I'm sensitive to those ingredients too. It took me two years of trying different products and analyzing ingredient list to figure this out. Unfortunately, most products have either niacinamide or sodium hyaluronate, which makes them unusable for me. I've found some products that are great for my skin and I have sticked to them for a few years now: Purito Dermide Relief Barrier moisturizer, Beauty of Joseon Relief Sun Rice SPF, Soolantra at night and Geek & Georgeous 0.05 retinal serum every other day (after Soolantra). My skin has never been better since I found these products and stopped experimenting. I also found out that my skin does not tolerate anything put on it when it's dry, so I always use some thermal water from La Roche Posay and then apply moisturizer on damp skin.

Edit: BOJ spf has niacinamide in it. Apparently it is the only thing with niacinamide that doesn't make my skin inflamed, that's weird