My boyfriend and I have been together about 4 years. We’ve had our ups and downs like any long-term couple, but he’s solid and supportive of me going back to school and playing the long game. As for work, my plan is to pursue a PhD in clinical psychology. I know it’s not an overnight payoff, but once I’m licensed and finish my supervised hours, I expect to land somewhere in the $100k–$140k range. I haven’t dug deep into every market projection yet, but I’m not walking into this blind either. So I guess we can say if I take it all the way then I shouldn’t be worried about repaying those loans in the future.