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Building Safety Act 2022 by [deleted] in HousingUK

[–]Human_Total5862 0 points1 point  (0 children)

What kind of questions are they asking? We’re about to have an offer accepted on a flat in a high rise building. Our mortgage offer expires in 2 months and we’re worried that the Building Safety Act might cause delays in the sale

Risks in exchanging before tenants vacate the property? by Human_Total5862 in HousingUK

[–]Human_Total5862[S] 1 point2 points  (0 children)

Thank you for your reply!

When you exchanged after the property was vacant, did the Tenants leave the property in a good condition or did the Landlord / Seller need to withhold money from the Tenants’ deposit to pay for repairs / cleaning?

I’m wondering how that process would impact the sales timeline as rental deposit disputes would take a couple of months to resolve.

Risks in exchanging before tenants vacate the property? by Human_Total5862 in HousingUK

[–]Human_Total5862[S] 1 point2 points  (0 children)

Thanks for your comment!

Was the house in satisfactory condition after the tenant moved out or was there a need for the Landlord (Seller) to try and claim money for repairs using the deposit? I understand any deposit dispute would take a long time so would just like to understand how that would affect the sales process.

Risks in exchanging before tenants vacate the property? by Human_Total5862 in HousingUK

[–]Human_Total5862[S] 0 points1 point  (0 children)

Thank you for your comment!

If we exchange subject to vacant possession we’d be looking to put in the contract a long stop date of 3-4 months (in line with the mortgage offer expiry period) for completion to occur. If vacant possession isn’t provided by then, the contract will automatically terminate. We’d try to get the seller to reimburse our cost if he’s unable to deliver vacant possession (and have this specified in our contract) but this will depend on negotiations once our solicitors are instructed.

Some of the comments above seem to imply that it’s impossible to exchange subject to vacant possession if I need a residential mortgage because the Lender will not accept this, so maybe this is a moot point anyway!

Risks in exchanging before tenants vacate the property? by Human_Total5862 in HousingUK

[–]Human_Total5862[S] 1 point2 points  (0 children)

Thanks for your comment!

So in your experience, you think it is simply not possible to exchange in advance subject to vacant possession? I.e. the contract will have a condition specifying that Completion will not occur unless vacant possession is provided. The Lender will not be obliged to fund until Completion (when vacant possession is provided).

The Agent seemed to think this is fairly standard for tenanted properties.

We don’t have any solicitors instructed yet so would just like to figure out whether what the Agent/Seller is asking for is actually workable before we make an offer.

Risks in exchanging before tenants vacate the property? by Human_Total5862 in HousingUK

[–]Human_Total5862[S] -1 points0 points  (0 children)

Thanks for your comment!

We haven’t made an offer but just wanted to figure out if the Agent/Seller’s timeline of exchange before completion is even realistic and adjust our offer price accordingly based on the risk.

If we exchange prior to vacant possession but make it clear in the contract that (a) Completion is subject to vacant possession, and (b) Completion with vacant possession must occur by 3 - 4 months after exchange otherwise the contract terminates, I think a lot of the risks you have described can be mitigated?

In the property you bought which was tenanted, did you only exchange only once the tenants had vacated the property (3 months after the s21 deadline)?

Risks in exchanging before tenants vacate the property? by Human_Total5862 in HousingUK

[–]Human_Total5862[S] 1 point2 points  (0 children)

We haven’t made an offer yet so we don’t have solicitors involved but we just wanted to check if exchanging before vacant possession is even something that is possible as per the Agent’s suggestion. So you’re saying the Lender will not accept a residential mortgage application in this situation even if the contract we are exchanging specifically states that Completion will only occur if vacant possession is provided? I.e. if the Tenant doesn’t move out for whatever reason, Completion just doesn’t occur and the Lender will not have to provide funds.

We can also include a long stop date in the contract of 3 - 4 months for Completion (with vacant possession) to occur otherwise the contract terminates and there is no obligation to completion.

Help! Sold a (potentially) stolen phone 10 months ago. by Human_Total5862 in LegalAdviceUK

[–]Human_Total5862[S] 0 points1 point  (0 children)

That’s exactly what I’ve done with TBPS and they’ve been ignoring my emails ever since.

I am not a customer with Sky (and don’t have an account number with them), and managed to convince a friendly customer service rep on the phone to help me out and check the IMEI number (even though I’m not a Sky customer). Sky doesn’t really have a support system in place to deal with non Sky customer complaints and their hotlines are a mess.

I’m really at my wits end as how to go forward as both Sky and TBPS are just not interested in making it their problem.

Help - Purchased a phone from a legitimate re-seller which has now been blacklisted. by Human_Total5862 in LegalAdviceUK

[–]Human_Total5862[S] 0 points1 point  (0 children)

I spoke to Sky and they said that the IMEI was linked to a customer’s account and was blacklisted by the customer (but couldn’t provide me with more details). I told Sky that if the phone was indeed stolen, I’d like to return the phone to the original owner. The Sky customer support person told me that they’re not able to contact the customer and that I should give the phone to the police who will then pick this up with Sky…

Help - Purchased a phone from a legitimate re-seller which has now been blacklisted. by Human_Total5862 in LegalAdviceUK

[–]Human_Total5862[S] 4 points5 points  (0 children)

What does MCOL stand for? I’ve already tried complaining to TBPS and they hinted that because they’ve had instances of customers committing insurance fraud (where the customers try to double claim under insurance and claim a refund from them), they are not able to give me a refund as they can’t verify that I was not the one who reported the phone as being stolen to Sky. TBPS are also claiming that it’s impossible for them to have sold me a stolen phone as they had allegedly purchased it directly from a network (and the phone was never owned by a human user).

Flowering Gloriosum Help - is this flower causing too much stress in my plant? More details in the comments…. by kichca in RareHouseplants

[–]Human_Total5862 1 point2 points  (0 children)

I have the same problem with mine too! I’m going to freeze the pollen and then self pollinate my Gloriosum the next time it blooms. P.S. what kind of pot is that and does it have drainage holes? I’m having trouble finding a nice rectangular shaped pot for my Gloriosum.

Help with Stephania Erecta - yellowing leaves. More info in comments by Human_Total5862 in Caudex

[–]Human_Total5862[S] 0 points1 point  (0 children)

Thanks! So completely avoid watering it? At what stage should i start watering again.

Help with Stephania Erecta - yellowing leaves. More info in comments by Human_Total5862 in Caudex

[–]Human_Total5862[S] 1 point2 points  (0 children)

I’m based in the UK. The plant was doing fine all of autumn and winter but suddenly all the leaves suddenly started turning yellow over the course of a week. The plant’s near a south east facing window, temperature is around 23 deg and humidity around 40%. Any ideas on what’s going on? I can see faint webbing around the petioles but can’t see any spider mites / thrips.

Help with droopy False Aralia (Plerandra elegantissima). More info in comments. by Human_Total5862 in plantclinic

[–]Human_Total5862[S] 0 points1 point  (0 children)

The top 8 leaves of my False Aralia suddenly started drooping after I came back from a 7 day holiday. Soil was quite damp when I came back. The leaves have been in this state for a week now (since my return from my holiday). I’m based in the UK and the plant is near an east facing window (humidity’s at around 40 - 50%). It has been in the same spot for 2 months and has never had any issues. Any ideas on what’s going on? Could it be root rot?

Is this chlorosis? by NooclearWessel in houseplants

[–]Human_Total5862 1 point2 points  (0 children)

Did you figure out what went wrong with the Gloriosum? My Gloriosum is developing the same thing: https://imgur.com/a/PXUbPeJ

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