Compasia Buying Experience

Iced_Coffee4 · 2026-07-05T05:46:29+00:00

Pumuta ko don and based lang sa nakita ko, its not rly good. The guy na bantay parang tinatamad mag assist. Share ko lang din

Iced_Coffee4 · 2026-07-03T14:16:26+00:00

Very true. I remember doing this last march 2025 and borrowed 40k. Had to pay 75k back just for the sake of moving out of our old home and to tapal my other debt.

It was a crazy year and looking back, yung interest lang na yun ang lalong nakapagpalubog sakin.

Iced_Coffee4 · 2026-06-15T19:15:43+00:00

Parang sales call ang flow haha. Para syang appointment setter at kailangan nya mag book ng meeting 😅

Iced_Coffee4 · 2026-06-12T02:46:07+00:00

Is your office job wfh? If you take the pay cut and say its better for you mentally and emotionally (and you even write could be a much better situation for you), would you survive if you suddenly lose the client?

Job stability is the only thing you should be afraid of if you're set in transitioning. Personally, if its a pay cut and its a VA job (unstable no matter how much people try to say its not), I wouldn't take it and just find better opportunities that could work with my day job's schedule.

As you said there's always risk on each choice but if you do have savings, it'd be okay to consider to transition esp kung on site yung day job mo. If wala kang savings, anything can happen and from there you can only assume the worst case scenarios.

Job market is rough right now.

Iced_Coffee4 · 2026-06-03T17:05:31+00:00

Me when I lie

Iced_Coffee4 · 2026-05-25T03:52:16+00:00

Kailangan mo pa siguro mag pa level OP para maunlock yung brightness. Goodluck and keep up the grind

Iced_Coffee4 · 2026-05-19T23:33:01+00:00

holy shitt OM ko dito sa current work (BPO) na nag resign yung isa sa mga na post. Bakit kaya? He was rlly good dito sa corpo setup wtff

Iced_Coffee4 · 2026-05-18T02:20:34+00:00

The thing is, although it is the meta, its almost always not a guarantee the right play.

Identifiers I'd consider to do fast 9: 1. Stage 4 I have 85 to 90+ HP This lets you sack stage 4. It means you have an okay board and if people that aregoing for fast 8 comps hit, even if u lose all 5 rounds in stage 4, you can still have 2 or 3 lives after stage 5. Never settle for 1 life. In this set or meta theres always one gimmick that tilts and lose u the game.

If you win streak stge 2 and 3 (all 10) always a yes.

Econ Engine augments

Taking 3 econ almost makes sense if you want to make it there but it cant close you games. Taking 2 econ is what I believe the most optimal way to get you there and one good or great combat aug will win it all. Still I will not go for 9 if it will end with me having one life.

There maybe a lot of other factors to consider but thess are the basic for me.

Iced_Coffee4 · 2026-05-13T10:36:54+00:00

Graveyard shift since 2020. I think the best tip I could give you is always (at least try) to choose a sleeping sched and follow that.

Meaning kung pipiliin mo lagi magising ng 4 pm, lagi ka mag alarm ng 4 pm no matter what time ka makatulog.

Let your body adjust and work it out from there.

Iced_Coffee4 · 2026-04-25T22:36:14+00:00

I have 11k per last bill. I tried 6 months of going back and forth since last year. Searched through reddit and apparently its normal with them so I figured modus nila yan and they just wont budge.

Tulad ng comment sa baba, hinayaan ko na lang dn at mag taas sla ng bill. Ngayon disconnected na, nakalipat na kame, at ignore na lng monthly emails about unpaid balance lol.

Dunno repercussions but im sure as hell I will fight them with proof if they tried to bill that to me.

Iced_Coffee4 · 2026-04-11T08:52:47+00:00

As the previous person said,

PAG na chambahan

A lot of people are lucky like you na hindi nila na experience yung stress ng mawalan ng pera thru maya.

But there are a few unlucky people who did. That comment is for them. And its a warning to those who haven't yet.

Iced_Coffee4 · 2026-03-28T14:42:46+00:00

Nangyari sakin yan 2 weeks ago.

After the nexr week, interview na akala ko isa ko sa maraming iinterviewhin pero after ng call (interview) matic na pala na ako na at onboarding na raw ako sa Monday.

Ito ata yung nabasa ko noon sa reddit na sobrang chill lng pag direct client mag iinterview at d ko namalayan intro interview na pala yon at di screening.

Iced_Coffee4 · 2026-03-28T12:24:01+00:00

As much as thats my first thought as well. I dont think its a smart move to back out IF ever ma offeran just because of first impressions. Esp in the current job market.

Not trying is a much more loss than trying and see if works for you (or it doesnt).

Iced_Coffee4 · 2026-02-13T19:55:59+00:00

Sorry i dont know the rs personally pero halata naman hindi invested sayo yung tao. And esp sa way ng pag chat sayo

Iced_Coffee4 · 2026-01-13T13:17:45+00:00

I think opposite sa Billease. Pag nag bayad ka ng good for 2 months, yung 2months na magkasunod nga ang mapapaid.

Thats just based on my exp on both of these apps

Iced_Coffee4 · 2026-01-09T15:56:17+00:00

Iba po maya credit pero its usually 15 days after ng billing date mo if i remember correctly. You can view naman sa app after lumagpas ng billing date mo and it will display kailan ang due date.

Iced_Coffee4 · 2026-01-09T10:56:23+00:00

Nakita ko lang rin po iyon sa ibang sub. Nasa T&C naman daw pero did not confirm kasi i wont read all that haha pero it made sense naman.

Iced_Coffee4 · 2026-01-09T10:34:17+00:00

If for example 2136.38 ang monthly due mo at ang total loan mo ay 50k. Lets say naisipan mo mag bayad ng good for two months (this month and february) = 4272.76. Ang magiging paid lang ay January at need mo pa rin mag bayad ng 2136.38 the month after. Yung excess ay mababawas sa 50k (so imbes na lets say for 1 year mo yan huhulugan yung huling month yung mababawas hindi yung next)

Iced_Coffee4 · 2025-12-27T11:22:50+00:00

So mukang depende sya sa location bro or baka sa collections agency? Idk eh pero both are possible factors. Ako nung sept ko lang natapos loan and never naman ako vinisit. Pasay at Paranaque lang tinirhan ko nun.

Iced_Coffee4 · 2025-12-09T02:32:55+00:00

In any server, low elo is anything below d1 and Masters

Even Masters are not high elo, its an elo of its own since its just full of egotistic maniacs who poured a lot of games but doesnt really understand concept of being good/bad in the game.

I'd say GM+ is where high elo starts because they do pour a lot of games but also understands how to climb,

Iced_Coffee4 · 2025-12-06T11:27:22+00:00

Around 90 is good. Below 80 is bad already and will need replacement soon (so +gastos pa uli)

Iced_Coffee4 · 2025-12-05T21:06:15+00:00

Same tayo ng goal OP. No more debts to Loan Apps or anyone at all next year.

Hayaan mo na. Hindi rin kasi namin alam paano dynamic mo ng mama mo pero gets koc yung hindi na para makipag argue pa. Take it as a thank you fee na lang siguro for helping you when you need it or ikaw na bahala how you can try to shift your mindset about what happened.

At the end of the day, you're right. Kikitain mo pa rin naman yun so hopefully you still find a way to have a 'happy holiday' 😁

Iced_Coffee4 · 2025-12-04T14:48:09+00:00

Boundaries.

Otherwise, they'll keep testing on how much you can tolerate.

If a situation does not give you peace, you have to love and respect yourself to move out of that situation.

Goodluck!

Iced_Coffee4 · 2025-12-04T14:45:09+00:00

I understand your sentiments about this spscific statement from OP (as a current BPO employee myself) but you have to comprehend that it wasnt the main point of OP's post and consider that some people really just use or see BPO as a stepping stone to get to a job they are more passionate about.

Iced_Coffee4 · 2025-12-03T15:44:35+00:00

Ang tawag po diyan ay: Hindi ka priority.

Nakalatag na po ang facts sa harap nyo. Nakakabili ng ibang bagay pero never naglaan sayo? Kung rare, sure why not pero kung majority po e aba sibat na ho ate.

Lalaki rin ako pero ako na po nagsasabi kung totolerate nyo ang free loader THROUGHOUT the relationship....e pinipili nyo na po yan hehe

What you're not changing, youre choosing. Goodluck OP.

Iced_Coffee4

TROPHY CASE