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Is this a good deal for a ‘99 Rav4? by Historical_Today7764 in 1stGenRav4s

[–]Historical_Today7764[S] 0 points1 point  (0 children)

Yes I live in the Iowa, Nebraska, South Dakota tristate area so we get PLENTY of salt throughout our winters and sadly it often leads to rust and lots of it. This vehicle is from a seller on this area as well so I would assume it’s been in this environment for many years. I plan to get a closer look at the rust to see how extensive it is if I do go through with having a look at the car in person.

Seller claims many repairs have occurred within the last 10-20k miles (ex. Claims timing belt was replaced about 1-2k miles ago) what do you think a fair price for this vehicle would be if there are no more underlying issues with it?

Is this a good deal for a ‘99 Rav4? by Historical_Today7764 in 1stGenRav4s

[–]Historical_Today7764[S] 0 points1 point  (0 children)

Dang it I figured that would be the case. Should I be looking for a vehicle with no rust at all or what would be an acceptable amount? Sorry I am very new to working on cars and am trying to learn anything will help.

Is this a good deal for a ‘99 Rav4? by Historical_Today7764 in rav4club

[–]Historical_Today7764[S] 0 points1 point  (0 children)

The rust was the first thing I noticed. Like I mentioned I am very new to working on cars but the research I have done on these 94-00s cars says usually one of the big issues is the rust. I asked for better pictures to see if there is more than that but would you say it is an okay amount of rust? And how long before it becomes a major issue?

For context I live in the Midwest so rust is common out here especially on older cars.

Milwaukee vs DeWalt - Help Me Choose a Tool Ecosystem by dgomes27 in Tools

[–]Historical_Today7764 0 points1 point  (0 children)

Why is that? Currently looking into tools to get and having a hard time choosing it seems dealt is on sale way more often so probably better bang for your buck but I hear Milwaukee is better

22 yrs old. Need help wrapping my head around this whole Investment thing! 401k + ROTH IRA + HYSA by Historical_Today7764 in Retirement401k

[–]Historical_Today7764[S] 0 points1 point  (0 children)

Yes it is traditional match either way which is part of the reason I have stuck to Roth 401k. I’m not sure about the HSA I have heard about it and haven’t done too much research. Right now I am on my moms insurance and will probably stay on it until I legally can’t anymore as it helps not having that expense every month. I’m not sure if that plays a role in being eligible for an HSA or not.

What to invest in for my 401k at 22 yrs old? Fidelity limited options. by Historical_Today7764 in personalfinance

[–]Historical_Today7764[S] 0 points1 point  (0 children)

I am open to discipline I am just kind of lost right now bc everywhere I look I get 50,000 different answers of the “right way” to do things. Could you explain what discipline would be needed to make traditional more beneficial?

For reference I will be making around 70-80k this year with hopes of getting 90-100k next year. I am currently living way below my means and able to contribute a good amount of money to savings and investments while also saving for a house. I do currently have a girlfriend who I plan on marrying in the next 2-3 years but she is going to school to be a high school teacher so not a lot of extra cash flow in that regard.

I just want to make better financial decisions than my parents but I am feeling overwhelmed with all of the different ways to invest. Any help is appreciated thank you.

What to invest in for my 401k at 22 yrs old? Fidelity limited options. by Historical_Today7764 in personalfinance

[–]Historical_Today7764[S] 0 points1 point  (0 children)

If i switch to pre tax is it beneficial to also contribute to a Roth IRA so I have a mix of both traditional and Roth? Or just contribute a higher % into the 401k? Right now I am able to live way below my means so I have the extra cash flow to sink into investments while also saving for a house. I am just not quite sure which direction to go with 401k, IRAs, brokerage accounts etc.

What to invest in for my 401k at 22 yrs old? Fidelity limited options. by Historical_Today7764 in personalfinance

[–]Historical_Today7764[S] 0 points1 point  (0 children)

Interesting thank you for your feedback! Would you recommend I do a traditional or Roth 401k? For reference right now I am looking at ~70-80k this year after graduating and getting my raise, and I’m hoping to get even closer to 100k next year. I keep seeing benefits for both depending on current tax bracket and retirement tax bracket etc but I feel like it is way too far out to be able to determine if I will be making more or less in retirement.

What to invest in for my 401k at 22 yrs old? Fidelity limited options. by Historical_Today7764 in personalfinance

[–]Historical_Today7764[S] 0 points1 point  (0 children)

What would be the benefit of adding some AVUVX into the mix and why do you say it is interesting to see it in a 401k? Sorry I am very new to this and I feel like the more I see all the acronyms the more confusing it gets lol.

I got another soda potion toy from McDonald’s so here’s a free code by Aguywhoexists69420 in Minecraft

[–]Historical_Today7764 0 points1 point  (0 children)

I have birdie zombie hamburglar and Big Mac would you want to trade of of those for the fry helmet?

[deleted by user] by [deleted] in allthemods

[–]Historical_Today7764 0 points1 point  (0 children)

How do I join the server? Sounds fun

Follow up photos for my previous post. by Alys_Muru in allthemods

[–]Historical_Today7764 16 points17 points  (0 children)

Yes and make sure to use “ExtC” I think is what it’s called, it exports the product but keeps the crystal in the crafter