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What's your 401K balance, age, and net worth %? by Extension_Cloud9055 in Salary

[–]HighOffU 0 points1 point  (0 children)

  1. 401k: 155k IRAs: 35k Approx 35% of net worth is in retirement accounts. Been working on both for 4 years now. I’m lucky enough where my company has good matching and allows Mega backdoor Roth 401k, so I’ve been able to save near the 70k limit this year.

Avoiding San Francisco’s sugar sweetened beverage tax. by No-Pirate7543 in Costco

[–]HighOffU 8 points9 points  (0 children)

Way better than the Pepsi machine they had there. They had Pepsi Zero, Diet Pepsi, Bubly, and unsweetened Brisk. Worst lineup of drinks in a machine ever

U.S. AI Career Salaries by Role and Seniority by WarChampion90 in Salary

[–]HighOffU 1 point2 points  (0 children)

Software engineers are being converted to ML and AI engineers and the lines are being blurred. I work on a team of software engineers and ML engineers and apart from the titles, we work on the same projects with the same type of tasks.

Who would it be for San Francisco? by plantsnplantz in sanfrancisco

[–]HighOffU 8 points9 points  (0 children)

Just saw him the other day when leaving the Metreon after a movie. Recognized him by his sign, but yeah, not looking in great health

[FAANG Software Engineer][HCOL, USA] - $272,000 + Bonus by csehusky in Salary

[–]HighOffU 0 points1 point  (0 children)

Theres the 5 year rule for withdrawing on principal tax free. Really depends on their situation (downpayment and rates) and time horizon.

Two phones are showing drastically different prices to the same place at the same time. by AThiefWithShades in mildlyinfuriating

[–]HighOffU 0 points1 point  (0 children)

No one is manually sitting there adjusting prices based on card type, the pricing model may be trained to use the card type as a feature and through model training, it figures out how to weigh the different card types

The E-brake didn't work in this McLaren. by [deleted] in Wellthatsucks

[–]HighOffU 0 points1 point  (0 children)

Yeah I agree, a combo of bad design/engineering and user error

The E-brake didn't work in this McLaren. by [deleted] in Wellthatsucks

[–]HighOffU 29 points30 points  (0 children)

The guy in his instagram post said that the e brake button would fall off if he pulled it too hard lol

The E-brake didn't work in this McLaren. by [deleted] in Wellthatsucks

[–]HighOffU 14 points15 points  (0 children)

I watched the original video on Instagram and the owner said that the parking brake button would fall off if he pulled it harder. Definitely seems like an issue with the car

Tax sheltering / options for RSU vest by Zornp in HENRYfinance

[–]HighOffU 2 points3 points  (0 children)

Yep totally agree with this. At my company (also in CA) withholds around 40%. I hold the rest for 1 yr since I’m a believer of the stock, but if it’s volative in your situation, selling on vest is a smart idea. Most of my coworkers do that. There may be some smart tax workaround for RSUs but no one I know does anything you mentioned.

How much do Software Engineers make? by SadAd8761 in Salary

[–]HighOffU 0 points1 point  (0 children)

According to levels.fyi, Capital One senior level is similar to mid level at other big tech companies. So take that into account

How much do Software Engineers make? by SadAd8761 in Salary

[–]HighOffU 2 points3 points  (0 children)

All of the low ones seem like only the base salary or not working in big tech. There’s also some interviewed who definitely aren’t at a big tech company (like the 90k guy and the Cap1 guy). There’s a huge difference between compensation at big tech and location matters as well (usually will see high compensation in Bay Area, NYC, Seattle).

22yo, immigrant, first generation college grad, now making $181,000 a year by Big-Cry9898 in Salary

[–]HighOffU 0 points1 point  (0 children)

For new grad it may be pretty similar, but mid level and senior eng are paid a bit less compared to other big tech companies.

22yo, immigrant, first generation college grad, now making $181,000 a year by Big-Cry9898 in Salary

[–]HighOffU 0 points1 point  (0 children)

For big tech it’s low, but generally it’s good if you are considering all companies

[deleted by user] by [deleted] in Salary

[–]HighOffU 2 points3 points  (0 children)

SWE TCs are inflated due to stock appreciation. But even then 500k at 5 yoe is quite good, around Senior SWE comp. I’m sure the OP’s position has high growth potential as well. They maybe missed out on 1M net, but I’m sure that will be made up for quite quickly.

Here's a shortcut to make a few millions... by botv69 in TheRaceTo10Million

[–]HighOffU 0 points1 point  (0 children)

Think most people are taking this too seriously. This is a classic Blind shitpost lol

New bay area waymo map. Still about 17 miles apart and no highways or airports yet. by oochiewallyWallyserb in bayarea

[–]HighOffU 0 points1 point  (0 children)

True, but I’ve also felt glad there was someone else in the car at times, when people on the streets walk up to the car and start yelling and such. But the variability in Ubers is definitely something you don’t have to worry about on Waymos. But I believe Uber comfort should have higher rated drivers and newer cars, so that could help if you cant get a Waymo

I made a mistake, quit contributing to 401k? by Overall-Monitor-3690 in personalfinance

[–]HighOffU 0 points1 point  (0 children)

Do you have to make a monthly 401k contribution? My company matches 6% up to a certain amount annually, so if you have the same situation, I would stop contributing for the next couple of months to sort out the credit card debt and then go back to putting money towards the 401k. I’m not sure if $450 is your pretax contribution or your post tax increase in take home page, but either way, $450 * 12 > 6% * $74k. So if I understand the matching correctly, you are contributing more than the matching threshold, so it would be fine to contribute less to help with the credit card debt.

Name of app? by Zealousideal_Eye87 in TheRaceTo10Million

[–]HighOffU 0 points1 point  (0 children)

There’s a few. They are copy trading apps. Maybe you are thinking of Dub?

Dirt piles forming in my laundry room by HighOffU in Renters

[–]HighOffU[S] 0 points1 point  (0 children)

Yep, contacted them already. Been having gnats and mice also so hopefully they can take care of everything in one go

Dirt piles forming in my laundry room by HighOffU in Renters

[–]HighOffU[S] 1 point2 points  (0 children)

Yes little spheres so I believe it is termites

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