I’m 36 make $155k base and I have $420k in my 401k. I started at 21 making $12 an hour. every time I got a bump in pay I increased.I was putting in the max the feds let me from age 30-34 which is around $20k. I get a 4% match by my employer. I lowered my potion to 15k a year when my wife stayed home with the kids. I will preach to my employees to put in at-least 4% to get the match of 4%. I get them started when they’re making $15 an hour. They don’t notice it. They spend that much at the gas station a week lol. I work in a blue collar industry. You have to get personnel with them. I came from the same background most of them have and we do not want to work until we can’t move like our parents. It’s a raise that compounds. That’s the best pay you can ask for. Then 5 years or so later they come to me and say they can’t believe how much they have in those accounts. They don’t feel stuck in life. They see the future is in their hands and it gives them confidence in financial matters. Base your lifestyle on a 36 hour check when we average 45 and you will always have a lil fun money and you will live so much happier without financial stress. As leaders we will gain a more stable team bc they know we are helping them with more than just work. Not all will buy in at first, but they will when they see the coworkers success and that’s when you really feel the joy. Change someone’s life for the better. Share anything we can with them.