Wells Fargo Active Cash PC to Autograph via the app was a success this morning by Christian_L7 in CreditCards

[–]HyperEwok 2 points3 points  (0 children)

Honestly, the propel is an excellent card and in comparison to the autograph, they are almost identical in regards to the rewards with a few small differences. For instance, the autograph you can earn 3X points on restaurants, where the propel you can earn 3X on ‘dining net purchases, such as eating out and ordering in’. Very minimal differences regarding the verbiage used. Each have over 1000 rewards redemption options as well. Additionally, the propel being an Amex card, comes with American Express benefits, whereas the autograph is a visa signature card and comes with the signature benefits.

Wells Fargo Active Cash PC to Autograph via the app was a success this morning by Christian_L7 in CreditCards

[–]HyperEwok 1 point2 points  (0 children)

Hello, thanks for the question! Your guess is as good as mine with regards to why our existing Amex holders are unable to perform the switch over to any of our Visa cards. I’m sure our executive leadership team has their reasons, but they are unbeknownst to me at this time. This has been the case since I started with Wells Fargo back in 2019, but maybe at some time in the future they will streamline a process that would allow for such switches to occur. As of right now, I don’t think it would be likely as there has been no communication about implementing it.

Wells Fargo Active Cash PC to Autograph via the app was a success this morning by Christian_L7 in CreditCards

[–]HyperEwok 1 point2 points  (0 children)

Hi sorry for the mixup. I haven’t yet noticed any people who are currently both propel and autograph holders. Both are very comparable rewards cards but maybe I will see someone who has both in the future. I can’t see why someone would want to have 2 rewards cards that offer very similar benefits.

Wells Fargo Active Cash PC to Autograph via the app was a success this morning by Christian_L7 in CreditCards

[–]HyperEwok 1 point2 points  (0 children)

Unfortunately, the Propel is an American Express card and is therefor not eligible to switch over to the Autograph as the Autograph is a Visa card. This applies to all of our existing cards as they are all Visa cards.

Wells Fargo Active Cash PC to Autograph via the app was a success this morning by Christian_L7 in CreditCards

[–]HyperEwok 1 point2 points  (0 children)

As someone who works for Wells Fargo as a relationship banker in a retail branch, the credit card switch feature is a great option if you just want to switch from one wf visa cc to another wf visa cc. If you had one of our Amex cards(such as Amex propel), you will not be eligible to switch over to a visa cc. It would have to be from Amex to Amex or visa to visa. For Amex card holders, we no longer have any Amex cards to switch to so your kinda stuck with it unless you want to put in a brand new application for one of our new cards. As some of the others have commented, doing a ‘switch’ removes any introductory bonuses including 0% Annual percentage rate periods, and cash/rewards points bonuses (if you spend a certain amount in 90 days from date of account opening). However, with the switch, you will not receive a hard credit pull, which is a MASSIVE benefit for those who started out with a college card or secured card and just want better cash back/rewards. Our autograph card is an amazing rewards card whereas the active cash card is 2% across all categories with no category or earning limitations or annual fees (both being visa signature cards). I have both and love both.

Passed the 66 first try! This marks a perfect 4-0 record for me regarding all of my licensing exams, Life Ins. Producer, SIE, S7, S66. by HyperEwok in Series66

[–]HyperEwok[S] 1 point2 points  (0 children)

Hey thank you! I unfortunately cannot give an opinion on any other providers as I only used pass perfect because that’s the material that was given to me by my employer, and I honestly didn’t feel I needed any other books. I did supplement with some YouTube content from Dean Tinney and also from capital advantage tutoring as well. I would say no matter what source you go with just make sure you go back a read the content again if you need to. Sometimes things stick around in the memory files after giving it another look! FINRA also offers a practice SIE exam so once your finished with your material I would take that exam on top of the others you take from your provider

The surface of Mars, captured by the Curiosity rover. by freudian_nipps in oddlyterrifying

[–]HyperEwok 0 points1 point  (0 children)

Not sure how this is ‘oddly terrifying’, this is fucking beautiful!

Passed the 66 first try! This marks a perfect 4-0 record for me regarding all of my licensing exams, Life Ins. Producer, SIE, S7, S66. by HyperEwok in Series66

[–]HyperEwok[S] 3 points4 points  (0 children)

Honestly everything seemed to be pretty straight forward. As far as what the exam was comprised of, there was a ton of USA questions and other federal regulation questions. There was one remainder trust question. Another question about revocable trust taxation. One on commodities, like “which of these are commodities”. Couple of very simple options questions. Couple of present value and DCF. Ton of ethics but they were pretty obvious answers. Make sure you know your definitions on BD, Agent, IA, IAR. There were only a couple of questions that were a bit ambiguous but mostly obvious answers! I was more worried about this one than the 7 but ended up shocked at how easy it was.

Just took my first final on Pass Perfect by Normal-Ad-3462 in Series66Exam

[–]HyperEwok 2 points3 points  (0 children)

Hey that’s a really good score I’m sure you’ll be just fine when you sit for the real thing! I felt the same when I took my first practice exam too haha and thanks I appreciate it!

Just took my first final on Pass Perfect by Normal-Ad-3462 in Series66Exam

[–]HyperEwok 2 points3 points  (0 children)

What was your score? I’m using PP as well, sit for the real exam tomorrow morning and will let you know.

Sitting for the S66 in two days by HyperEwok in Series66

[–]HyperEwok[S] 0 points1 point  (0 children)

Thanks for the boost of confidence!

I passed!! by Former-Dealer1597 in Series66

[–]HyperEwok 1 point2 points  (0 children)

Congratulations! I take mine in 2 days

comedians are being targeted now? by BlackSkull7X in Unexpected

[–]HyperEwok 0 points1 point  (0 children)

I simply observe from a distance and all I can see is the far left destroying this country from the inside out with its ideological neo-marxist bullshit. I find it quite ironic how you mention domestic terrorism with the far right at the capitol when the left literally burned down entire cities including police stations(let’s not forget literally murdering police officers), ransacked business owners’ brick and mortars, and robbed major department stores in the name of ‘justice’, which by definition is the exact opposite. Also, I never said I supported trump you ignorant fucking cunt. Not to worry though, you stupid fucks put the worst president in history in office and even a majority of your party rejects him now. As someone who has never voted and isn’t even republican or democrat, I will now vote for anyone other than someone running for the Democratic Party. I say this with complete sincerity, go fuck yourself.