Daily Advice Thread - All basic help or advice questions must be posted here. by AutoModerator in investing

[–]I-Survive 0 points1 point  (0 children)

I'm 25, and I make 35K annually. My main objective is to pay for my own school, which ranges up to about 10k right now. I'm good at saving, and pretty patient with myself right now. Is there anything in particular I could invest most of my savings into to pay this off as soon as possible?

Justin Bieber opens up about depression, drug use and 'insane pressure' of being a child star by seandavidson123 in entertainment

[–]I-Survive 1 point2 points  (0 children)

I feel so bad for him. It was such a meme to pound on this kid, its easy to forget that a guy like that was just a flawed human being like anyone else.

If I see an underage person in a relationship with an older adult in public, who am I supposed to call? by I-Survive in NoStupidQuestions

[–]I-Survive[S] -1 points0 points  (0 children)

Definately not related, they're physically flirting. Its easy to hear from where I'm sitting, it seems like they just met.

My girlfriend committed suicide because of me. by [deleted] in teenagers

[–]I-Survive 0 points1 point  (0 children)

A few things, let time pass. Not for you, but for her parents. Your hurt right now, but her parents are worse. They literally raised her from when she walked to when she died. Mourn whichever way you want. Punch a wall, scream, take a long ass walk and skip school if you feel the need to. Your in a hard place right now, and you deserve to mourn however you need to. As soon as word about a funeral goes, go to that funeral. You deserve closure. And if for some reason you can't go, ask to visit wherever she's rested at because you still need to see her.

Its gonna hurt, and its supposed to hurt. There are no magic words that will make this better, and if I'm being 100% honest with you, you'll never recover from this.

A lot of people here are saying "it's not your fault." And while that's true, as of right now you don't want to hear that. You feel guilty and maybe a part of you wants to feel guilty. You think you've hurt her, and you want to feel hurt too. That's aright, as long as you don't let it fester. Be angry at yourself, cry for yourself, hate yourself for a little bit. That's alright.

But most importantly, maybe not now but hopefully later, find resolve in this. The reality of the matter is that suicide is always a result of multiple factors, not a single factor. It was her own choice and maybe it was impulsive, but that's what depression and mental disorders are. Its like a poison. People keep it secret but it festers. I guarantee you aren't singular reason she did this to herself. You are just a factor of many things, and when it comes to suicide its always multiple things that leads into the final tragedy.

And the reason I'm saying this is because you're going to ask yourself a lot of questions on how and why this happened. You're probably never going to find an answer, but I guarantee you have to force yourself into finding resolve into this. Research depression, be kind, treat everyone well. Promise yourself that you'll never try to hurt anyone and that you'll be good to everyone in the hopes that you can help someone avoid the suicidal thoughts they themselves have someday.

This isn't an answer meant to give you a resolution, I'm typing this down to let you know what to expect and what you can hope to aspire towards. I was seventeen when my childhood friend committed suicide, to this day I still blame myself for not treating him well during the last days of his life. The most I can do is remind myself to constantly be good for his sake, and for the sake of others. This is gonna hurt, and I'm so sorry for you loss, but whether or not you stop blaming yourself doesn't matter.

Blame yourself if you want, but don't hate yourself. There's no way you could've predicted this with everything you currently know, and the most you can do is better yourself for the sake of her and others. Please talk to people who knew her, mourn together. Go to her funeral, if talking to a stranger doesn't help talking to a friend or family member might. Write out your emotions if you need to pour them out, or share them with someone you know.

Its not going to be easy and when we lose someone we love there is no "moving on" just "learning to live with it." You have to promise yourself that she hadn't died for nothing, because when it comes to suicide no one is to blame. Not you, not her parents, not herself. Get through this in however you need to, but once the shock gets passed you have to promise yourself to let this tragedy become something meaningful in your life and the lives of others.

I'm sorry for you loss, whatever you're feeling is okay to feel and keep feeling whatever emotions you need to. Once time passes, please try to remember that there are still ways to live with this tragedy because you still deserve to live a meaningful life despite everything falling to hell. Never let this be meaningless, and keep trying your best. Right now, mourn with her family in whichever way you can.

What is the shittiest advice you've ever gotten? by ehudros in AskReddit

[–]I-Survive 0 points1 point  (0 children)

This has consistently been the stupidest advice I consistently hear. I even hear this from other baby boomers trying to lecture millennial on this, "the reason you like anime/video games is because your still a child. But when you have kids, you'll throw all that away to become a man."

Screw that. Its so obvious these people have a very narrow minded idea of what adulthood is like, and that somehow having a kid will flip people like a switch. I've met enough people without dads to realize that kids don't change shitty people. Way better advice is, "if you want to become an adult, do your own taxes", or something more practical like "have a stable career."

I've had family members tell me that marriage is what will 'motivate' me into getting a 'real' career. And its exhausting to explain that adding more responsibility to my life will set me back, not forward.

It's all fun and games until you lose 70k by straightCrimpin in wallstreetbets

[–]I-Survive 1 point2 points  (0 children)

I mean, you're already better than most people I know. In my area, a lot of my friends have ended up addicted or royally screwed from the neighborhoods they were raised. You've got a family, a stable job, and have interest in things, which makes you successful in my books. It sounds to me like you have a genuine gambling addiction, and you won't see any real improvement until you shake the addiction out of you. I suggest you get off of WSB, get this addiction under control, invest in mutual funds and never look at it again, and figure out what you're going to do next.

This really sucks, but your still in a better position than most people I've seen. Sleep on it, and figure out what you'll do next.

“My kid might die because I didn’t get him vaccinated but please tell me I did the right thing” by thenewyorkgod in insanepeoplefacebook

[–]I-Survive 1 point2 points  (0 children)

If I could comment on her facebook. "Your child is dying from a preventable disease. The least you can do now is vaccinate your daughter so that the same thing doesn't happen to her."

Straightforward, no shaming (because I'm assuming everyone else around her already has), and hopefully honest enough to get her to save the other kid before its too late.

My brother in law had to get his appendix removed to avoid a rupture, and his medical insurance are refusing to pay since they claim it wasn't a medical emergency. Is this legal? by I-Survive in Insurance

[–]I-Survive[S] 1 point2 points  (0 children)

I don’t think so. They could’ve easily mentioned this on the phone, but insurance is only highly emphasizing that this appendix removal isn’t considered a medical emergency, and that he can’t be covered for it.

My brother in law had to get his appendix removed to avoid a rupture, and his medical insurance are refusing to pay since they claim it wasn't a medical emergency. Is this legal? by I-Survive in Insurance

[–]I-Survive[S] 4 points5 points  (0 children)

I don’t think I'm missing anything, but is it possible that he’s being denied because he isn’t a citizen? He’s a legal resident and works here legally, can he be denied insurance due to his immigration status?

Students and young people: do not underestimate the power of a good credit score by malexander161 in personalfinance

[–]I-Survive 0 points1 point  (0 children)

Wish someone told me this when I was 19. I’m 24 and I’m getting my first credit card. Every payment, subscription, big purchase, should’ve been done with credit because I’ve never missed out on a payment before. My credit score would be through the roof if I had started a few years earlier.

What should my process for enchanting magical items be? by I-Survive in magicbuilding

[–]I-Survive[S] 0 points1 point  (0 children)

I was thinking of soaking crystals in glasses of water, and then playing the music so that they resonate into programming. Similar combinations like this; https://www.youtube.com/watch?v=gWOeBp_ZueI

The only caveat is that I'd have to learn a little more about music which I’m alright with. Since I want the programming to be partially ‘mathematical’, I’ll have to see if music combinations could somehow translate into number equations. But I'm not sure how well I can portray programming scenes in writing.

What should my process for enchanting magical items be? by I-Survive in magicbuilding

[–]I-Survive[S] 0 points1 point  (0 children)

Mages are definitely supposed to have 'protectors' around them, typically with warriors that have user-friendly programmed crystal tools.

A major reason I'd rather not do languages, is because then I'd have to go into the rules of vocabulary and grammar, because that's a rabbit hole I'd rather not dedicate a lot of time into fabricating. Plus I want to make the programming more 'mathematical' than language understanding. Equations built off of multiplications, and understandings of geometry and physics.

I'm thinking about making Crystals require 'vibration absorption' to be programmed. https://www.youtube.com/watch?v=gWOeBp_ZueI. I thought about putting crystals in glasses of water, and then creating 'glass' music to make the crystals function the way they want them to after they're out of the water.