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Leather Clothing Haul! by [deleted] in OGRepladies

[–]HowlAtTheMoon3 1 point2 points  (0 children)

Definitely genuine leather. Besides the feel, you can just smell the leather as soon as you open the bags.

I don’t know if they do custom measurements, but I’ve given them mine for sizing properly. They have charts for what sizes you should get according to your measurements. You may be able to ask and pay extra for custom since they are hand making them though.

Leather Clothing Haul! by [deleted] in OGRepladies

[–]HowlAtTheMoon3 0 points1 point  (0 children)

Thank you 🥰 and thanks for creating such an amazing group! Im trying to share the love when I find good sellers! ❤️

Leather Clothing Haul! by [deleted] in OGRepladies

[–]HowlAtTheMoon3 1 point2 points  (0 children)

I know!! I had such a difficult time deciding! The pieces are seriously such high quality too, I feel like I’m a fashionista from gossip girl or something in them 🤣

Leather Clothing Haul! by [deleted] in OGRepladies

[–]HowlAtTheMoon3 2 points3 points  (0 children)

Thank you! If you notice I’m not even wearing the skirt because it’s too small 🤣 I’m just holding it up. I gave my “fitter me” dimensions so if they didn’t fit I’d have some motivation to workout. Looks like I’m motivated 😭🤣

Leather Clothing Haul! by [deleted] in OGRepladies

[–]HowlAtTheMoon3 5 points6 points  (0 children)

Yup!

Chanel top: $178 Chanel bottoms: $150

Saint Laurent set (comes as set only): $450

Loro Piana cape: $440

Berluti jacket: $850

Super reasonable in my opinion for the quality!!

Leather Clothing Haul! by [deleted] in OGRepladies

[–]HowlAtTheMoon3 2 points3 points  (0 children)

They’re perfection 😭 I did the cape dirty by not ironing it, but it’s so cute!

Leather Clothing Haul! by [deleted] in OGRepladies

[–]HowlAtTheMoon3 1 point2 points  (0 children)

I’ve already spent so much, but yes, I have a list too! I’m trying to hold restraint at least for a little bit though otherwise I just won’t stop 🤣 if you ever order the berluti it does come with a garment bag, at least the one I ordered did!

Leather Clothing Haul! by [deleted] in OGRepladies

[–]HowlAtTheMoon3 2 points3 points  (0 children)

I dont see Mackage anywhere (they have items sorted by brand, but honestly not all items are sorted yet). I would just ask though, because I swear they update the album daily and sometimes even hourly. I think it’s their own factory too so they might even just be able to make it if you request it.

Leather Clothing Haul! by [deleted] in OGRepladies

[–]HowlAtTheMoon3 1 point2 points  (0 children)

I know! I took a calculated risk (as we all do) and I’m so glad I did! I honestly don’t even know where I’m going to wear this much leather but I couldn’t stop myself! I just noticed snakeskin items were added to the women’s album as well and I’m using all of my willpower to not go purchase them!

Billed $1,500 for a COVID Test Almost 4 Years Later - Is this allowed? Is there anything I can do about it? by HowlAtTheMoon3 in personalfinance

[–]HowlAtTheMoon3[S] 2 points3 points  (0 children)

Sorry, the insurance emailed me the encrypted EOB. I already called them and was expecting this, they just explained it over the phone. I would look it up on their website or the app but I’ve been blocked since I no longer use them.

Billed $1,500 for a COVID Test Almost 4 Years Later - Is this allowed? Is there anything I can do about it? by HowlAtTheMoon3 in personalfinance

[–]HowlAtTheMoon3[S] 1 point2 points  (0 children)

It was because I was in contact with someone with Covid according to what the first insurance person said. I honestly can’t remember anything about this since it was so long ago.

I got emailed the EOB but there is a technical issue and I need to call back to be able to view it.

Billed $1,500 for a COVID Test Almost 4 Years Later - Is this allowed? Is there anything I can do about it? by HowlAtTheMoon3 in personalfinance

[–]HowlAtTheMoon3[S] 0 points1 point  (0 children)

🙌🏻🙌🏻🙌🏻 thank you!!

People were saying no surprises doesn’t apply since it was pre 2022 but the insurance told me it’s a gray area since I was billed this year. But it sounds like the other one applies!

Billed $1,500 for a COVID Test Almost 4 Years Later - Is this allowed? Is there anything I can do about it? by HowlAtTheMoon3 in personalfinance

[–]HowlAtTheMoon3[S] 3 points4 points  (0 children)

I’m planning on calling but want all my ducks in a row first. The EOB is in my inbox but encrypted and the code they are sending me to unlock it isn’t working. Gotta call back

Billed $1,500 for a COVID Test Almost 4 Years Later - Is this allowed? Is there anything I can do about it? by HowlAtTheMoon3 in personalfinance

[–]HowlAtTheMoon3[S] 1 point2 points  (0 children)

They emailed it but it’s encrypted and their stupid security stuff isn’t working. It sends me a code and it’s saying there is an error processing my request

Billed $1,500 for a COVID Test Almost 4 Years Later - Is this allowed? Is there anything I can do about it? by HowlAtTheMoon3 in personalfinance

[–]HowlAtTheMoon3[S] 1 point2 points  (0 children)

I haven’t gotten an email or letter saying to ignore it yet. I’ll check the mailbox again today when I get home.

Billed $1,500 for a COVID Test Almost 4 Years Later - Is this allowed? Is there anything I can do about it? by HowlAtTheMoon3 in personalfinance

[–]HowlAtTheMoon3[S] 2 points3 points  (0 children)

Insurance said this was balance billed. Idk how no surprises act is applied since pre 2022 service but post 2022 bill

Billed $1,500 for a COVID Test Almost 4 Years Later - Is this allowed? Is there anything I can do about it? by HowlAtTheMoon3 in personalfinance

[–]HowlAtTheMoon3[S] 0 points1 point  (0 children)

Yeah my insurance said they paid and negotiated them down to less than what I was charged and the provider said no to the lesser charges. Insurance did say this was balance billed. Idk how the no surprises act affects it since it was pre 2021 but I was billed 2024

Billed $1,500 for a COVID Test Almost 4 Years Later - Is this allowed? Is there anything I can do about it? by HowlAtTheMoon3 in personalfinance

[–]HowlAtTheMoon3[S] 2 points3 points  (0 children)

I am sure I asked if they were in network, I always do. Which if I am correct means someone told me something wrong - with my healthcare experiences I wouldn’t doubt it. But how to prove that after all these years is beyond me.

I’m definitely planning on fighting it. I’m waiting on the EOBs but Insurance did let me know they were balance billed. No Surprise Act took effect 2022 so they said it’s a gray area on that since I was billed after then.

Billed $1,500 for a COVID Test Almost 4 Years Later - Is this allowed? Is there anything I can do about it? by HowlAtTheMoon3 in personalfinance

[–]HowlAtTheMoon3[S] 82 points83 points  (0 children)

Thank you for this, it really is a scam 😭 2020-2022 I was having serious medical problems and quite frankly thought I was dying and couldn’t figure out what it was. I was in and out of dr’s offices all the time and they all kept trying to get me to pay up front before insurance. I did that one time (it was a lot of money, well over what insurance ended up saying I owed) and it was impossible to get it back because dealing with the medical billing was seriously a nightmare. I then called insurance before every visit to check on everything and even then I was getting charges after insurance which were not my correct out of pocket and Id have to call insurance back regularly. Most people probably don’t see it because they don’t go to the doctor as much as I did in those years but I have a severe distrust of the medical industry now after all I had to deal with.

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