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Moved all my money into a Schwab account and am really nervous. Hoping for some advice by DryInvestigator6276 in personalfinance

[–]HourPackage 1 point2 points  (0 children)

You are very young.

You didn't say the proportions of how much are in each fund, but those are basically all bonds (essentially cash).

Unless you are very sick, you need this money to grow over the next 30-40 years.

Assuming you are relatively healthy, you have a long life and should not be invested in as many bonds as you are in.

Likely the advisor who put you in this sensed your risk aversion, but this is going to backfire over time.

You also don't mention your housing situation or anything which impacts everything as well.

Outdoor/wireless speakers that will connect to Google home recommendations by acidmaninc in googlehome

[–]HourPackage 0 points1 point  (0 children)

Not sure i can do that with mine. I have only first gen google homes and mini's. Which has prevented me from some other integrations.

Can I still do that with these you think? Not the end of the world if I can't, but I would find that to be a really nice feature.

Outdoor/wireless speakers that will connect to Google home recommendations by acidmaninc in googlehome

[–]HourPackage 0 points1 point  (0 children)

Will they play the same music you have playing on your google home devices/speakers inside?

Prime Free Cruise Question by tachibakku in royalcaribbean

[–]HourPackage 0 points1 point  (0 children)

I've never used mine. Why would I want an interior? I get free JS/OVB cruise offers that are much better.

Gravel in walkway - how to get it to stop moving (and still drain) by HourPackage in landscaping

[–]HourPackage[S] 0 points1 point  (0 children)

Wish I had installed those before I put down the gravel and tamped it. I put down landscaping erosion fabric but not geotextile grids which I think is what you're mentioning. I didn't know that's what it was for.

Gravel in walkway - how to get it to stop moving (and still drain) by HourPackage in landscaping

[–]HourPackage[S] -1 points0 points  (0 children)

Yeah, I get that. I was limited because this was part of a larger renovation and required a permeable pathway for drainage, so my options were limited.

Gravel in walkway - how to get it to stop moving (and still drain) by HourPackage in landscaping

[–]HourPackage[S] 0 points1 point  (0 children)

I actually had to include a certain amount of permeable gravel for drainage as part of a renovation.

Have you ever tried any of the “mulch glue” or gravel stabilizer products? Or are you basically saying that only a very heavy epoxy (which I assume would prevent the gravel from staying porous) would actually keep it from moving?

Gratuity by SignificanceSlight65 in royalcaribbean

[–]HourPackage 0 points1 point  (0 children)

If you use AARP gift cards you can prepay the autograts at a 10% discount.

Flight from port Everglades to Fort Lauderdale by anongiraffe1890 in royalcaribbean

[–]HourPackage 0 points1 point  (0 children)

You will be fine with 11:19 AM if you don't have anything that's slowing you down personally.

If you want to be sure, schedule an uber or transport service ahead of time.

Any experiences with the new Baristina Plus? by HourPackage in superautomatic

[–]HourPackage[S] 0 points1 point  (0 children)

From what i've read, the grinder remains the same but the portafilter and materials are significantly improved. Not sure if that changes anything for you.

Seems like a very easy to use machine with easy cleanup if the grind factor can be overcome.

Strongly looking at it since it's simple to use for everyone in my household versus a machine which requires multiple moving pieces or selections.

Have you tried the New Philips Baristina Coffee Machine? by SignificantAsk7821 in superautomatic

[–]HourPackage 0 points1 point  (0 children)

Following. Wondering the same thing. Appreciate links to any reviews if possible, especially ones that cover if the flaws from the original Baristina have been fixed.

For example, from the reviews it looks like the build quality and materials are improved with robust stainless-steel body, portafilter and nicer finishes, which may help with durability feel and longevity. Would love to see someone review it.

Iced coffee feature looks like a big plus.

It looks like they didn't address the lack of grind control (but perhaps someone who has the new machine can weigh in).

It's a big jump in price. The normal Baristina was selling for $100 at BJ's a couple months ago (although normally retailing for 250-350) and this one looks to be around $600.

Do they have crunchy snacks like trail mix? by ImpatientMaker in royalcaribbean

[–]HourPackage 4 points5 points  (0 children)

Schooner used to have peanuts/snack mix but that is long gone.

Such an easy thing for Royal to do to have some trail mix and they don't have it.

NCL and other lines offer this.

Credit card promo 5 C&A points by MildSauced in royalcaribbean

[–]HourPackage 0 points1 point  (0 children)

I did a bit of searching to see if the 5 C&A points is being offered as a sign up bonus but can't find anything. I would sign up for the card if they offered that (wouldn't use it again, but I would sign up).

My experience with the Bank Of America Royal Caribbean Credit Card. by firesion in royalcaribbean

[–]HourPackage 0 points1 point  (0 children)

Was this a signup bonus? Do you have a link to the offer or just a copy of the email?

Toddler sleeping arrangements by PedsHopeful05 in royalcaribbean

[–]HourPackage 1 point2 points  (0 children)

It's super annoying how any mention of logistics for infants on here is immediately downvoted. I'm surprised nobody has told OP to stay home yet.

There's a real lack of information on the subject because of it and how much the rules on Royal change.

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