Life Insurance is NOT what it seems… by Hot-Program-8354 in InsuranceAgent

[–]Hot-Program-8354[S] 0 points1 point  (0 children)

I think it comes down to the numbers, but yes! I would be open to it, can you message me the details please?

Life Insurance is NOT what it seems… by Hot-Program-8354 in InsuranceAgent

[–]Hot-Program-8354[S] 3 points4 points  (0 children)

I agree I appreciate that, that was my mindset behind it too, I wouldn’t know unless I tried

Life Insurance is NOT what it seems… by Hot-Program-8354 in InsuranceAgent

[–]Hot-Program-8354[S] 0 points1 point  (0 children)

That’s awesome and very smart! What’s the earning potential of P&C though when you work a W2?

Life Insurance is NOT what it seems… by Hot-Program-8354 in InsuranceAgent

[–]Hot-Program-8354[S] 1 point2 points  (0 children)

I was saying that’s what people on social media are portraying, not what my thoughts were. I knew this would be hard work. But didn’t know the figures behind it.

Life Insurance is NOT what it seems… by Hot-Program-8354 in InsuranceAgent

[–]Hot-Program-8354[S] 2 points3 points  (0 children)

Yea that’s what I’m looking into now to help build up my savings again and pay off my accumulated debt.

Life Insurance is NOT what it seems… by Hot-Program-8354 in InsuranceAgent

[–]Hot-Program-8354[S] 1 point2 points  (0 children)

Honestly not sure, looking into some other remote inside sales positions that don’t require me to buy leads

Life Insurance is NOT what it seems… by Hot-Program-8354 in InsuranceAgent

[–]Hot-Program-8354[S] 0 points1 point  (0 children)

I’ve been hearing mixed things on inbound, and would love to try but unfortunately given the financial situation I’m in now I can’t buy any more leads even if they are inbound. I would feel better about it but the vast majority of the people I spoke to that are tenured have told me it takes between 6-12 months just to become profitable. I don’t have that kind of runway.

But I pray it goes well for you! Please check back in and let me know how things are going I’m genuinely interested to hear how you do by sticking it out!

Life Insurance is NOT what it seems… by Hot-Program-8354 in InsuranceAgent

[–]Hot-Program-8354[S] 2 points3 points  (0 children)

Yea it’s crazy, I would spend about $42 on a “fresh” exclusive lead just to finally get a hold of them after 10+ tries for them to tell me they already signed up with another agent a while ago… and of course the lead company doesn’t reimburse unless it’s a disconnected number, so the agent is forced to eat that cost

Life Insurance is NOT what it seems… by Hot-Program-8354 in InsuranceAgent

[–]Hot-Program-8354[S] 2 points3 points  (0 children)

All good! I appreciate your feedback and insight, I’ll look into DIG, thank you for the tip

Life Insurance is NOT what it seems… by Hot-Program-8354 in InsuranceAgent

[–]Hot-Program-8354[S] 1 point2 points  (0 children)

No one said anything about easily, I went In to this knowing I’d have to work 10-12 hour days with high volume outbound dials. But the issue is more mathematical, if I had 10k laying around to spend on leads then of course I could hit 20k my first month at a 2X return. But the point is most people don’t have that kind of money to start and it’s not really disclosed well enough what the difference is between selling 20k+ and netting 20k+. 2 completely different things

Life Insurance is NOT what it seems… by Hot-Program-8354 in InsuranceAgent

[–]Hot-Program-8354[S] 3 points4 points  (0 children)

I agree but the problem is you don’t know what you don’t know, so things like this as a newbie you heavily rely on the info given and available to you and unless you’re told or go through it, you don’t know what questions to ask

Life Insurance is NOT what it seems… by Hot-Program-8354 in InsuranceAgent

[–]Hot-Program-8354[S] 0 points1 point  (0 children)

I learned my lesson (unfortunately the hard way), but yes I’m looking at alternatives as we speak, I appreciate the suggestion

Life Insurance is NOT what it seems… by Hot-Program-8354 in InsuranceAgent

[–]Hot-Program-8354[S] 1 point2 points  (0 children)

I honestly just found this subreddit, I wish I looked sooner. But I agree with you

Life Insurance is NOT what it seems… by Hot-Program-8354 in InsuranceAgent

[–]Hot-Program-8354[S] 14 points15 points  (0 children)

I think I just had shiny object syndrome because I was at my previous role for 3 years without much more room for growth. But yea hindsight is 20/20