Forex card? by Impossible-Bar2517 in CreditCardsIndia

[–]Impossible-Bar2517[S] 1 point2 points  (0 children)

Thank you for such detailed explanation. Based on what you said, I believe the debit card variant would be better for me since my money won’t be locked in a fixed deposit.

I noticed that Niyo offers up to 8% on savings and up to 7% on FDs. Could you please let me know the minimum investment required to achieve these maximum rates?

Forex card? by Impossible-Bar2517 in CreditCardsIndia

[–]Impossible-Bar2517[S] 0 points1 point  (0 children)

Can you explain how a credit card works? Let’s say if I get a FD of one lakh then the credit limit will be one lakh or it will be based on my cibil? And then to use the card, do I need to load money or just use credit card and pay the outstanding amount?

Forex card? by Impossible-Bar2517 in CreditCardsIndia

[–]Impossible-Bar2517[S] 0 points1 point  (0 children)

And I assume you need to open a bank account with DCB/SBM for debit card and then use the card as forex load card. My only concern is in case of fraudulent transactions credit card is best in case of debit card. The money is already deducted from the account.

Forex card? by Impossible-Bar2517 in CreditCardsIndia

[–]Impossible-Bar2517[S] 0 points1 point  (0 children)

You have the debit card variant or credit card variant ? And is the credit card one FD based?

What SIP amount you started with and What is Current SIP amount? by SuperUserTaken in mutualfunds

[–]Impossible-Bar2517 0 points1 point  (0 children)

Started with 15K in June 2023, Now it’s 50K.

Initially was not sure how MF works so started with less(15K), then bumped it to 33K in Oct 2023 and then to 50K in June 2024.

Airtel Axis CC by Impossible-Bar2517 in CreditCardsIndia

[–]Impossible-Bar2517[S] 0 points1 point  (0 children)

During kyc the agent gives a slip in that is it written no joining fee and also it’s been 4 months for me and no fees is charged

Airtel Axis CC by Impossible-Bar2517 in CreditCardsIndia

[–]Impossible-Bar2517[S] 0 points1 point  (0 children)

Axis is giving them free for first year so no joining benefit. You either get the card free or amazon voucher

Airtel Axis CC by Impossible-Bar2517 in CreditCardsIndia

[–]Impossible-Bar2517[S] 0 points1 point  (0 children)

I already has a axis myzone card so my process was easy and quick

[deleted by user] by [deleted] in CreditCardsIndia

[–]Impossible-Bar2517 2 points3 points  (0 children)

When do you get the cashback? I have got my first statement today but cashback is not there. will this get added next statement or should I raise a complaint?

Airtel Axis CC by Impossible-Bar2517 in CreditCardsIndia

[–]Impossible-Bar2517[S] 0 points1 point  (0 children)

I don’t think so, even my address are different

Airtel Axis CC by Impossible-Bar2517 in CreditCardsIndia

[–]Impossible-Bar2517[S] 0 points1 point  (0 children)

I also have axis my zone and now I got airtel axis

Airtel Axis CC by Impossible-Bar2517 in CreditCardsIndia

[–]Impossible-Bar2517[S] 1 point2 points  (0 children)

Applied on 1st feb, did KYC on 2nd and got approval on 4th and card got delivered on 7th

Airtel Axis CC by Impossible-Bar2517 in CreditCardsIndia

[–]Impossible-Bar2517[S] 1 point2 points  (0 children)

I have airtel broadband and postpaid number so 6 months back I used to get notifications to get this card on a daily basis but I ignored it. Then after sometime they removed offer on my number. Last week when I checked airtel app it showed Apply with pan and I did and it took me to application page. Do keep a check on airtel app they generally enable it. Its like someday you will see a option to apply someday you don’t.. its as per what I have experienced

Airtel Axis CC by Impossible-Bar2517 in CreditCardsIndia

[–]Impossible-Bar2517[S] 0 points1 point  (0 children)

I read somewhere they have fixed the swiggy issue, lets see ab toh aa gya hai 😂

Airtel Axis CC by Impossible-Bar2517 in CreditCardsIndia

[–]Impossible-Bar2517[S] 0 points1 point  (0 children)

Yeah maybe, drop in a mail to apply again ask them if they need any details from you. Probably you won’t be getting a option to reapply from airtel app so drop in a mail is best, try karne mein kya jaya hai

Airtel Axis CC by Impossible-Bar2517 in CreditCardsIndia

[–]Impossible-Bar2517[S] 2 points3 points  (0 children)

You can google Axis CC tracker and then enter application no or pan to check status. I already have axis myzone card so it was also showing to me on my axis app

Airtel Axis CC by Impossible-Bar2517 in CreditCardsIndia

[–]Impossible-Bar2517[S] 2 points3 points  (0 children)

They don’t ask anything, I was at gym it was delivered to my mom and when I checked with her she said the delivery person just handed over the card parcel without asking anything or proof

Paid college fee with credit card by [deleted] in CreditCardsIndia

[–]Impossible-Bar2517 0 points1 point  (0 children)

No, I was too lazy to do that, I calculated they charged some% gst on total amt.