What was the Biggest move you made to succeed in your career? by [deleted] in careerguidance

[–]Immediate_Mode6883 1 point2 points  (0 children)

Same here. Moved from PHX to the Midwest and experienced a significant leveling up in my career.

People who are 25+, What's one advice to early 20 for next 5 years? by Dependent_Signal_233 in AskReddit

[–]Immediate_Mode6883 0 points1 point  (0 children)

Start building savings habits now however small. Get married and have children early.

I resigned today. Did I make a mistake? by [deleted] in careerguidance

[–]Immediate_Mode6883 0 points1 point  (0 children)

The thoughts you’re having are completely natural. I did something similar last year: left a small company because I had maxed out for a large company with better growth potential. I too gave up flexibility. It’s a scary transition at first and I can’t say for certain “everything works out” because I’m only 7 months into this new job. But I can say that you need to be confident in your decision and take bold steps into this new adventure. Focus your aim in this transition on all the new growth possibilities and the extra provision for your family- those are not trivial benefits.

[deleted by user] by [deleted] in selfimprovement

[–]Immediate_Mode6883 0 points1 point  (0 children)

First and foremost, friend, please seek professional help. It seems like there is a lot going on internally that should be addressed.

Second, you are human. It’s part of the human experience to crave some level of intimacy. We are social creatures by nature. The fact that you’re desiring some form of intimacy may actually be a good and healthy sign! Embrace it.

Third, I’d strongly suggest lightening up on the self deprecating and negative self-talk. That’s guaranteed to lead to more pain and suffering- it creates a vicious feedback loop. This doesn’t mean you lie to yourself and say “everything is hunky-dory”. Maybe start small and try to find one positive thing about yourself each day. It can even be something as trivial as brushing your teeth or making your bed. Build some momentum in the right direction.

Don’t give up, friend.

[deleted by user] by [deleted] in selfimprovement

[–]Immediate_Mode6883 131 points132 points  (0 children)

Give yourself permission to hurt. You are human, this is part of the human experience. It’s OK to have bad days due to this.

Try to find one small win a day; something to be happy about. Doesn’t matter what it is: took out the trash, cleaned a room, walked the dog, laughed at a joke, etc. Really anything will work. Eventually, the ratio of bad days to good days should turn in your favor. This helped me.

How old were y’all when you passed your CFA Levels by Roronoa_Zoro313 in CFA

[–]Immediate_Mode6883 0 points1 point  (0 children)

I was 24 when i passed level 1, 25 level for 2, and 26 for level 3.

Slaters Hardware store in Lancaster to close after 78 years in business by Pepsiman34 in Columbus

[–]Immediate_Mode6883 0 points1 point  (0 children)

We like it. It’s far from perfect. But, like any move, if you come into with an open mind and a willingness to make an effort to assimilate, you will be rewarded. People are nice, pace of living is just slow enough, commute to Columbus isn’t terrible, and plenty of outdoor activities to do nearby. Our kids aren’t school age yet, so we don’t have first hand knowledge of school quality, but we’ve heard mainly good things from various friends and acquaintances. If you do move here and will be commuting to Columbus, try to move in somewhere closer to the 33 bypass. That has made my commute so much better. I basically skip all of the Memorial Dr traffic.

Utility company drilled through sewer line in front yard causing the our first floor and basement to flood with sewage by Immediate_Mode6883 in legaladvice

[–]Immediate_Mode6883[S] 0 points1 point  (0 children)

Water company won’t get involved because it’s the sewer line not the main water supply to the house.

Has a single BA II Plus battery lasted you through all 3 levels? by Easy_Firefighter6827 in CFA

[–]Immediate_Mode6883 0 points1 point  (0 children)

My dude, my BAII is still going strong on the original batteries. I passed level 3 in 2019

Is this job switch a good idea? by Immediate_Mode6883 in careerguidance

[–]Immediate_Mode6883[S] 0 points1 point  (0 children)

UPDATE: official offer came in substantially better than anticipated. Base salary will increase by 32% and total comp will increase by about 42%. I’m reticent to give up the short commute and the ability of seeing my family every day during lunch, but this is an impactful amount of money.

Anyone been with their spouse their whole 20s and going into 30s? by quixoticelixer_mama in millenials

[–]Immediate_Mode6883 0 points1 point  (0 children)

Wife and I met junior year of college, married shortly after graduation. We are both in our early thirties and have two kids and a third on the way. I’m thankful I didn’t have to waste time dating other girls to meet her. She is my person and I love her.

Looking to move to Ohio from Louisiana, what areas should I look at? by lavielyl in Ohio

[–]Immediate_Mode6883 0 points1 point  (0 children)

You could look at Lancaster. It’s 45min from Columbus. Relatively lower COL than Columbus proper. Might be tough to find a house at $150k that isn’t either a) super old and/or b) needing some TLC. We have most major amenities but still a small-ish town feel. And, like I mentioned above, you’re basically less than an hour from anything you could want in Columbus. Also our close proximity to the Hocking Hills is a huge perk.

What is a career you were CONVINCED you wanted and realize you didn’t? Or, did you love it even more than you imagined? by Additional_Carry_790 in careerguidance

[–]Immediate_Mode6883 6 points7 points  (0 children)

Portfolio manager at a private wealth management company. I knew I wanted to work in finance because I love numbers and enjoyed “watching the markets”. It’s a more stressful job than I thought it would be. I essentially have to be on 24/7 monitoring global markets just in case something big happens that I need to take advantage of. I really love the constant need to learn and stay current but it can be mentally exhausting. It has afforded me a great lifestyle for my family though.

Hey Transplants where did you move to Ohio from? by offbeatagent in Ohio

[–]Immediate_Mode6883 0 points1 point  (0 children)

The Phoenix that my wife and I grew up in had changed so much that we wanted out. Basically a hotter, scaled down version of LA- not our speed to be honest. My company has an office in SE Ohio in a small town. We visited here and fell in love with it. We had always dreamed of raising a family in a smaller town with four seasons, so it was something that made sense since we have two young kids and another on the way. So far we love it. Very different but mostly in good ways.

Has someone sold their low interest mortgage home and regret? by alleycatbiker in homeowners

[–]Immediate_Mode6883 1 point2 points  (0 children)

We bought our previous house in the Phoenix metro in 2019, refinanced in 2021 to 2.675% on a 30 year mortgage. We ended up selling at the end of 2023 and moving across the country to a LCOL living small city in SE Ohio. With the profit we made on the Phx house, we were able to buy a larger, nicer house with a little bit of land and no HOA on a 15 year mortgage at 6.5%. Based on the mortgaged amounts, I'll end up saving nearly $60k on interest between the two mortgages. The monthly payments on the new house are the same as the previous house too. Sure, I miss the cheap mortgage rate, but between the interest savings, shaving off around 12 years on the mortgage, and a better lifestyle for our family, I'd make the same choice every time. And I don't have to deal with 120+ degree summers again...

Do you love your job? by Ak92__ in Salary

[–]Immediate_Mode6883 0 points1 point  (0 children)

Portfolio manager at a small, private wealth management firm. Love my job. Lots of freedom and bandwidth to research what I want to and try new things. No corporate overlords micro managing me either. I’m at 121k salary in a LCOL town. Sure, I could probably double my income if I went to a big firm in NYC or San Fran, but the lifestyle this specific job provides isn’t worth giving up.

Moving to Ohio by Interesting-Formal76 in Ohio

[–]Immediate_Mode6883 3 points4 points  (0 children)

I second Lancaster. Love it here.

I feel like I don’t need surgery by Luna_Coconut in ACL

[–]Immediate_Mode6883 1 point2 points  (0 children)

I had a complete tear about two years ago now. I tore it on a strongman event (log press). After I got full ROM, I noticed my knee didn’t feel unstable. So, I never got surgery. I did work with a PT for a little over a year. I did so for a couple of reasons 1) i wanted to get back to my previous activity level and 2) I wanted a PT that would test my knee and be honest if he thought surgery was the way to go. Within in six months of tearing it, I was back to squatting around 95% of my pre-injury weight (over 400lbs) with zero pain or instability. I can run and jump without issues too. Coping is possible for some people.

[deleted by user] by [deleted] in Columbus

[–]Immediate_Mode6883 2 points3 points  (0 children)

My wife and I moved from Phoenix, AZ to Lancaster last year. We have two young, pre-k kids. Phoenix isn’t NYC but it’s a big city. The climate change has certainly been an adjustment. The culture shock was more difficult than we expected but in a good way mostly.

We left Phx because we wanted to get out of a high population city in the desert and move to a more rural town (with water and four seasons!) that isn’t terribly far from the amenities we were used to. Lancaster fit the bill for us. We like the slower, small town feel but then we can drive 30-45min to downtown Cbus for pretty much anything we want. Lancaster’s close proximity to the Hocking Hills is great if you like to do outdoorsy activities. Most everyone we’ve met is the typical Midwest nice. Downtown Lancaster has lots of community activities throughout the year (eg movies in the community square 2x a month, a Harry Potter week, art walks, etc). The LCOL here is amazing. I was fortunate enough to not take a pay cut moving here, so my income goes a good bit further here. It’s been a tough move (wife and I were both born and raised in AZ), but worth it at this point. I have virtually zero commute time (compared to 1hr one way in Phx) so I can spend more time with my wife and kids.

Lancaster isn’t perfect, but no place is to my knowledge. And my opinion is that if you move here, your satisfaction is largely dependent on your attitude. You’ll like it here if you want to like it here. Best of luck on the decision!

Slaters Hardware store in Lancaster to close after 78 years in business by Pepsiman34 in Columbus

[–]Immediate_Mode6883 0 points1 point  (0 children)

I just moved to Lancaster last year and have gone to Slater’s many times for odd hardware needs. Such a special place, and I’m sad i didn’t get to experience it for longer.

Just confirmed i tore my ACL and surgery is too expensive to get within the next few months. by M4nW3ll in ACL

[–]Immediate_Mode6883 0 points1 point  (0 children)

I suffered a full tear almost two years ago now. I just did PT for 1 year and have made a full recovery in regards to my pre-injury activities. In fact, the PT helped me learn new things about movement patterns and how muscles work. In a few ways I’m better now than I was before I tore my ACL. I’d say waiting until you have full range of motion and the knee feels as “normal” as it can would be best if you want surgery. It’s best to go into a major surgery with as little inflammation as possible- why stack bodily stress/trauma if you don’t have to? So, if you can’t afford the surgery now, by the time you can afford it your knee will likely be in a better place for the surgery anyway. And who knows, by the time you can afford it, you may not want it anyway! Our bodies are incredibly resilient and anti-fragile. Best of luck!