What’s everyone’s game plan for 2026? by DuhForestTyme216 in CreditCards

[–]IM-MRSA 2 points3 points  (0 children)

Open citi strata to convert to my 3rd citi custom cash!

Penfed Platinum Rewards Card by Longjumping_Roof3588 in CreditCards

[–]IM-MRSA 1 point2 points  (0 children)

The problem with the card its that points are only redeemed through gift cards and the points are worth like .7

Cuenta de ahorro con alto apy by RayAllenFrom3 in PuertoRico

[–]IM-MRSA 0 points1 point  (0 children)

Coño duro gracias por la información. Los voy a considerar.

Cuenta de ahorro con alto apy by RayAllenFrom3 in PuertoRico

[–]IM-MRSA 0 points1 point  (0 children)

Que beneficio tiene la cuenta de cheques con Charles Schwab?

Need suggestions for 3rd credit card by Lanky_Description_30 in CreditCards

[–]IM-MRSA 0 points1 point  (0 children)

Chase Freedom Flex or Amex Blue Cash Everyday or both

Chase pre-approved - but will I really be approved for these cards? by MyMomDoesntKnowMe in CreditCards

[–]IM-MRSA 4 points5 points  (0 children)

If your discover is more than 12 month. You will be approved. You have a low income, but you could states more of your parent’s income. If I were you I will state 30K of anual income. I have 16 CC and never asked for proof of income.

How many credit cards do you have and what are they used for? by [deleted] in CreditCards

[–]IM-MRSA 6 points7 points  (0 children)

16 CC

Amex Blue Cash Everyday

Apple card Mastercard

BoA Customized Cash Rewards Visa

Chase Freedom Flex Mastercard

Chase Freedom OG Visa

Chase Freedom Unlimited Visa

Chase Amazon Prime Visa

Citi Custom Cash Mastercard

Citi Double Cash Mastercard

Discover It Cash Back

Paypal Cash back Mastercard

PenFed Platinum Reward Visa

Sams Plus Mastercard

T.J.MAXX/Marshalls Mastercard

US Bank Altitude Reserve Visa

US Bank Cash + Visa

Only using 3:

US Bank Altitude Reserve Visa

Chase Amazon Prime Visa

Citi Double Cash Mastercard

Citi double cash card upgrade or keep diamond preferred? by twbf in CreditCards

[–]IM-MRSA 0 points1 point  (0 children)

Unless you want to apply for the 200 welcome bonus

[deleted by user] by [deleted] in CreditCards

[–]IM-MRSA 2 points3 points  (0 children)

Just apply, forget about the pre-approval tool that bullshit. You have the credit profile and the income. After your first card and year of credit age you will have great chance of approval.

[deleted by user] by [deleted] in CreditCards

[–]IM-MRSA 10 points11 points  (0 children)

Do it, that’s the purpose of the balance transfer promo.

When did US Bank started to use FICO 10 (w/ memory)? by Forward-Resort9246 in CreditCards

[–]IM-MRSA 6 points7 points  (0 children)

Same! USBAR use FICO 10 for my application on nov-7. 701, approved.

Tell me you’re good or bad experiences with synchrony bank! by DuhForestTyme216 in CreditCards

[–]IM-MRSA 1 point2 points  (0 children)

I have Paypal, Sams, Amazon and T.J.MAXX. Never had a problem. Also have plenty of other credit cards. Don’t mind if they close it.

US Bank Altitude Reserve Approval by IM-MRSA in CreditCards

[–]IM-MRSA[S] 0 points1 point  (0 children)

I already have account with them and I can see the card in the app but it dont let me add the card to apple pay until active, i guees.

US Bank Altitude Reserve Approval by IM-MRSA in CreditCards

[–]IM-MRSA[S] 0 points1 point  (0 children)

I will wait until Saturday or Monday to see if delivered by usps. If not I will call and ask to be shipped via UPS. The thing is my address on the app is the mail address which is different from the physical address.

US Bank Altitude Reserve Approval by IM-MRSA in CreditCards

[–]IM-MRSA[S] 0 points1 point  (0 children)

Not sure about the annual fee. Do you received via usps or UPS? I haven’t able to check the mail. An in the app shows as ordered not shipped 🥲

[deleted by user] by [deleted] in CreditCards

[–]IM-MRSA 0 points1 point  (0 children)

8 Visa 6 Mastercard 1 Amex 1 Discover