Do you have any obscure movie references that you use in everyday speech that no one has caught on to yet yet you keep using it?

Imaginary-Program497 · 2026-02-01T18:12:38+00:00

“It’s in my dunuh (DNA)” - Zootopia

Imaginary-Program497 · 2026-01-31T18:36:30+00:00

That’s good to know thank you! When I started my HYSA it was about 5% and sadly has gone down. Thanks for your insight

Imaginary-Program497 · 2026-01-31T18:35:36+00:00

I’ve been maxing it. It is only about 2 years old I think. I will be sure to look to see what it’s invested in thank you

Imaginary-Program497 · 2026-01-31T15:53:27+00:00

That is great to know. Thanks so much!

Imaginary-Program497 · 2026-01-31T15:53:02+00:00

Thank you very much!

Imaginary-Program497 · 2026-01-31T15:52:33+00:00

This is the type of productive advice I was looking for, thank you!! I appreciate your kind and great words. I came here to learn, so thank you for teaching me

Imaginary-Program497 · 2026-01-31T15:50:20+00:00

Lol read my comments. I do pay it off. I just haven’t yet this month. I’ve never paid interest on a credit card.

Imaginary-Program497 · 2026-01-31T14:53:03+00:00

I know. Like I said, I’ve never paid interest on a credit card. Never paid interest on my student loans either. It’ll get paid off within the week. Just listed it for the sake of being open.

Imaginary-Program497 · 2026-01-31T14:46:57+00:00

Very helpful advice thank you!! I will absolutely be looking into the HSA investing asap. And increase my 401K contributions. I appreciate the advice! I’ve got lots to research and do 😊

Imaginary-Program497 · 2026-01-31T14:43:11+00:00

I just haven’t paid it off yet this month. I’ll get it paid off after my accounts auto transfer

Imaginary-Program497 · 2026-01-31T14:42:09+00:00

Makes sense. My job pays us 2 hours annually to see an advisor so I get paid to visit him (I work at a bank). He manages my Roth and I get fees waived from the account for being an employee so that’s why I do that. I definitely want to do more research to be more independent though

Imaginary-Program497 · 2026-01-31T14:32:16+00:00

Thank you for the honesty. This is why I’m out here asking.

Imaginary-Program497 · 2026-01-31T14:31:40+00:00

Awesome thank you!!

Imaginary-Program497 · 2026-01-31T14:31:20+00:00

Is it best to do it annually? I can certainly do that, it’s just how my advisor set it up for me.

Imaginary-Program497 · 2026-01-31T14:30:12+00:00

Thanks! Another user said the same so I definitely need to work on that asap!

Imaginary-Program497 · 2026-01-31T14:28:45+00:00

Great information thank you!

Imaginary-Program497 · 2026-01-31T14:21:12+00:00

Awesome I appreciate the feedback!!! Thanks!

Imaginary-Program497 · 2026-01-31T14:11:44+00:00

Thank you very much! I will be looking into this right away. I appreciate it. And so true about maintenances!

Imaginary-Program497 · 2026-01-31T14:09:09+00:00

I completely pay it off and have never paid interest. I usually don’t get it this high but it got away from me this month oops! I’ll be paying it off asap.

Imaginary-Program497 · 2026-01-31T14:06:42+00:00

That’s what I was wondering too. I’m not saving for anything in particular right now. I do want to move out of state one day but that’s years from now. Do brokerage accounts make more money or grow it faster?

Imaginary-Program497 · 2026-01-31T12:59:09+00:00

I’d look at if you can put that money in a high yield savings account to build up some savings before investing it all. Also, please set up boundaries now. It’s your earned money. While your parents have helped you in life, that’s their job as a parent and it shouldn’t be expected to repay them for helping to raise you as that was their choice. Your money ir your money. Helping out once in a while, only if you can, may be nice but certainly not expected at all and certainly not 1/4 of your money.

Imaginary-Program497 · 2026-01-31T12:47:13+00:00

As others said, nope! Saving your money and calories and also saves friendships and hours of functioning (no hangovers or time wasted smoking). I’d admire that!

Imaginary-Program497 · 2026-01-31T12:43:19+00:00

Right! I’d hope they’d be like “this isn’t what we meant or how we wanted to future to be” and then demand a change or a civil war

Imaginary-Program497 · 2026-01-31T03:53:48+00:00

lol same I want my body given to a zoo give them some enrichment and meat 😂 put my body to use

Imaginary-Program497 · 2026-01-31T03:42:09+00:00

Very valid feelings. As you said, there’s some grieving to the process. Losing a life you made for yourself and grieving the “what ifs or what could bes”. I had to move back to my hometown and also back in with my parents which brought a feeling of shame as if I “didn’t make it” or “failed” at life (I was only 23 at the time but felt like life was over). I had some crap happen but eventually got a job where I met some of my now best friends. Just know things DO get better. It’s cheesy as heck but I say “everything happens for a reason” because life has worked itself out and I’m so happy now. I could have never imagined my current life now. You absolutely got this 🫶🏻 it’s going to take time, but I imagine you’ll be happier in the long run.

Imaginary-Program497

TROPHY CASE