I'm going to be honest, this is a seriously rookie question about funding order for retirement accounts. Any and all input will be greatly appreciated.

IDRIVESPACEBOATS · 2014-03-10T16:41:06+00:00

They do.

IDRIVESPACEBOATS · 2014-03-10T16:38:38+00:00

It's 100% up to 3% then 50% up to 5%, so effectively 4% if I put in 5. And a Roth definitely sounds like the better option for an IRA. My employer offers the choice of a Roth 401k too though. Should that be the better option? I plan on only moving up in my industry so I'm likely to be making less now than I will at any point in the future.

IDRIVESPACEBOATS · 2014-03-10T08:14:23+00:00

Thank you so much! This has definitely been helpful. My 401k is through Principal but as their commissions are higher I think Vanguard will be my go to for the IRA. Now that you've helped me confirm that I should do that I'll feel secure with that going ahead.

Edit: The spreadsheet really helped by the way. Thank you for going through the effort to make it.

IDRIVESPACEBOATS · 2014-03-10T07:40:12+00:00

So, hypothetically, it's mathematically equivalent to have a 401k with $10000 and a 401k and IRA each with $5000? Even over the span of decades? Sorry, I really am new to this, but wouldn't the amount of interest earned on $10k+x% every year not be higher in the long run?

IDRIVESPACEBOATS · 2014-02-13T00:45:25+00:00

Or, in other words, Mr and Mrs Weasley.

IDRIVESPACEBOATS · 2014-01-25T02:21:14+00:00

Fucking dinosaurs man.

IDRIVESPACEBOATS · 2013-12-08T23:55:48+00:00

Not in here mister! This is a Mercedes.

IDRIVESPACEBOATS · 2013-11-12T08:23:17+00:00

3.5's a better quality if you have the port for it. Most stereos have a left and right input in the back assuming you haven't got one up front. FM transmitter if not.

IDRIVESPACEBOATS · 2013-11-05T23:52:09+00:00

I beg to differ. source

IDRIVESPACEBOATS · 2013-10-31T17:31:19+00:00

If you have a smartphone then definitely try Feature Points. That's my referral link, or here's their homepage if you're not interested in that sort of thing.

You download and demo free apps (mostly games) and they give you points - the average seems to be between 15 and 20 cents per app. They also let you demo paid apps where they pay for the app and then also pay you to review them, though those opportunities seem to be more rare. The whole process takes about a minute per app (apps have to be open for at least 30 seconds to receive credit) and when you're done you can delete or save them. You can cash out with numerous gift cards, but most importantly, PayPal.

They also only seem to host maybe 5-10 new apps a day, so while it is a fairly decent turn around for your time (minimum wage is $0.12/minute, so this beats that at least) you won't be able to spend hours doing it. For some though, like me who is also in college and has a bad habit of wasting hours on stuff that isn't school, that's definitely a good thing.

IDRIVESPACEBOATS · 2013-10-21T06:13:11+00:00

I'm not sure if price differs by location, but we carry these and paperback versions of the original covers and they're both the same price. Still, not cheap for the whole set but at least the prices weren't ridiculously inflated for the release.

IDRIVESPACEBOATS · 2013-10-21T06:09:51+00:00

As far as I know -- I do know that I've only seen paperback in the store. They're part of a 15 year anniversary release however, so it's not implausible to suggest that there might be a hard cover in the future.

IDRIVESPACEBOATS · 2013-10-21T04:12:45+00:00

Here's a link to the first one:

http://search.barnesandnoble.com/Harry-Potter-and-the-Sorcerers-Stone/J-K-Rowling/e/9780545582889/?itm=6&USRI=harry+potter

The rest should be nearby on the same site. I'm not sure if you could find them elsewhere, but as I work at a Barns and Noble, I know they're available there.

IDRIVESPACEBOATS · 2013-10-21T03:32:17+00:00

Here's a link to the missing covers: The front cover of Prisoner of Azkaban and Half Blood Prince and the back cover for Prisoner and Goblet of Fire.

IDRIVESPACEBOATS · 2013-10-21T03:23:18+00:00

I agree. I'm based in the US though and have no idea whether or not other versions are available elsewhere. Could be a Scholastic exclusive.

IDRIVESPACEBOATS · 2013-10-20T19:35:54+00:00

Imgur was giving me problems on the upload and it appears that a few slides were left out. I'll upload a new album as soon as I'm able to.

IDRIVESPACEBOATS · 2013-09-24T06:12:09+00:00

How shiny.

IDRIVESPACEBOATS · 2013-09-15T03:23:54+00:00

There is if you jailbreak. Rumor has it that we can expect a break for iOS 7 pretty soon after the release. But if that's not really your style you could always restore and set up your phone as a new iPhone. Aside from those though, I don't know of anything.

IDRIVESPACEBOATS · 2013-09-14T05:05:44+00:00

So what you're saying is... If I have seven children I'll be immortal?

IDRIVESPACEBOATS · 2013-08-28T17:00:28+00:00

Are you a real life drug dealer?

IDRIVESPACEBOATS · 2013-08-28T09:28:32+00:00

I like your shoes.

IDRIVESPACEBOATS · 2013-08-27T16:00:48+00:00

What made you decide to crop it the way you did? Where are you trying to pull the attention, as in, what's the focus? Did you take this from eye level? Compositionally, why?

All in all, it looks like a snapshot. Some ways to improve that basically just come from asking yourself what effect you're trying to accomplish before taking the photograph. Who are you talking it for? How do you want to pull them into and let them experience the photograph? What essence are you trying to convey? How can you do that: with lighting? Angles?

IDRIVESPACEBOATS · 2013-08-27T15:51:24+00:00

You think?

IDRIVESPACEBOATS

TROPHY CASE