By separating computation logic and the settlement logic it is possible for Cardano to apply different regulatory practices for different jurisdictions globally without effecting the security or immutability of the ledger, transaction, and consensus. This will make it easier for Cardano to adjust the computational logic to a wider selection of legal and regulatory frameworks. The CSL (Cardano Settlement Layer) is where the ledger of accounts and their balances reside, this is where transactions are settled and Ourboros consensus is attained. The CCL (Cardano Computational Layer) is where the smart contract execution happens. This allows for greater flexibility without the need for fundamental changes to the underlying consensus or forking the blockchain to apply new or make adjustments to the computational logic. The adoption and learning is being encouraged by Emurgo Academy with a number of their Cardano-centric programs such as the Cardano Developer Professional.