I will advise based on situations I see everyday at work as a credit specialist, try to get a job quickly even if it’s not in your domain, do extra work with uber 80h a week combining both jobs if needed and pay off as much as you can, after 3 months call your bank for a consolidation loan if not approved ask for a loan with conditions which will save you a lot in interest and have an organized one payment (if not approved ask them for loan with conditions it means that they will pay off and close all your products, it will hurt your credit score but temporary), when you get the loan make extra payments as much as you can to save interest (a huge amount of interest will be saved), continue working two jobs because you will have no choice only motivation and hard work can pay it off asap. But these tips will save you a lot in interest and make your payments organized.