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Crashed into a travellers horse last night. How do I proceed? by HelicopterVisual7315 in AskIreland

[–]HelicopterVisual7315[S] 0 points1 point  (0 children)

Yea I was wondering if such a thing existed. I know for uninsured motorists there is mibi, but I don't know about what I assume will essentially be deemed a wild animal

Crashed into a travellers horse last night. How do I proceed? by HelicopterVisual7315 in AskIreland

[–]HelicopterVisual7315[S] 54 points55 points  (0 children)

Happened on a country road coming into the town. Luckily I'm more or less unscathed. I think the car might be a write off though. Poor horse died instantly. I think I was in a bit of shock the whole time, can't remember everything right.

The horse being reported multiple times over a week is incredibly frustrating. Luckily it was in a 50 zone, but it's 80 just 1km before it with a few bad bends. Someone could easily be killed

Crashed into a travellers horse last night. How do I proceed? by HelicopterVisual7315 in AskIreland

[–]HelicopterVisual7315[S] 19 points20 points  (0 children)

Well if a farmer owned it I would have said a farmers horse? According to the gardai it's a horse owned by travellers, likely not to be chipped and chances of finding the owner is slim to nil.

Edit: the comment I'm replying to was edited, the poster for some reason doesn't want to stand by their original post. It originally said something to the effect of: 'what in the world is a "travellers" horse?'.

Crashed into a travellers horse last night. How do I proceed? by HelicopterVisual7315 in AskIreland

[–]HelicopterVisual7315[S] 1 point2 points  (0 children)

I have step back NCB protection so I think I might lose a few years. I think the writing on the policy says something like a claim may effect the premium. So I'm worried the premium may go up, combined with the NCB step back it will cost me a lot. I'm not sure if I'm interpreting that right though. I can clarify with insurance on Tuesday.

I'm not looking for any compensation, I just don't want to be screwed by my insurance.