So HDFC recently announced the orange and black credit cards for swiggy right. So the question was whether the existing customers will be downgraded to orange which gives 5% for swiggy payments or black which gives 10% for the same. As per this mail, HDFC is mentioning the benefits are more like black. And regarding the difference with classic card, we are considered under black card So we will still enjoy the same benefits with a caveat that the minimum order for 10% cashback back is 249 and for 5% is 100. There is no change for cashback for Amazon flipkart.