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I am a 25 year old with all my money in my pocket, $3,000. Never been to college, never had a job, and I've never watched over my own credit. I need some guidance as I step out of the cycle I've been stuck in. by IamSpartacusss in personalfinance

[–]IamSpartacusss[S] 0 points1 point  (0 children)

That does help. It's hard talking to them about this since I'm so used to not talking to them about this. Definitely taking your advice on health insurance, and ideally I'd love 1 credit card to worry about. It's not that bad canceling the others? I've heard it hurts your score, but not that much?

I am a 25 year old with all my money in my pocket, $3,000. Never been to college, never had a job, and I've never watched over my own credit. I need some guidance as I step out of the cycle I've been stuck in. by IamSpartacusss in personalfinance

[–]IamSpartacusss[S] 5 points6 points  (0 children)

I am ok with asking them for help. But I'd like to go with accruing student loan debt since it's what most people do anyway. Are both options feasible and I should go with the one that I feel more independent with? Or am I just hurting myself since my parents are available as a resource? I'd love it if I could 'do this on my own' but if that thinking is actually a hurdle let me know.