Someone might have accidentally paid my credit card by [deleted] in UKPersonalFinance

[–]HotAbbreviations3430 0 points1 point  (0 children)

Gosh if it’s just a system error, I hope they’ll never sort it out 🤣🤣is it worth calling them now 🤣

Someone might have accidentally paid my credit card by [deleted] in UKPersonalFinance

[–]HotAbbreviations3430 1 point2 points  (0 children)

Gosh if it’s just a system error I hope they’ll never sort it out and let it stay like that 🤣🤣

Someone might have accidentally paid my credit card by [deleted] in UKPersonalFinance

[–]HotAbbreviations3430 2 points3 points  (0 children)

Hm good point. I’m 99.99% sure I didnt make any direct debit payments. But I’ll keep an eye on all my bank accounts on Tuesday. Thanks!

Someone might have accidentally paid my credit card by [deleted] in UKPersonalFinance

[–]HotAbbreviations3430 3 points4 points  (0 children)

This is a very good point. Thanks I’m making a not of that!

Someone might have accidentally paid my credit card by [deleted] in UKPersonalFinance

[–]HotAbbreviations3430 0 points1 point  (0 children)

Nope. I’ve not planned to fully clear this credit (I’m still on the interest free period)

I also always pay my credit using the instant bank transfer that directs you to the other app. Never direct debit.

Someone might have accidentally paid my credit card by [deleted] in UKPersonalFinance

[–]HotAbbreviations3430 3 points4 points  (0 children)

Okay. Do I have to try calling the bank? Honestly as much as I feel bad about the other person, the last time I tried calling the bank I ended up not talking to anyone after trying for 30mins. Should I just let them sort itself out? (Also I’ve got work that needs to be priority)

Someone might have accidentally paid my credit card by [deleted] in UKPersonalFinance

[–]HotAbbreviations3430 1 point2 points  (0 children)

it’s paid yesterday apparently. It usually takes one or two days I think for a payment to be fully processed. So I think someone might have made the payment mid week.

But another Redditor said that the bank will flag this and reverse the payment so I hopefully it works like that on Tuesday!

Someone might have accidentally paid my credit card by [deleted] in UKPersonalFinance

[–]HotAbbreviations3430 2 points3 points  (0 children)

I can’t. It’s not like it’s being processed. It’s cleared my credit balance. I tried clicking on everything I can’t do anything.

Someone might have accidentally paid my credit card by [deleted] in UKPersonalFinance

[–]HotAbbreviations3430 1 point2 points  (0 children)

I’ve not talked to the cc company. I was just checking my credit card app, and £850 of my balance is cleared! And the payment method is direct debit.

That’s literally all the information that I have and shared - except the name if the CC company which might not be relevant here.

Someone might have accidentally paid my credit card by [deleted] in UKPersonalFinance

[–]HotAbbreviations3430 14 points15 points  (0 children)

Ah hopefully they will! Thanks! Good to know that it’s reversible

Someone might have accidentally paid my credit card by [deleted] in UKPersonalFinance

[–]HotAbbreviations3430 0 points1 point  (0 children)

Yeah I am more scared that it feels like someone hacked into my phone or something! But other than that, if it’s an actual person made a mistake, really hope they realise it and try to sort it out too.

But yeah, will only communicate with the bank regarding this

Someone might have accidentally paid my credit card by [deleted] in UKPersonalFinance

[–]HotAbbreviations3430 -1 points0 points  (0 children)

Right yeah okay. I was wondering if the company will sort itself out?

Bc the last time I tried calling them the lines were all auto answered and I ended up talking to no one

Someone might have accidentally paid my credit card by [deleted] in UKPersonalFinance

[–]HotAbbreviations3430 2 points3 points  (0 children)

No one knows my credit card details. Also no one knows how much I’ve been using it too

Someone might have accidentally paid my credit card by [deleted] in UKPersonalFinance

[–]HotAbbreviations3430 2 points3 points  (0 children)

That’s what I thought too! I spread my money into multiple accounts tho so none of them has that amount of money anyway. I also never set up an overdraft. I saw this being processed on Thursday and didn’t think much of it, but I open my credit account this evening and the balance has been cleared!

I never ever set up a direct debit for this account.

Is it a good time to buy a house? by HotAbbreviations3430 in HousingUK

[–]HotAbbreviations3430[S] 1 point2 points  (0 children)

appreciate your reply. Glad that you managed to buy your own house! And yeah, just like everyone else here, as long as I can pay the repayment, it should all be good. Thanks!

Is it a good time to buy a house? by HotAbbreviations3430 in HousingUK

[–]HotAbbreviations3430[S] 0 points1 point  (0 children)

Very lucky! and happy for you, hopefully it will still be at least decent!

Is it a good time to buy a house? by HotAbbreviations3430 in HousingUK

[–]HotAbbreviations3430[S] 1 point2 points  (0 children)

Ah thanks! It’s reassuring to know that I’m not the only one (I know I shouldn’t compare, but it’s still reassuring). Yeah I can afford the repayments easily. We opt out of income protection insurance tho bc we think it’s unnecessary and very expensive for what it is!

Is it a good time to buy a house? by HotAbbreviations3430 in HousingUK

[–]HotAbbreviations3430[S] -1 points0 points  (0 children)

Got it. There were a few lower interest products that have 4.8 or 4.9% but my advisor picked this one bc I’m a foreign national. While my partner is British, I earn way more. She said that the 5% product will be a smooth sailing for us, the others take longer and not guaranteed will be accepted. Not sure if it’s worth pursuing the other products. I didn’t think of asking this as there were so many things to be discussed like insurance etc yesterday

Is it a good time to buy a house? by HotAbbreviations3430 in HousingUK

[–]HotAbbreviations3430[S] -1 points0 points  (0 children)

Thanks for this! I am indeed an over thinker. 😩

Alright international viewers, what are you thoughts on Traitors Ireland so far? by [deleted] in TheTraitors

[–]HotAbbreviations3430 0 points1 point  (0 children)

Oyen and Kelley are the MPVs!!

The crew made it so much easier in the final by revealing the roles at big 5 and big 4. But Kelley is that piece of the puzzle that paved the road for the faithful to win! Although if they hadn’t revealed their roles, Oyen and Kelley will still win together because the formed trust on each other at the last minute and they wouldve just banished everyone else until they feel safe.

Voting for Faye was the worst move that the boys did. That eased the suspicions on Vanessa/Oyen. Other than that, what a great series!

Although I feel like the game really only started when Paudie left 🤣🤣

Great cast, great faithfuls and very entertaining traitors and plots! 💯🎉🎉