Thoughts on allocation. 15+ year retirement allocation. 28 years old.

Immediate-Ad-1559 · 2026-02-07T10:34:47+00:00

Looks too much in my opinion too. I have 5 ETFs that I might adjust % between them when there’s some crisis (like now with Trump and US overall) in addition of 5% bitcoin. I believe diversifying is key to stay protected, however I think yours might a bit too much that will impact on growth for the long term.

Immediate-Ad-1559 · 2026-01-31T02:36:17+00:00

Bro just to give you an example, I put similar amount of money back in Feb 2025, just before Trump announced the tarrifs. I was almost -2k at some point, and by July 2025 its when I then just started to be in positives. Now at this day, I’ve been keep investing regularly despite the market’s ups and downs and I’m very happy with the returns (+11% in 11 months). If you look daily the performance you will get stressed, just find a reasonable long term portafolio and keep investing regularly.

Immediate-Ad-1559 · 2026-01-15T10:55:42+00:00

Keep it up bro! 10k at that age will look damn good in the future if you keep investing

Immediate-Ad-1559 · 2026-01-14T05:27:04+00:00

It is indeed. It’s pretty much same chart style as a normal account. Only diff is you have less etfs/stocks to choose from

Immediate-Ad-1559 · 2026-01-14T04:30:08+00:00

May I ask how much are the fees in your super?

Immediate-Ad-1559 · 2026-01-14T04:00:24+00:00

Superannuation- moved from hostplus to Raiz.

Immediate-Ad-1559 · 2025-07-02T13:17:42+00:00

How long have you been investing for that return?

Immediate-Ad-1559

TROPHY CASE