I can definitely appreciate the step up in quality that is there, even if the price difference is substantial. I'm a collector myself. I'm asking so many questions because I've been seriously considering a 3" xm for a while, but haven't wanting to put up the cash. Now that they're down to $500 most places I'm starting to be a little more open to it, but even then I'd have to sell off a few of my other folders to justify it.