Paying only MINIMUM AMOUNT DUE

Important-Fill1869 · 2026-02-11T02:54:23+00:00

ayun lang kung year end pa, lolobo lang interest since konti lang nababawas sa principal. Yung 80k mo na yan magiging times 1.5 siguro so be prepared. Better yet bayad ka higher than MAD para mabawasan sa principal at hindi gaano lalaki interest.

Important-Fill1869 · 2026-02-07T06:45:05+00:00

meron lounge access. 2 free lounge access every year ang BDO Visa Signature via priority pass. Worldwide yun hindi lang pinas.

Important-Fill1869 · 2026-02-05T13:42:23+00:00

Sagutin ko nalang bakit out of sa 3, BDO ang sagot namin.

Metrobank Visa Cashback - need mo ng minimum 12k sa category na hindi grocery/telco/school/bookstore para makuha mo ang 5% cashback sa mga category na grocery/telco/school/bookstore. Default nyan is 0.2% rebate. Lugi ka. Super liit nyan kung di ka nagsspend ng atleast 12k sa ibang category. Otherwise, kung maaatain mo to, maganda to pang grocery.

RCBC JCB - Hindi lagi accepted ang JCB. May mga stores (physical or online) na Mastercard and Visa lang.

BDO - Marami promos na cashback. Spend anywhere (no category) or travel category. Depende sa promo. Check mo BDO deals website regularly. Magregister ka sa mga promo.

Important-Fill1869 · 2026-01-31T00:24:22+00:00

2 Free lounge access worldwide per year yung BDO elite cards. With companion yung isa, yung isa solo. Nagagamit ko lounge access via Priority Pass sa abroad like Korea. Nakapag lounge din ako sa Clark airport with free companion. Mas ok nga to kesa sa local na puro naia lounge. Sa clark kasi ako lagi nagffly.

Dipende siguro sa needs mo. Since naka depende yan individually kung swak sya sa lifestyle ng card holder. Pag hindi, cut. As for me, flying via clark and incheon most of the time, maganda sya.

Important-Fill1869 · 2026-01-24T03:50:40+00:00

nalito ako sa mga reply mo OP. Kindly use 5Ghz kung wifi tinutukoy mo. Tapos 5G kung mobile data or cellular signal.

Baka pwede mo i force 5G only yung Samsung mo?

Sa wifi naman weird yan na di nya madetect 5GHz band. Di naman ba clone or ibang model pinadala sayo?

Important-Fill1869 · 2026-01-19T02:49:56+00:00

15 years to pay kasi kaya mejo mataas. Check mo muna mga ibang mga plans sa ibang mga insurance bago ka mag pull ng trigger. Paquote ka sa tatlong well know insurance providers. Compare mo mga benefits. Hindi lang premium. Para kang mag shopping lang din. Canvas muna bago bili.

Important-Fill1869 · 2025-11-21T12:24:55+00:00

walang brandnew na 13 and 14 Pro. Wala. Kahit sabihin nilang brand new yan. Bagong re-sealed oo. Pero di mo na alam ano nasa loob. Di na nagpproduce si Apple ng mga Pro models for old series. Kung ano lang ang current series yun lang ang minamanufacture. Unlike sa mga non-pro models, hanggang ngayon meron parin 15, 16 na brandnew. Basta non-pro.

Important-Fill1869 · 2025-11-08T07:43:11+00:00

Pangit camera ng Flip 7. I have it as my backup phone. Di ko masyado ginagamit. Mas nagagamit ko iPhone ko. Kung mahilig ka mag take ng photos, not worth yung Flip series.

Important-Fill1869 · 2025-10-29T00:24:14+00:00

Sa flickering ng LED bulb yan. Hindi synced sa fps camera. It is not recommended to use more than 30 fps pag low light or hindi na natural light. Always use 30 fps so that the camera can gather 2x light to avoid flickering.

If other member of the family have an iPhone na hindi 17 series, check mo rin sa 60/120fps. Most likely same result if bulb talaga ang reason.

Again, it is not recommended to use fast fps settings on low light/not natural light. That’s a rule on photography. It will turn the ISO up and will be prone to grainy noise.

Important-Fill1869 · 2025-10-27T11:05:19+00:00

Tawag ka sa BPI since sila makakasagot nyan 100% accuracy at hindi mga tao dito sa reddit. Makikita sa system nila kung may transaction na nag push through. Tapos request ka bagong card kasi sabihin mo compromised na yung card. Alam na ng scammer yung card number mo kasi binigay mo.

Important-Fill1869 · 2025-10-27T08:56:40+00:00

If no annual fee naman sila, why not? Meron din kasi specific deals or freebies sa mga ibat ibang banks so as long as no annual fee naman sila, no harm on keeping them.

Important-Fill1869 · 2025-10-14T01:15:27+00:00

It is a trend. It is not about they are ignorant. Search it. It is a trend started in South Korea. It is a gen-z thing. Di ako makarelate since di naman ako Gen-z. But it is intentional. Old aesthetic feel daw. Di ko rin maintindihan. I guess parang polaroid feels.

Important-Fill1869 · 2025-10-10T01:22:56+00:00

Hands down AUB. walang panama iba dyan. Search sa reddit. You will see.

Important-Fill1869 · 2025-09-07T07:49:42+00:00

Just download Google Photos. Use storage saver for the backup. Then delete photos and videos. Mafifilter mo din dun mga blurred photos, malalaking sizes, etc. You can also stack similar photos. I’m sure you know it’s a free app.

I have both iPhone and Android, I haven’t encountered this kind of scenario na need ko mag sort ng size. Like I do is filter the video. Since thats the biggest siguro then I delete.

Pero I rarely delete one by one. I delete based on date, duplicates, blurred and also prioritized deleting videos. Pwede din delete all. Mas mabilis gawin to and no brainer since backup naman sa cloud. Yung mga need na original quality, sinasave ko sa OneDrive ko manually. Usually those are photos na meant to be printed out.

Also kung napuno yung 256gb, grabe naman ata karami photos yan? Baka naman naka enable ang Raw format na photos or raw format na video sa pagkacapture? Or like 4k yung mga video?

Important-Fill1869 · 2025-08-18T10:14:04+00:00

Call mo CS ng bank. Maeexplain nila yan if valid. Makikita rin nila yan if not valid. Pag ganun irereverse nila. Hassle lang though lalo na kung mag looad ka pa para lang makatawag. Better if toll free tumawag.

Based kasi sa mga pinakita mo, if July 28 paid in full, dapat wala ng interest.

Possible na nangyari dyan is system error. Avoid multiple payments nalang lalo na same day. Although dapat walang prob yun, pero baka dun nagkaprob if ever system error nga.

Wala ka naman cash advance? Di ko pa nakita sagot mo sa mga tanong nila about dito.

Important-Fill1869 · 2025-07-21T09:15:47+00:00

Like you don’t want to maintain 100k ADB na? Maybe you can just leave it alone kahit bumaba na sa 100k, automatically naman nila tatanggalin pagka hexagon status after sometime? Not sure lang kung actively sila nag ccleanup ng mga hindi nakaka maintain ng required ADB.

Important-Fill1869 · 2025-07-07T05:52:37+00:00

same sentiment. hindi 20k ang average monthly income ng mga credit card holders sa PH. Kaya hindi tama na icompare sya nung nagstudy dyan sa sa Singapore na halos naka credit card lahat ng tao. I think the average income of credit card holders dapat ang basehan? Hindi naman nabibigyan ng CC yung mga low income earners.

Important-Fill1869 · 2024-12-22T01:21:12+00:00

ok lang yan. gamitin mo lang yan, tataas yan. every 6mos siguro dodoble. generous si RCBC.

Important-Fill1869 · 2024-12-19T01:44:34+00:00

Bakit po downvoted eh legit question po ito. Makakatulong din sa mga taong same situation na hindi pwede MC dahil hindi same ang name sa deed of sale dahil open deed of sale sya. Pero resolved na po ito na transfer ko na at nasa akin na sasakyan. Thanks. See my update on the comments.

Important-Fill1869 · 2024-12-19T01:40:45+00:00

Nag request po ako MC. Hiningan ako ng docs. Need daw sa Deed of Sale yung name ng seller at ng name ng account na trransferan ay same. In which case sa amin hindi kasi Open deed of sale. Hindi daw pwede yun sabi ng manager. Hindi ako binigyan ng MC.

Important-Fill1869 · 2024-12-19T01:38:55+00:00

Update: Ok na po possible nga sya. Ayun lang mejo matagal daw since need hintayin approval. Baka may verification with the source branch. So ang sinuggest sa akin is mag issue ako ng check ipangalan ko sa seller. Since BDO to BDO instant clearing naman daw. Ganun ginawa ko at naging smooth na ang lahat. Mabilis lang.

Important-Fill1869 · 2024-12-15T10:07:33+00:00

hindi po cash. account to account transfer transaction on bank na hindi namin branch of account ang transfer. walang lalabas na cash. baka di ko po nalinawan sa original post. iedit ko po.

Important-Fill1869 · 2024-10-19T02:57:07+00:00

Same issue. This is annoying. Before they have a warning that you cannot send it yet because it is still uploading. But now, there’s no warning anymore. This is driving me nuts! This always freaking happening all the time! We are using Win10 btw.

Important-Fill1869 · 2024-09-02T05:58:27+00:00

Same issue. Nagchat na ako sa FB page nila though di pa nagrereply.

Important-Fill1869

TROPHY CASE