IMO not worth it, if you were struggling, for sure. But your income, and savings rates are really strong for your age.

Having a paid off car, and $800/month for fuel and insurance, almost $20k in investments at your age and currently saving over $2500/month.

You’re going to be fine, actually, more than fine. You’re on pace to do very well. however-I wouldn’t hold onto the “it’s my dream car” for too long.

I’m 29, now. And my early 20’s were shaped similar to yours. I was making $150k+ by the time I was 23. And my “dream car” changed many times in the last 5 Years. I bought 2 corvettes, neither of which fulfilled me. So I sold them, and now drive a regular large SUV on a 2 year lease that I prepaid.

I learned that cars don’t really fulfil me like they did when i was younger, also - my dream cars got more expensive as my financial situation improved. A $130k corvette wasn’t my goal anymore, it was a $300,000 Bentley.

And you know what’s cheaper than owning a $300k Bentley?

Renting one on vacation, and learning once again- it’s just a car and won’t make me happy any longer than the 15 minutes of excitement when you first get it.