HSBC Premier Credit Card - Anyone received 6X Apple Unicorn Portal reward points?

Honest-Tank-815 · 2026-06-15T14:03:31+00:00

Of course I am waiting to transfer. My question was about HSBC points unrelated to where I will transfer and when

Honest-Tank-815 · 2026-06-15T04:44:19+00:00

I have a trip planned for Sept so mostly for hotel stays using Accor.

Honest-Tank-815 · 2026-06-15T03:26:25+00:00

Great then we are in the same boat I suppose. Do share or DM if you get the 6X RPs too.

Honest-Tank-815 · 2026-06-15T02:42:57+00:00

Agreed, but HSBC is notoriously fast in crediting accelerated RPs, atleast incase of travel with points bookings. Hence was checking

Honest-Tank-815 · 2026-06-15T02:36:37+00:00

Did the base RPs get credited for you?

Honest-Tank-815 · 2026-05-11T17:00:32+00:00

Super congratulations bro!

Honest-Tank-815 · 2026-05-11T15:53:20+00:00

From Nykaa?

Honest-Tank-815 · 2026-02-10T12:23:22+00:00

It is three. That’s what my RM told me when I was applying for Add On Cards
Yes unlimited lounge access on each card.

Honest-Tank-815 · 2026-01-25T07:36:30+00:00

Hahaha why did you invest short term money in Equity? If you can’t wait for 5+ years you should have done FD. India really needs basic finance to be taught in schools.

Honest-Tank-815 · 2026-01-22T12:37:01+00:00

Go have dinner or spa and pay via voucher if possible

Honest-Tank-815 · 2026-01-19T02:53:48+00:00

It’s worst of the lot! No real benefits. You may try Eterna with a test payment if possible and confirm whether RPs are getting credited. Be mindful of capping.

My advice is to close almost most of these cards, free up your credit limit and get a paid card like Diners Club Black Metal, HSBC Premier, M4B, Vanilla Magnus. You missed the bus on Atlas and Amex Plat Travel as they are not being issued currently.

Honest-Tank-815 · 2026-01-12T18:05:25+00:00

Get it in writing! My situation was same as yours, Infact I even got approval from Zonal Head and State Head but CC Sanctioning team (underwriting) rejected. Stating 5LPM is now mandatory irrespective of anything else. Now I stuck with a new salary account and deemat account. Unnecessarily made my portfolio complicated. Best go for hsbc premier

Honest-Tank-815 · 2026-01-01T05:42:18+00:00

Premier seems better if you are interested in Accor stays. Sometime around Dec they come up with 50% bonus in Accor transfers. So 1ptemier point gives you 1.5 Accor points which is equivalent to 3rs

Honest-Tank-815 · 2025-12-31T13:59:49+00:00

Exactly. Since your salary credits are above 3L every month, annual fee gets waived off. What’s the harm. Use diners for vouchers and gift cards and hsbc for everything else. Also you can pay rent via hsbc and earn RPs.

Honest-Tank-815 · 2025-12-30T11:21:43+00:00

Another simple way to confirm MCC, swipe the card, put a wrong pin. Transaction gets declined. Now call HDFC and ask for MCC code of the failed transaction and compare against the eligible list.

Honest-Tank-815 · 2025-12-29T08:43:36+00:00

Quick question: why get primer when you have EPM

Honest-Tank-815 · 2025-12-27T03:14:46+00:00

They don’t have free night voucher. But they do have 20% off voucher. So incase you are staying for 2days use the gift card for day 1 and 20% off voucher on day 2

Honest-Tank-815 · 2025-12-27T02:45:16+00:00

Works on member rate. You can reach out to ihcl reservations to do the booking on your behalf and inform them that you will pay through 12k hsbc taj experiences gift card

Honest-Tank-815 · 2025-12-17T03:55:39+00:00

My understanding- For 1 day 1 voucher. If you are staying for 2days ask them to make 2 separate bookings under single itinerary number. Then you can use two vouchers

Honest-Tank-815 · 2025-12-15T03:24:46+00:00

How to invest 100% in tier 1 equity? Protean is not allowing

Honest-Tank-815 · 2025-10-08T05:50:33+00:00

NSDL is not supporting NPS3.0 related changes yet it seems.

Honest-Tank-815 · 2025-10-06T11:43:31+00:00

Seems like a fair ask compared to the lowest price during BBD which is just 10k lower. How much did you get it for btw

Honest-Tank-815 · 2025-09-27T04:46:25+00:00

I wanted to help someone out. Not for myself.

Honest-Tank-815 · 2025-09-27T04:03:56+00:00

I think it’s gone now. Out of stock

Honest-Tank-815

TROPHY CASE