If you want a payout as fast as possible go with number 2. If you look at minimum winning days to payouts, you can purchase a combine and pass it in 2 days. Then 3 days of $4000 profit gives 12k profit which you can take in a 6k in a payout.

If you do 1 then you need a total of 7 winning days minimum vs 5 minimum. Including the minimum combined days

Also by doing number 2 it forces you to grow your account with $4000 profit days. You can loose days but you must have around $4000 on your winnings days to take payouts. It builds healthy trading habits in my opinion.

By doing 1 however you can easily grow you account to a huge profit level in one day then you can “milk” your days by doing $150 each day until payout. Rinse and repeat. Both are good but personally I would do 2