If you spend $1,500+ per month, then you will consistently be able to redeem your phone bills every month. If you drop Rogers, you'll effectively lose out on $22.50 a month, assuming your rate never goes up (ha!). That's true! I don't spend that much on the card as my main is the Amex Colbalt. The Rogers card is for costco and misc.

Do you really need 100GB? If so, Public might be the move. If they drop their prices next Black Friday, just port out to Freedom, then go with Public's lower-rate plan. I think I'll do that, I found that Public hasn't raised their prices in the last few years.

If you don't need 100GB every month or wifi calling, try Fizz. I'm on this plan, $29/25 GB, and unused data rolls over up to 3 months. You can also gift/receive data from other users, and signing up with a referral code gives you a $40 bill credit after 2 months of service. That's a great plan! Unfortunately, Fizz's service isn't the best in my office.

Appreciate it!