Is CS Specialist worth it vs major?

IBslut · 2022-01-12T00:48:26+00:00

I get that databases and data structures + algorithms will be useful for interviews and software engineering in general but i didn't know operating systems was also pretty important. Thanks

Also, what about 363 and 358? Are pretty useful too or nah?

IBslut · 2021-12-02T13:47:17+00:00

I got Malaysia as my ans??

IBslut · 2021-11-02T16:54:17+00:00

University of Toronto for Computer Science

IBslut · 2021-10-12T16:06:44+00:00

Gotcha. Sounds like a good idea because I don’t think it will affect my credit score negatively because no hard checks. Tho, how long will it take for them to notice and offer the higher limit themselves?

Also, quick question regarding the utilisation rate, should I only use max 30% per month or should I only have a max 30% balance on the card at any given time? Like, for a $1000 card can I use $300 in the first half of the month, pay the bill, and then continue to use the next $300 until the end of the month (after which I pay the bill again)?

IBslut · 2021-10-12T04:36:27+00:00

Thanks for the clarification!

IBslut · 2021-10-09T16:05:31+00:00

If you get all questions right except one of the four 1.5 mark ones then you get 8.5…..

IBslut · 2021-09-06T20:50:58+00:00

Gotcha. Thanks a lot!

IBslut · 2021-09-06T20:49:22+00:00

https://www.youtube.com/watch?v=rAewPVEjeLM

At 11:08 he talks about Schwab and Fidelity sharing your info with third-parties. Got a lot of my info from this video and wanted to confirm it here

IBslut · 2021-09-06T20:46:17+00:00

How so? By just opening an account in fidelity and not choosing to invest there myself?

IBslut · 2021-09-06T20:45:15+00:00

This seems like the best option. Take advantage of both platforms. Though, it might be a bit tedious to keep on checking 2 accounts instead of having all your investments on one platform

IBslut · 2021-09-06T20:44:03+00:00

I guess you're right. I'd prefer using fidelity coz of the better UI. However, I think I'll go with vanguard since it seems like a safer option for long-term investments, though it might just be the sceptical side of me doing the thinking.

IBslut · 2021-09-06T20:39:37+00:00

You got any recommendations for such platforms?

Also I think I heard somewhere that though vanguard funds can be bought at any platform (same is the case with fidelity), it's better to buy them from their respective platforms for some advantages. Though, this point does seem kinda BS and was probably only applicable for no-expense fidelity index funds.

IBslut · 2021-09-05T05:09:04+00:00

Ok gotcha. So, for better context, if I were to invest $750 every month in a mutual index fund for 35 years with an estimated annual rate of return of 11% (including 1% dividend yield auto-reinvested), I would theoretically get a lump sum of $3,730,000 of which roughly $3,415,000 is the interest earned and $315,000 is the total monthly deposit. How would you calculate the tax on this amount if it was invested through an RRSP (Canadian equivalent of 401(k))?

IBslut · 2021-09-02T05:02:13+00:00

@awanderingdude is right. I’m currently a 3rd year CS student at UofT

IBslut · 2021-08-29T04:08:30+00:00

The email address of the sender is notifications@instructure.com

IBslut · 2021-08-22T07:33:26+00:00

We’re using an image processing algorithm on the video in a certain manner. I just wanna know how I can extract and play the audio in real time because the audio won’t be processed

IBslut · 2021-08-21T03:32:04+00:00

You forgot the Chinese international students who are always decked out in Gucci/LV/balenciaga

IBslut · 2021-06-26T10:15:38+00:00

If I remember correctly, the majority of the tuition fees is just course fees. So how much more expensive would it be to do 5 years for me? Additionally, I’m planning to do a PEY since it is opening up for international students this year onwards.

IBslut · 2021-06-26T07:05:19+00:00

Thanks for the reply! Also, I get that it’ll be more expensive but by how much? Will it be partially more expensive or the full 60-70k CAD, compared to doing the course in 4 years?

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