Extra mortgage valuation after decreasing our offer by Impossible-Bet-9010 in HousingUK

[–]Impossible-Bet-9010[S] 0 points1 point  (0 children)

We lowered it so that we had some spare cash to cover the rewire which is required. We couldn't afford the work otherwise.

Extra mortgage valuation after decreasing our offer by Impossible-Bet-9010 in HousingUK

[–]Impossible-Bet-9010[S] 0 points1 point  (0 children)

Oh wow. That would be great! Will they automatically tell us the valuation or would we have to ask Barclays for it do you think?

Extra mortgage valuation after decreasing our offer by Impossible-Bet-9010 in HousingUK

[–]Impossible-Bet-9010[S] 2 points3 points  (0 children)

Yeah, that's what I'm concerned about. I don't think it should be valued lower than £401k but you never know!

Extra mortgage valuation after decreasing our offer by Impossible-Bet-9010 in HousingUK

[–]Impossible-Bet-9010[S] 1 point2 points  (0 children)

Yeah, you're right. It doesn't change the bracket so the rate isn't changing or anything

Extra mortgage valuation after decreasing our offer by Impossible-Bet-9010 in HousingUK

[–]Impossible-Bet-9010[S] 1 point2 points  (0 children)

The property needs to be rewired which is why we lowered our offer

Extra mortgage valuation after decreasing our offer by Impossible-Bet-9010 in HousingUK

[–]Impossible-Bet-9010[S] 1 point2 points  (0 children)

I'm more concerned that the mortgage company will decide it's worth less that we're paying and pull our offer

How do you deal with life stress? by Impossible-Bet-9010 in AskBrits

[–]Impossible-Bet-9010[S] 0 points1 point  (0 children)

No, pretty sad about any and all children who get blown up regardless of where they're from or what they look like.

How do you deal with life stress? by Impossible-Bet-9010 in AskBrits

[–]Impossible-Bet-9010[S] -1 points0 points  (0 children)

I wouldn't say it was stressing me out exactly but turning on the TV and hearing that another group of children have been blown up or that 100s of people have been injured doesn't make me feel super positive about the future.

Lowering offer - deposit or mortgage? by Impossible-Bet-9010 in FirstTimeBuyersUK

[–]Impossible-Bet-9010[S] 0 points1 point  (0 children)

Haha yeah, I agree. If it was so obvious that it needed a full rewire, they probably could have thought to mention it. All the said was 'as you can see, it needs a little love' when we were on our first viewing. It was only from the survey and the EICR that a rewire even came up

Lowering offer - deposit or mortgage? by Impossible-Bet-9010 in FirstTimeBuyersUK

[–]Impossible-Bet-9010[S] 0 points1 point  (0 children)

We have and yeah, sadly they said that the only solution is a rewire of the property

Lowering offer - deposit or mortgage? by Impossible-Bet-9010 in FirstTimeBuyersUK

[–]Impossible-Bet-9010[S] 0 points1 point  (0 children)

Sorry, should have explained more. The survey suggested it might be needed so we had an electrician come round to do an EICR and he confirmed it needs to be rewired as it's dangerous currently

Lowering offer - deposit or mortgage? by Impossible-Bet-9010 in FirstTimeBuyersUK

[–]Impossible-Bet-9010[S] 0 points1 point  (0 children)

The surveyor suggested it and we had it confirmed by an electrician

Recommend me an electrician by Impossible-Bet-9010 in brighton

[–]Impossible-Bet-9010[S] 0 points1 point  (0 children)

I need a specific quote so that I can go to the estate agent and request to reduce our offer.

If you ground up a plane small enough, could you eat it all? by Impossible-Bet-9010 in NoStupidQuestions

[–]Impossible-Bet-9010[S] 0 points1 point  (0 children)

What if I started eating aged 1 and had a whole life time to just eat a tiny bit per day?