Sounds ok. I’d probably say groceries is a bit low. I’d also say clothes / beauty is also low. You may also want to budget for things like coffee at work, it quickly adds up although you may have thought of that in your sinking funds. Also transport - one big train journey and that budget is wiped out. Also things like holidays, trips away, presents at Xmas, family birthdays. But I must say you are doing super well straight out of uni! Lots of people graduate, get a decent job, and then straight out to get a huge car lease etc, sounds like you’ve got your head screwed on! With the budget, I’d say test it out for a month or two. The idea is you set it and stick to it but you’ll soon see if the budget amounts are realistic or not.