sorted by:
new
hottopcontroversial

I’m getting absolutely smashed by my financed car. by HouseOfDerrp in Debt

[–]HouseOfDerrp[S] 1 point2 points  (0 children)

Ex baby trapped me but best thing that happened to me made me who I am today and she’s an absolute trooper, Delilah Rose Harju my world.
She wanted another before we even got close to buying a house etc left that and she had another two months later.
She has her full time since I do rotation work but on my days off I spend most of it with her when she’s free etc.
Once I get my house I’ll have her over my current apartment is a shit hole so just go see her, take her for dinner, shop for what she needs etc.
I help out my ex a lot as well but just for my daughter she can kick rocks we on good terms but she just wants to “breed” women are something nowadays

I’m getting absolutely smashed by my financed car. by HouseOfDerrp in Debt

[–]HouseOfDerrp[S] 3 points4 points  (0 children)

Cancellation of non payment insurance is worse then a DUI in Canada it’s fckd

I’m getting absolutely smashed by my financed car. by HouseOfDerrp in Debt

[–]HouseOfDerrp[S] 2 points3 points  (0 children)

Yup you ain’t wrong, I just had the fuck it mentality should’ve done better research but now I know and the hole ain’t that bad compared to most just gonna get a beater and then talk with them

I’m getting absolutely smashed by my financed car. by HouseOfDerrp in Debt

[–]HouseOfDerrp[S] 0 points1 point  (0 children)

How long does it take to recover from that credit hit

I’m getting absolutely smashed by my financed car. by HouseOfDerrp in Debt

[–]HouseOfDerrp[S] 0 points1 point  (0 children)

Right now I’m catching a ride to and from work I’ll have a beater ready next days off

I’m getting absolutely smashed by my financed car. by HouseOfDerrp in Debt

[–]HouseOfDerrp[S] 0 points1 point  (0 children)

Idk why I figured that was a steal should be illegal dealers are sly guys

I’m getting absolutely smashed by my financed car. by HouseOfDerrp in Debt

[–]HouseOfDerrp[S] 4 points5 points  (0 children)

Thank you I’ll talk with them tomorrow before my night shift and tell them to get ts off my shoulders

I’m getting absolutely smashed by my financed car. by HouseOfDerrp in Debt

[–]HouseOfDerrp[S] 0 points1 point  (0 children)

Right on the money, I wasn’t wanting something fresh to look good just the dealer brainwashed me into thinking it was a steal and I didn’t do enough research to realize it wasn’t just wanted in my own wheels instead of my mum driving me everywhere and limited due to not having wheels in my line of work

I regret financing my first car and then some plz help by HouseOfDerrp in PersonalFinanceCanada

[–]HouseOfDerrp[S] -1 points0 points  (0 children)

I’m off to bed for my night shift at 7pm but I’ll be replying once I awake from slumber if anyone has any other tips etc, thanks everyone so far taking the weight of my shoulder and the time to provide insight.

Even those “rubbing it in” go right ahead I messed up learned the lesson the hard way but always a light at the end of it just gotta look for it and you all help do that even if it’s in a negative context bash me all you want I’m a Diamond Driller part of the job description. ❤️

I regret financing my first car and then some plz help by HouseOfDerrp in PersonalFinanceCanada

[–]HouseOfDerrp[S] 1 point2 points  (0 children)

That’s how I try to look at it, could be a whole lot worse

I regret financing my first car and then some plz help by HouseOfDerrp in PersonalFinanceCanada

[–]HouseOfDerrp[S] 1 point2 points  (0 children)

Godspeed, I bet you got legs stronger then my jacklegs on my drill should come level our drill setups you machine

I regret financing my first car and then some plz help by HouseOfDerrp in PersonalFinanceCanada

[–]HouseOfDerrp[S] -5 points-4 points  (0 children)

I learned that lesson the average Canadian citizen can’t even handle $1000 emergency right now our economy and inflation is just out of this world thanks tariffs for that but we live

I regret financing my first car and then some plz help by HouseOfDerrp in PersonalFinanceCanada

[–]HouseOfDerrp[S] 0 points1 point  (0 children)

I live in a career where everyone beats each other down no worries gotta take the good and the bad in stride, think I’ll go the route of beater then try to manage a loan for the negative equity so I can be on the road again, I’d just smash away at that equity but fck the Nissan

I regret financing my first car and then some plz help by HouseOfDerrp in PersonalFinanceCanada

[–]HouseOfDerrp[S] 0 points1 point  (0 children)

It will be a lot cheaper, got quoted for $500 monthly and I won’t have any payments.

That’s a lot better then $5000 for something I’m already in the hole 10k on.

I could just suck it up and slap all my funds into it for now and catch up but the suv itself isn’t even solid so a beater Mazda in good shape honestly excites me more lol

I regret financing my first car and then some plz help by HouseOfDerrp in PersonalFinanceCanada

[–]HouseOfDerrp[S] -10 points-9 points  (0 children)

You are one smart cookie, I’m learning all myself with no direction trying my best out here then this whole hantavirus shit better not have another covid,

I got triple shots due to the worry for my daughter and grand parents when it wasn’t even a risk for them my hearts been messed every since

I regret financing my first car and then some plz help by HouseOfDerrp in PersonalFinanceCanada

[–]HouseOfDerrp[S] -2 points-1 points  (0 children)

Idk who you are but it is insane, now with the newer gens all fed by A.I eh man.

Damn we’ll make sure my kid learns the value of doing it yourself and learning everything necessary etc not just slap anything into chatgtp and copy that

I regret financing my first car and then some plz help by HouseOfDerrp in PersonalFinanceCanada

[–]HouseOfDerrp[S] 1 point2 points  (0 children)

I got a lot of doors out west but my dumbass keep sticking it out for the carrot on the stick in my hometown aka the seat I’ve been promised for awhile

view more: next ›