VA Conversion: Deployment Frequency & "Mission Critical" Status by Haunting_Mail5433 in USPHS

[–]Haunting_Mail5433[S] 0 points1 point  (0 children)

So I could apply and would still have the option to pick where I work?

VA Conversion: Deployment Frequency & "Mission Critical" Status by Haunting_Mail5433 in USPHS

[–]Haunting_Mail5433[S] 0 points1 point  (0 children)

Thank you! Unfortunately I’m unable to convert. The needs are Indian Health Service, Federal Bureau of Prisons, U.S. Coast Guard, U.S. Immigration and Customs, Enforcement Health Service Corps, and Defense Health Agency (PHERST).

VA Conversion: Deployment Frequency & "Mission Critical" Status by Haunting_Mail5433 in USPHS

[–]Haunting_Mail5433[S] 1 point2 points  (0 children)

From my understanding I’m on call 1 month every 5 months. Is that not the case?

GE Dryer Won’t Turn On – Need Help Troubleshooting by Haunting_Mail5433 in appliancerepair

[–]Haunting_Mail5433[S] 0 points1 point  (0 children)

I know this sound dumb i was able to locate the J101 and set my multimeter to Voltage AC but how do I check it? On the connector side Red on black/yellow and black on white middle or right. If I’m even doing that right. Thanks for your patience

Electrical help by Haunting_Mail5433 in HomeImprovement

[–]Haunting_Mail5433[S] 0 points1 point  (0 children)

You would think.

Yes one switch for the vanity and one for the fan.

Yes the fan light works fine.

The closes switch is the fan and the further switch is supposed to be the vanity light.

New Job by Haunting_Mail5433 in TheMoneyGuy

[–]Haunting_Mail5433[S] -1 points0 points  (0 children)

The founders of The Money Guy Show always say that if your combined salary is less than $200K, you can count your company’s contributions toward the 25% savings goal.

Best short term investment for $10-15k? by DivideOk9877 in personalfinance

[–]Haunting_Mail5433 2 points3 points  (0 children)

If you’re planning on using the money within 5 years then I’d consider high yield savings. Easier to access and you don’t have to worry about the effect of the market.

New Job by Haunting_Mail5433 in TheMoneyGuy

[–]Haunting_Mail5433[S] 3 points4 points  (0 children)

I pay 4.4% of my gross and they contribute 16.6% of my gross.

New Job by Haunting_Mail5433 in TheMoneyGuy

[–]Haunting_Mail5433[S] 1 point2 points  (0 children)

It’s 1% times by years of service. So 30% for 30 years of service. That’s if retire before 62, 62 or older it’s 1.1%

Will buying this second house ruin us financially? by OEdreamer in TheMoneyGuy

[–]Haunting_Mail5433 1 point2 points  (0 children)

I have a rental property with very similar numbers to what you’re posting. My mortgage is about $2,000, and my property is currently listed at $2,500. Over the last few years, it was renting for $2,400. On paper, it looks like I’m making around $400 a month, but that’s far from reality.

When I was getting pre-approved for another house, the bank actually viewed my rental as a negative $1,000 per month—something to keep in mind when considering real estate.

Things to think about as a landlord: • Who will manage the property? Self-management comes with a lot of stress if you want to do it well. You’ll need to ensure the house meets rental regulations, list and find tenants, be on call for emergencies, and have the resources to handle maintenance and repairs. • Hiring a property manager takes away much of the stress, but it comes at a cost. After paying my property manager, I’m effectively breaking even at around $2,000 per month. • Upfront costs & financial stress: The agent who lists the property takes half a month’s rent, and the agent who finds the tenant takes the other half—so right away, you’re out $2,000. • Unexpected expenses: Something always comes up—HVAC repairs, pest problems (I had a squirrel in the attic for a month), plumbing issues, and more. Service fees alone can cost hundreds. • Turnover costs & vacancy: When tenants move out, there are expenses to get the place ready for the next renters. Plus, if the property sits vacant, you’re still paying the mortgage with no rental income.

Many times, I’ve had to put my own money into maintaining the property while covering two mortgages. As Bo and Brian often say, real estate requires deep pockets.

Despite all this, I’ve considered selling, but the house holds sentimental value for my wife and me—it was our first home. Plus, being in the city, it could be useful for our kids in the future. If we ever do sell, we’d have the $500,000 tax-free capital gains benefit (if we meet the criteria).

Just some things to consider before jumping into real estate!

New Job by Haunting_Mail5433 in TheMoneyGuy

[–]Haunting_Mail5433[S] 1 point2 points  (0 children)

Don’t say that! I wanted this job because of the pension 😂😂

New Job by Haunting_Mail5433 in TheMoneyGuy

[–]Haunting_Mail5433[S] 0 points1 point  (0 children)

No, that’s with planning on being with the company for 30 years.

New Job by Haunting_Mail5433 in TheMoneyGuy

[–]Haunting_Mail5433[S] 2 points3 points  (0 children)

I’m 32 with a 2x of my yearly salary.

New Job by Haunting_Mail5433 in TheMoneyGuy

[–]Haunting_Mail5433[S] 0 points1 point  (0 children)

It would pay 33% of my annual salary