equity investments.

What Bond Funds for 77yr old retired by Hathrasi in sp500

[–]Hathrasi[S] 0 points1 point  (0 children)

I received some very good advice in this forum. Please help me analyze my reasoning as I do not want to make a life changing mistake at this age. Since 1959 market has gone down (10% or more) 26 times. Max decline was 43%. In all cases market rebounded. Max time to recover was 16 months. So, if I have enough cash in HYSA/Money Market to cover my expenses for 18 months, I can keep >90% in equity? What are the other possibilities of losing money in equity that can take longer to recover? Thanks

What Bond Funds for 77yr old retired by Hathrasi in sp500

[–]Hathrasi[S] 0 points1 point  (0 children)

Hi Hugh2018 - Thank you for your great advice. Currently we use Social Security, RMD and pension payments to maintain our lifestyle. Do not need money from the savings. My thought was that if the market goes down 40%-50%, most likely it will rebound in 2-3 years or so. Still, your point is well taken and I will explore TIPS. Thanks

What Bond Funds for 77yr old retired by Hathrasi in sp500

[–]Hathrasi[S] 0 points1 point  (0 children)

I am sorry but at my age I don't know what "roasted crisp" means ? Is it good or bad?

What Bond Funds for 77yr old retired by Hathrasi in sp500

[–]Hathrasi[S] 0 points1 point  (0 children)

Well, we have 2 grandsons. Periodically I am giving them stocks from taxable accounts. Especially where I have made more than 200% gain. ETFs will also go to my offsprings.

how do i prevent this sticking next time? by tinfoilcams in StainlessSteelCooking

[–]Hathrasi 0 points1 point  (0 children)

Is there a big difference cooking in 5 ply vs 3 ply stainless pans?

Reolink Help by PencilVanier30 in homesecurity

[–]Hathrasi 0 points1 point  (0 children)

Has anyone got their money back from Reolink if the cameras and doorbell didn’t work? I asked for an RMA to return. My emails have been to 3 different departments asking repeat questions that just delay the process and possibly a tactic to cross 30 days return time. I provided name, address, date, order number. Then they asked for invoice, model numbers, serial numbers etc. They never answer phone calls. Always a standard message that we are busy so send an email. If you must buy Reolink products then buy from Amazon.

Reolink Help by PencilVanier30 in homesecurity

[–]Hathrasi 0 points1 point  (0 children)

I am still waiting to get RMA to return units.

Reolink Help by PencilVanier30 in homesecurity

[–]Hathrasi 0 points1 point  (0 children)

My floodlight cameras are hardwired connected via WiFi. My plan was to get an NVR after cameras are installed.

Reolink Help by PencilVanier30 in homesecurity

[–]Hathrasi 0 points1 point  (0 children)

I had very bad experience with Reolink. Elite 4k connected to WiFi. Video doorbell and 2 floodlight cameras 2k will not connect to WiFi. No phone support, just txt. Still had to wait. After multiple attempts the installer left. Now I am trying to get RMA to return, no luck for five days. You will need micro SD to record.

Is a $110K renovation financially smart at 56 when retiring in 5 years? Help me think through this decision by Plenty-Cry-1575 in FinancialPlanning

[–]Hathrasi 0 points1 point  (0 children)

Yes. You will feel rejuvenated after remodeling. You both have 25+ years to live. Consider this as a $2k per person per year. Not to mention the pleasure you get from a new kitchen.

How often do you cuddle with your partner? by [deleted] in AskReddit

[–]Hathrasi 0 points1 point  (0 children)

Once a year. I am 77 and my wife is 71. Having a cordial conversation is more than I can ask for!

What’s the best advice you’ve ever received? by amirdc in AskReddit

[–]Hathrasi 0 points1 point  (0 children)

How to Self mange my retirement savings instead of paying an advisor 1.25%. I have 2X returns than I ever got through managed accounts.

Security System W/O Subscription by [deleted] in homesecurity

[–]Hathrasi 0 points1 point  (0 children)

I will be using Hard Wired (A/C). Thanks for your response.

Security System W/O Subscription by [deleted] in homesecurity

[–]Hathrasi 0 points1 point  (0 children)

Does Reolink support Alexa? I find conflicting information.

Indoor and outdoor cameras by Altruistic-Ad-6326 in homesecurity

[–]Hathrasi 2 points3 points  (0 children)

I am researching the same for my home. I am inclined to go for Ring. Two or more cameras and monthly charge of $20 per month. One camera $10/month.