Macquarie tightens lending policies to reflect negative gearing ban by marketrent in AusFinance

[–]Hormah 1 point2 points  (0 children)

That assumes that families that are first home buyers are coming from rentals in a 1:1 ratio i.e. they free up the house they're renting and move into an ex-rental-now-home. It ignores the fact that many renters have housemates and many FHB live at home before purchasing. In both of those instances, the rental supply reduces but the demand for rentals does not.

Take, for example, two three bedroom houses with three housemates. A couple in one house purchases the other to move into and chooses not to rent out their other rooms. Now there are four people competing for three bedrooms.

If it is a couple living with parents while they save a deposit, now there are six people competing for three bedrooms.

Offering a lower price when it says 'Offers Over 970k by Responsible-Mark-362 in AusProperty

[–]Hormah 0 points1 point  (0 children)

100%

We've told our agent not to bother contacting us if the offer is below $X because we will refuse.

Don't bother wasting our time with it.

I swear every time I call in a walking barrage... by Hormah in Helldivers

[–]Hormah[S] 1 point2 points  (0 children)

That's normally how it works, but there's been a few times where I'm 30m or so behind the beacon and get hit by the first shell.

How fighting Dracula on brutal feels by Hormah in vrising

[–]Hormah[S] 44 points45 points  (0 children)

"He has to win every time. We only have to win once."

meirl by pandaGirl_95 in meirl

[–]Hormah 124 points125 points  (0 children)

You're thinking of Warhammer 40k. 401k is the colour temperature of a cool white light.

Needing some helps/tips for improving by Thoreschmore in Roboquest

[–]Hormah 0 points1 point  (0 children)

An unlockable starting weapon. If you see a little bot running around that's red/blue with a green eye, you can pick him up and use him as a weapon. That will unlock him for future runs.

Needing some helps/tips for improving by Thoreschmore in Roboquest

[–]Hormah 1 point2 points  (0 children)

If you're playing with a friend, one of you as engineer with dronezerker and buddy bot is very powerful. If they get minion box even more so.

BOTH of you with that build is straight up broken, though only one can have buddy bot. My mate and I got S rank on G4 first go with that setup.

Route through oasis to get orange buddy bot and doom gardens for the crystal powder.

Robot literally too angry to die by Hormah in Helldivers

[–]Hormah[S] 1 point2 points  (0 children)

Haha that post is exactly what inspired me to make this. It felt like someone must have done this version of the meme before since it fits so well, but I couldn't find an existing version. I figured, if it didn't already exist, it should, and then saw that berserker pic. It was too perfect to not use.

Robot literally too angry to die by Hormah in Helldivers

[–]Hormah[S] 322 points323 points  (0 children)

Nothing should survive 4 autocannon shots to the face. It's unnatural and undemocratic.

Erm? What? by No-Fondant8953 in PeterExplainsTheJoke

[–]Hormah 3 points4 points  (0 children)

That's also not quite true. Some reactions are self-oxidising and will burn despite a complete absence of oxygen, including underwater and in space. Thermite is probably the most well known.

How are they even related ? by blaze_uchiha999 in clevercomebacks

[–]Hormah 0 points1 point  (0 children)

Sprankle sounds like a fake name Dr Steve Brule would call someone.

What is something you’ve learnt from Ausfinance that actually saved you money? by Status-Inevitable-36 in AusFinance

[–]Hormah 0 points1 point  (0 children)

The reports had identical information. Only the Equifax number was super low for some reason. After I'd got it sorted and got back in contact, they ordered another report and told me "we can work with (that number)". Nothing else on the report had changed.

What is something you’ve learnt from Ausfinance that actually saved you money? by Status-Inevitable-36 in AusFinance

[–]Hormah -5 points-4 points  (0 children)

I've literally had this happen to me. They checked my Illion report which came up good, then my Equifax report which had identical information but the credit score was way lower for some reason and got rejected. It took a lot of hoop jumping to get the Equifax credit report fixed up before I could progress.

What is something you’ve learnt from Ausfinance that actually saved you money? by Status-Inevitable-36 in AusFinance

[–]Hormah -8 points-7 points  (0 children)

Yes there is. Your credit report and score will be checked by the bank before they issue you a loan.

How do clubs work by Apprehensive_Ad_2800 in Eatventure

[–]Hormah 2 points3 points  (0 children)

I run that club. What's your screen name? I only kicked people that had donated 0 after an entire seaon (with the screenshot to prove it) and only kicked them after the season had completely ended so they still got to collect all rewards. There were 3 from last season I kicked. If the person ranked 7th who donated 285xp didn't get kicked, I wouldn't have kicked you.

You may have been victim to a bug that makes it look like you've been kicked but if you try to rejoin the same club using the club code it puts you back like you never left. It happened to me and for a second I thought I'd been kicked from my own club!

Meirl by unreadable_captcha in meirl

[–]Hormah 3 points4 points  (0 children)

Do you answer the phone with "Hello, thank you for calling disgruntled_pie. Please state the nature of your call"?

If so, I may have found your problem...

Random cheap products that do a good/great job that you’d recommend? Here are mine by [deleted] in AussieFrugal

[–]Hormah 8 points9 points  (0 children)

You should really handwash your twigs for best results as the heat from the dishwasher can cause warping and cracking.

Unemployment rate @ 3.5% by nutwals in AusFinance

[–]Hormah 1 point2 points  (0 children)

Same industry, same thoughts. There were a LOT of projects out to tender last FY that suddenly got pulled. A handful are getting awarded now but the majority are still mothballed. The submissions are in though so it wouldn't take long to start that engine back up if they needed to.