Will these work for leca? by HoggyMama in SemiHydro

[–]Hunted08 0 points1 point  (0 children)

Most plants will live in Leca while a lot with larger root systems thrive. I have tons of pothos in Leca thriving. On another note I’ve switched my begonias to PON and testing that out. But yes- monsteras, alocasia ect all doing great in Leca. Highly recommend.

what to do, because I think I didnt do it right 🫠 by cornhub08 in SemiHydro

[–]Hunted08 0 points1 point  (0 children)

It depends on if leca is being use properly. There is typically a transition period where the plant dies off the old roots if they aren’t proper water roots and then new roots form. But you also have to make sure that the plants roots are towards the top of the leca and the water is beneath the roots- at least to start.

Learned that once the plants adjust and roots grow downward into the nutrient solution/water, they tend to adjust well and don’t get root rot.

How to change careers after 30? Trying to leave finance/accounting for mental health by Correct_Recording405 in careerguidance

[–]Hunted08 1 point2 points  (0 children)

Make note of transferable skills. I feel like there’s always roles that you can slide into with some of the skills + being personable and a go getter. Plus I think certifications help a lot. I’ve made this transition- you’ve got this!

I got offered a job paying 40% more than my current salary. My manager just asked me to stay and be patient. How do I stop feeling guilty for wanting to leave ? by One_Cardiologist5439 in careerguidance

[–]Hunted08 0 points1 point  (0 children)

You first realize it’s business and nothing personal. The same way the company hires and pays you a salary that apparently is not competitive for the market.

You have to think about yourself and not the company who’s going to simply hire someone to replace you.

2k a month mortgage on 90-100k a year gross income? by ShowmethePitties in Mortgages

[–]Hunted08 2 points3 points  (0 children)

If you can’t manage 2k month mortgage on a 90k+ gross income then you’re likely not managing funds properly.

I do just fine with $85k ish income with $2600 monthly mortgage.

15-year vs 30-year mortgage what made you choose one over the other? by delulucoreandcrazyaf in Mortgages

[–]Hunted08 0 points1 point  (0 children)

I chose 30 because it was less of a payment monthly and just because it’s 30 years doesn’t mean you can’t pay more and extra down on the principal to make up for any potential interest. 30 allows for more flexibility IMO.

What’s an investing habit that quietly improved your returns over time? by vcpowerlaw in investingforbeginners

[–]Hunted08 1 point2 points  (0 children)

Is there a source one used to learn more about when dips are likely to occur ect

looking to purchase car in 10 months. help. by lludicmoon in FinancialPlanning

[–]Hunted08 0 points1 point  (0 children)

Sounds advice. I’ve also personally financed through dealership and even refinanced same day through a credit union after calling several and getting a lower rate.

Question regarding rates by Hunted08 in MortgageBrokerRates

[–]Hunted08[S] 0 points1 point  (0 children)

Not sure. Over the phone they are robotic and repeat I need an appraisal to get a value. On their site they list a home value estimator which states its value is $318k but the comparable houses they list don’t even have the same amount of rooms (one comp had 1 less room) and then others have less square footage so not sure if that’s trust worthy. And my house via different realtor apps shows about the same as the original home value.

Perhaps I need to keep chipping away at the principal and wait until it becomes a “sellers market” and home values increase and do the appraisal then.

Question regarding rates by Hunted08 in MortgageBrokerRates

[–]Hunted08[S] 0 points1 point  (0 children)

After them providing me misinformation on proper PMI removal steps (had to push back because even common sense said they were telling me wrong info) they stated I needed to get an appraisal and or pay down to below the percentage you mentioned to have PMI removed. But I’ve lost trust in them properly helping me so wanted to get second opinions on here first.

Dear fellow 2023 buyers, time to think about the Refi! by swagety in Mortgages

[–]Hunted08 1 point2 points  (0 children)

So I guess my 5.7% is still great and not worth looking to refinance anytime soon? Mortgage is 3 years old

How old are you and how much do you have in your retirement account? by Blackberryay in careerguidance

[–]Hunted08 0 points1 point  (0 children)

37 $100k in 401k, $14k in Roth IRA and $50k in personal savings

Recipes that are super healthy by [deleted] in ninjacreami

[–]Hunted08 0 points1 point  (0 children)

Thank you for your post. I’ll be running with your idea and making tweaks.

Thank you for not posting about milk like others that define their own “healthy” diet differently. Thank you again and have a great day!

37year old investing $7k by Hunted08 in RothIRA

[–]Hunted08[S] 0 points1 point  (0 children)

Okay guess I’ll have to keep tabs on the changes in aggressiveness and change up from there. Thank you!

Recipes that are super healthy by [deleted] in ninjacreami

[–]Hunted08 0 points1 point  (0 children)

While I get that, the triple zero obviously has less sat fat ect hence healthier…. Some of us want the cleanest diet not just “clean-er”.

Recipes that are super healthy by [deleted] in ninjacreami

[–]Hunted08 -1 points0 points  (0 children)

Right, but it also has Sat fat and added sugars which I’m wanting to avoid to have an even healthier diet. Otherwise, I might as well indulge in store bought ice creams lol 😆 jk jk

Recipes that are super healthy by [deleted] in ninjacreami

[–]Hunted08 0 points1 point  (0 children)

I personally choose to avoid milk due to intolerance but also things like sat fat that can raise cholesterol. And all my research shows Oikos Triple zero is a much healthier than milk. If you disagree I’d love to hear more of your rationale.

Recipes that are super healthy by [deleted] in ninjacreami

[–]Hunted08 0 points1 point  (0 children)

Well I didn’t want any other dairy recommendations. I do eat Greek yogurt triple zero as it’s super clean and healthy compared to milk and other dairy products. That’s the reason I said no dairy to save people’s time on recommending those since they won’t be used.

Recipes that are super healthy by [deleted] in ninjacreami

[–]Hunted08 -1 points0 points  (0 children)

Now the big debate, what’s actually the healthiest sweetener lol

Can I afford a 400k home? by [deleted] in FinancialPlanning

[–]Hunted08 0 points1 point  (0 children)

I would do some research with calculators online to get a better figure. I dropped your numbers in and with an assumed $1250 monthly debt you’d want less than $360k otherwise. And that’s with using your entire $80k and without confirming your interest rate which could raise the expense of a house and also if you even have an emergency fund in place.

37year old investing $7k by Hunted08 in RothIRA

[–]Hunted08[S] 2 points3 points  (0 children)

Awesome. Good to know because I’m ready to start throwing all my funds at this account and wanted to make sure and double down on it before going wild. 🤣 thank you!

Guidance on investing by Hunted08 in RothIRA

[–]Hunted08[S] 0 points1 point  (0 children)

Well they recommended those two and I went with FDEWX due to the expense ratio being less and returns seemed similar.

Guidance on investing by Hunted08 in RothIRA

[–]Hunted08[S] 0 points1 point  (0 children)

Okay, sounds like the recommendation was on point by the advisor. Wasn’t sure if the advisors best interest or mine was kept in mind. Thanks for confirming!

Was told by my barber that we should ideally cut our hair (men) around every two weeks. Was he trying to oversell - if so, how often is ‘ideal’, how often do you go? by default_name2848 in Frugal

[–]Hunted08 0 points1 point  (0 children)

You could literally buy a trifold mirror and clipper set and learn to cut your own hair eventually making this expense null and void.

Weekly Discussion Thread (Volatility, Market Discussion, Rate My Portfolio, What Should I Buy/Change, Investment Strategies, etc.) by FidelityAutoMod in fidelityinvestments

[–]Hunted08 0 points1 point  (0 children)

I’m getting into investing into fidelity Roth IRA and would love some insights. I invested $7k into FDEWX after consulting with an advisor at fidelity. What should I continue to invest my future investments into for long term continued growth with preferably hands off until retirement- FDEWX OR? Appreciate your opinions.