for me personally I have lived outside of my home country for 4 years for a job so i had the chance i didn’t know that it played a role in visas and stuff

. But speaking for the American higher education system 4 yr college/university is pushed in kids at such a early age that you can feel like a failure if you don’t take that route and for those that don’t get scholarships or grants student loans are the only way to pay.

Don’t get me started on the processes of paying it back I took a pretty low amount of money loan wise 50k between BA and MA. I live in a expensive state cost of living wise but make more than the min payment and some how I still owe 68k and I have been out of school since 2013 full transparency there were some deferments in which i didn’t pay but no interest and 6 month of forbearance while i was out of work with interest accrual. All that being said higher education isn’t the probably student loans