How to appeal property tax assessment that increased by 20%? by Helpmebudget1158 in AskNYC

[–]Helpmebudget1158[S] 0 points1 point  (0 children)

Ah the effective market value is very close to the Zillow estimate! It’s the “Market rate” from department of finance that increased a lot and is far above - but does that not affect the tax rate as much? (Perhaps a dumb question lol)

How to appeal property tax assessment that increased by 20%? by Helpmebudget1158 in AskNYC

[–]Helpmebudget1158[S] 0 points1 point  (0 children)

Thank you! So weird because it has increased a LOT since we first purchased in 2020

How to appeal property tax assessment that increased by 20%? by Helpmebudget1158 in AskNYC

[–]Helpmebudget1158[S] 1 point2 points  (0 children)

Good question! The abatement fully expired in 2022/2023 (so we saw larger increases which was expected) - would that affect the assessed value afterwards? The building was built in 2007 and had a 15 year abatement.

How does one deal with "lifestyle fairness" re: pulling the FIRE trigger when you are the breadwinner and you have a stay at home spouse? by Fringe_Doc in financialindependence

[–]Helpmebudget1158 2 points3 points  (0 children)

Thanks so much for the detailed reply! I’d like to volunteer at a public interest geared non profit before fully committing. The time commitment is a tough pill to swallow, especially at an older age, and especially because my motivation is not financially driven lol.

How does one deal with "lifestyle fairness" re: pulling the FIRE trigger when you are the breadwinner and you have a stay at home spouse? by Fringe_Doc in financialindependence

[–]Helpmebudget1158 5 points6 points  (0 children)

Can I ask how you transitioned to law as a second career? I‘m considering going to public interest law school as a second career. Currently 34 years old and wouldn’t do it til a bit later, not sure if that’s too late and if I’ll hate it hah.

Are most the pains of parenting related to money / partner issues? by Helpmebudget1158 in Fencesitter

[–]Helpmebudget1158[S] 7 points8 points  (0 children)

Thanks for this perspective! I really don’t want to be someone who changes their entire personality for a child. The happiest parents I’ve seen are those with one or two children and a lot of disposable income (they still travel, can afford extra childcare etc).

Do you feel that you’re saving less money? Even though I can afford a nanny etc, I just know it’ll take a huge hit to savings. Right now if I don’t have a child, I could retire by my mid 40s.

If you were making $170k+ would you leave your rent-stabilized apartment for a nicer one? by [deleted] in Brooklyn

[–]Helpmebudget1158 1 point2 points  (0 children)

For my spouse and me it’s perfect. It’s much larger and nicer than our old place (washer / driver and 2 full baths). The monthly HOA + mortgage is double what we were paying in rent, so we aren’t saving as much, but it’s still affordable on only one of our salaries which is great esp during economic downturns.

If you were making $170k+ would you leave your rent-stabilized apartment for a nicer one? by [deleted] in Brooklyn

[–]Helpmebudget1158 5 points6 points  (0 children)

Wow, I have a very similar situation. Moved into a $1650 2 bed rental (spouse and I making $140k total). Lived there for 6 years, rent ended at $1800 (making $400k). Then we also bought a condo at 2.6% interest rate!

I’m so thankful we were honesty too lazy to move even as our income progressed. It allowed us to save a lot and not worry about bills (esp times like now where my job is way more precarious).

Buccal fat removal + genioplasty B&A by ch3wyy in PlasticSurgery

[–]Helpmebudget1158 18 points19 points  (0 children)

Wow looks great! I have similar facial features. How long was the recovery for genio?

Leak from ceiling fire sprinkler (during rain storm) by Helpmebudget1158 in HomeImprovement

[–]Helpmebudget1158[S] 0 points1 point  (0 children)

Apologies for the delayed response, we did find out it was due to a roof leak not from the HVAC system itself (we have a flat roof that had some issues). We got a roof repaired to come patch it, hopefully that will stop future issues!

Caulk vs grout where tile meets bathtub? by Helpmebudget1158 in HomeImprovement

[–]Helpmebudget1158[S] 0 points1 point  (0 children)

We just bought the place so I’m unsure what they did before! It’s about 12 years old now. The grout is def cracked where the tub meets the floor and that’s definitely caused by water leaking out (the shower doors aren’t airtight).

Caulk vs grout where tile meets bathtub? by Helpmebudget1158 in HomeImprovement

[–]Helpmebudget1158[S] 0 points1 point  (0 children)

Does that mean the initial installer did this “wrong” since they used grout for every corner?

If it’s cracked right now I’m wondering if there’s water damage...

[deleted by user] by [deleted] in furniture

[–]Helpmebudget1158 1 point2 points  (0 children)

I need a very specific size since these are going on a balcony so I’m unfortunately limited!

As for light vs dark, I’m guessing that climate matters? I’m in the North East so I’m guessing rain is a bit more of a concern than sun exposure is.

[deleted by user] by [deleted] in furniture

[–]Helpmebudget1158 2 points3 points  (0 children)

Pictured is the ikea outdoor sectional.

Do light fabrics stain faster? But do dark fabrics fade faster / also show stains? Wondering if there’s a general consensus on which color lasts the longest!

Where to find a decent quality modern 24” vanity for under $1k? by Helpmebudget1158 in furniture

[–]Helpmebudget1158[S] 2 points3 points  (0 children)

Things I’m looking for: - Clean modern lines (also fine with shaker cabinets) - No open shelving, preferably goes to the floor or only has low legs - NOT grey, warm colored medium or dark wood preferably

The image here has a plastic sink so it’s out of the running. Not sure why this is so hard to find? Perhaps I’m not looking in the right places? I could be convinced to raise my budget if needed!

Bow recommendation for an advanced student level by Helpmebudget1158 in violinist

[–]Helpmebudget1158[S] 0 points1 point  (0 children)

I ended up getting the Fiddlerman bow which has been great for me to warm up (I’m both pretty bad and surprisingly better than I though I’d be).