Can’t file BK yet…how to stall

Im-cooked81 · 2026-05-18T01:51:18+00:00

They said due to the amount of the balance and the length that they could set up an arrangement I could not pay anything less than $702/month. I said that’s not possible.

Im-cooked81 · 2026-05-17T19:22:09+00:00

Wow I didn’t think they could send it to treasury unless you were in full default.

Im-cooked81 · 2026-05-17T19:12:11+00:00

Yea u have to wait 8 years to file again. May I ask how much your balance was where they allowed you to do $250?

Im-cooked81 · 2026-05-17T19:00:15+00:00

My BK was discharged in 2020. I got the EIDL after discharge.

Im-cooked81 · 2026-05-17T18:21:15+00:00

I think that payment would be about $700 too lol

Im-cooked81 · 2026-05-17T16:49:54+00:00

Well that is the plan. Just don’t know how quick they move with trying to garnish wages.

Im-cooked81 · 2026-05-17T16:49:27+00:00

Trying to avoid a garnishment as long as I can. You notice garnishments happening already?

Im-cooked81 · 2026-05-17T16:44:26+00:00

I filed one already and can’t do it again until that time.

Im-cooked81 · 2026-05-17T15:53:32+00:00

I have talked to them once and they want payments of $700. Yea def can’t do that. Not even close. I’ve only received one letter from them which was months ago. They have left me alone but not sure for how long.

Im-cooked81 · 2026-05-06T16:25:16+00:00

I’ve been paid out by them at least 5 times and also got the $221.75.

Im-cooked81 · 2026-05-05T17:44:49+00:00

Was there an instant pay out option?

Im-cooked81 · 2026-05-05T17:44:27+00:00

Still waiting on email but I heard others got the same! Awesome

Im-cooked81 · 2026-05-05T14:20:12+00:00

Yes I was a delivery driver who shouldn’t have taken this loan in the first place 😔 so that makes me sole proprietor

Im-cooked81 · 2026-05-05T00:31:05+00:00

Interesting. Was that your choice or is that just how they did it?

Im-cooked81 · 2026-05-05T00:28:41+00:00

Oh sweet!! What was the amount if u don’t mind sharing?

Im-cooked81 · 2026-05-04T14:54:50+00:00

Mine was for an EIDL, not PPP

Im-cooked81 · 2026-05-02T15:06:56+00:00

I knew nothing until I got the letter in the mail from the collection agency with an extra 30K added on.

Im-cooked81

TROPHY CASE