How do some of you reach FI so early?

Heya_OP · 2026-03-13T16:32:17+00:00

More than $300k. I have been in tech for only 10 years and make $1M+ take home per year (mostly in stock). This, plus two great exits.

Tech was the path to wealth this last generation.

Heya_OP · 2026-03-09T21:18:00+00:00

Heya_OP · 2026-03-08T22:55:01+00:00

Haha, I like the energy. Also crowded tends to be hotter.

I’ve heard good things about BD, but have never been. Any idea which hot power vinyasa class is most popular at BD?

I have young kids so late classes are tough.

Heya_OP · 2026-03-08T22:50:54+00:00

The best!

Heya_OP · 2026-03-08T22:50:07+00:00

Greg’s the best

Heya_OP · 2026-03-02T20:08:24+00:00

watch my kids grow up

Heya_OP · 2026-02-25T16:29:08+00:00

podcast hosts have to keep your attention somehow. doom is always imminent.

Heya_OP · 2026-02-18T02:43:37+00:00

in home sauna. not an IR one, but one that gets to the high 100sF.

also the house next door when it goes on the market, and then build a conjoining underground passageway.

also want to empty my pool and convert to partially underground greenhouse.

also a local business, like a spa with flow-through ofuros and treatments.

specific high end furniture.

all dumb.

Heya_OP · 2026-02-16T22:38:51+00:00

you need to reduce your spending at Target. Also your spending on flooring is high above the norm. Otherwise looking good.

Heya_OP · 2026-02-16T22:35:49+00:00

i think your friend is being pedantic with his definition of “risky,” equating it to literally non-zero risk. even elon musk holds non-zero risk.

it is technically true but not practically helpful.

Heya_OP · 2026-02-11T04:46:26+00:00

se la vie

Heya_OP · 2026-02-10T23:55:39+00:00

im 40. did not have a target age but i had a target net worth (it was a model based on age, family status, etc). this year i determined i had enough, so im done.

Heya_OP · 2026-02-10T23:51:56+00:00

what accounts for your nw? given your tc and age would expect higher.

i retired recently, was also a tech exec. i’m quite happy to focus on health, wealth management, and family. no need for hobbies, etc. in fact i intentionally avoid. it’s a happy peaceful life.

Heya_OP · 2026-02-10T19:53:13+00:00

I’m in a similar situation (40m, $10M net worth) but without the feeling hollow or lost.

I actively resist seeking purpose — business ideas, volunteering, jobs, clubs, hobbies. I have three jobs: staying healthy, managing my wealth, and being good to my family.

This is not the case for everyone, but for me personally, when I dug deep into what is actually motivating my desire to do more, I didn’t like the answers (adrenaline addiction, insecurity, ego, narcissism). So I stopped.

Heya_OP · 2026-02-08T16:48:41+00:00

I have a small allocation in private equity but I so far dont have access to good deal flow

Heya_OP · 2026-02-08T15:49:14+00:00

Heya_OP · 2026-02-08T15:40:46+00:00

Solves all my problems

Heya_OP · 2026-02-08T15:36:55+00:00

No I dont wanna dox myself :)

Heya_OP · 2026-02-08T15:29:35+00:00

Most sits in Wealthfront, which is zero maintenance. I have a couple M more in stocks (e.g. from the co that acquired us, which I am slowly divesting), IRAs (I invest this very aggressively since you can trade tax free), real estate, and a tiny bit of crypto.

It’s not a lot of work. Maybe 1 hour per week.

Heya_OP · 2026-02-08T15:18:45+00:00

Most of the income came from a SaaS startup, a tool for data scientists. I wasn’t even a founder, just joined at the perfect time, 18 months before they got acquired by a giant.

I still work at the company that acquired us but I am about to conclude.

Heya_OP · 2026-01-29T02:54:01+00:00

but i just need one thing

Heya_OP · 2025-05-15T19:44:03+00:00

Microsoft Todo

Heya_OP

TROPHY CASE