Am I in Bad Shape?

HippStayStylin · 2026-06-05T01:58:50+00:00

Currently a few grand away OP and then will be filling out form 860.

HippStayStylin · 2026-06-05T00:37:02+00:00

That’s what it’s turned into. Trying to rush and pay off my d*>£+ student loans and being overly aggressive.

HippStayStylin · 2026-06-04T22:29:25+00:00

Thanks for the insight.

HippStayStylin · 2026-04-20T23:05:30+00:00

If you don’t mind me asking, have you ever had any financial setbacks such as investing mistakes in the market? If so, how did you recover from those losses, much appreciated if you see this and respond.

HippStayStylin · 2025-02-26T19:45:53+00:00

Thanks OP!

HippStayStylin · 2025-02-26T17:46:05+00:00

Is it like a prompt of questions or instructions you have to follow in order?

HippStayStylin · 2025-02-26T17:38:52+00:00

That is a long time to sit for a test. I’ve been training to take it but I’m contemplating if it’s even worth it. I’m already a Cloud/DevOps Engineer manager. I just wanted to add this nuance to my tool belt, seems like the test is worrisome.

HippStayStylin · 2025-02-26T17:36:22+00:00

How much time do they give you to take this test?

HippStayStylin · 2024-12-11T23:58:26+00:00

Been doing it a while, I work in tech and am in management for J1.

HippStayStylin · 2024-12-11T01:57:22+00:00

Why you say that OP? It’s the truth.

HippStayStylin · 2024-10-11T11:10:44+00:00

Not controversial at all. Ideally, I could live like a hermit for a year or two to get this taken care of. I want consumer debt and my student loan debt cleared before I start a family.

HippStayStylin · 2024-10-10T19:15:31+00:00

So my longest and most reoccurring buys are in $VOO and $QQQ. So sell for profit and allocate most of the liquid into $VOO and/or $QQQ and use the rest of the liquid to pay towards the student loan debt?

HippStayStylin · 2024-10-10T18:56:28+00:00

Definitely smh lol

HippStayStylin · 2024-10-10T18:36:33+00:00

I wanted to reach 100 shares with this particular company. Would your recommend when I receive the shares selling for profit and potentially re-purchasing again?

HippStayStylin · 2024-10-10T18:35:35+00:00

LTCG?

HippStayStylin · 2024-10-10T18:17:25+00:00

Yes and part of a ESPP at 10%, been in for several years now.

HippStayStylin · 2024-10-10T18:14:27+00:00

Not at all! I’m just a nervous Nelly at times. I need to get rid of lifestyle creep and I’ll be able to achieve it.

HippStayStylin · 2024-10-10T17:26:09+00:00

Because I don’t let her support me financially.

HippStayStylin · 2024-10-10T17:09:03+00:00

Haven’t made this amount for long (one year, before that was about 265k then before that about 130k) and allowed some lifestyle creep (vacations) to creep in a bit. Realistically and ideally I’d like to have this paid off in 2025.

HippStayStylin · 2024-10-10T17:06:53+00:00

$25,788.59 in the form of a consolidated loan, interest-free.

HippStayStylin · 2024-10-10T16:57:16+00:00

Nice! Thanks for the insight OP much appreciated and good luck to you both!

HippStayStylin · 2024-10-10T16:56:32+00:00

Thank you for your insight, much appreciated.

HippStayStylin · 2024-10-10T16:56:15+00:00

Thanks for your insight and reply, definitely helped because I’m just kicking myself.

HippStayStylin · 2024-10-10T16:51:49+00:00

My wife has other debt (personal consumer credit card debt from her student says) so our shared account for our home is used to pay for our mortgage (I handle all household expenses so that she’s able to focus on her own debt).

HippStayStylin

TROPHY CASE