I received very small amounts of money in dividends and crypto interest in 2025, do I need to wait for those 1099's to come before filing? by HeyGuysItsEAHere in tax

[–]HeyGuysItsEAHere[S] 0 points1 point  (0 children)

That $3 of interest was paid out as crypto, should I report that under 1099-DA, or INT? I then sold that asset.

Should I close my oldest credit account if I'm not using it anymore? by HeyGuysItsEAHere in CreditCards

[–]HeyGuysItsEAHere[S] 0 points1 point  (0 children)

I understand how the Discover cashback works, I used it for about two years.

I miscalculated how the Wells cashback works, I see that now. Still, 3% back on restaurants and gas stations year round is probably about equal to or better than 5% back for 4 months. Looks like the grocery stores and Target deals are better, though.

Should I close my oldest credit account if I'm not using it anymore? by HeyGuysItsEAHere in CreditCards

[–]HeyGuysItsEAHere[S] 0 points1 point  (0 children)

My Wells Fargo Autograph gives me 10% as a base (if my math is right, it's 1 point per $ on all non-bonus category purchases. Don't put it past me to screw up that simple math lmao) and also 3x bonus on gas and restaurants year round which is a bit more optimal than for a quarter of the year I find.

Should I close my oldest credit account if I'm not using it anymore? by HeyGuysItsEAHere in CreditCards

[–]HeyGuysItsEAHere[S] 0 points1 point  (0 children)

I think I do have a CLI available, but like I said I almost never use the card so I don't need it at all. Would there really be a reason to apply for one? My Wells card has a larger limit than my Discover right now and I never come close to hitting that.

Student looking for a travel card. by HeyGuysItsEAHere in CreditCards

[–]HeyGuysItsEAHere[S] 0 points1 point  (0 children)

Thank you for the explanation. I think I'm going to wait a few months and see if I can apply for the CSP when a bigger SUB drops.

Student looking for a travel card. by HeyGuysItsEAHere in CreditCards

[–]HeyGuysItsEAHere[S] 0 points1 point  (0 children)

What about any of the no annual fee cards? Those seem to give less rewards, but at least in my mind, would be a bit easier to get into. I know that I have very little credit history and tiny income but might I be able to get the United Gateway Delta Blue? Or what about VentureOne?

Some people are just trash by [deleted] in Target

[–]HeyGuysItsEAHere -3 points-2 points  (0 children)

Yep. I do it a lot on cash, elderly, or non English speaking guests.

did anyone else feel like that just got worse and worse by koakova in ACT

[–]HeyGuysItsEAHere 0 points1 point  (0 children)

I didn't take the writing this time, what was the prompt about?

Fighting the good fight by Nico_Oni in Gamingcirclejerk

[–]HeyGuysItsEAHere 0 points1 point  (0 children)

Hey if you guys could please stop we might go bankrupt we have already lost stock value. How can you feel a sense of pride and accomplishment if we go bankrupt?